Severn Bancorp Inc. (SVBI)
Stock Price Chart
Key Info
| Market Cap | 81.62M |
| Revenue (ttm) | 39.38M |
| Net Income (ttm) | 5.89M |
| Shares Out | 12.81M |
| EPS (ttm) | 0.42 |
| PE Ratio | 15.17 |
| Forward PE | n/a |
| Dividend | $0.16 |
| Dividend Yield | 2.51% |
Stock Quote
| Trading Day | Oct 23, 2020 |
| Last Price | $6.37 |
| Previous Close | $6.35 |
| Change ($) | 0.02 |
| Change (%) | 0.31% |
| Day's Open | 6.37 |
| Day's Range | 6.37 - 6.51 |
| Day's Volume | 1,373 |
| 52-Week Range | 4.26 - 9.50 |
More Stats
| Market Cap | 81.62M |
| Enterprise Value | n/a |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Sep 4, 2020 |
| Shares Outstanding | 12.81M |
| Float | 9.70M |
| EPS (basic) | 0.47 |
| EPS (diluted) | 0.42 |
| FCF / Share | 1.04 |
| Dividend | $0.16 |
| Dividend Yield | 2.51% |
| Earnings Yield | 6.59% |
| FCF Yield | 16.38% |
| Payout Ratio | 34.00% |
| Shares Short | 10,036 |
| Short Ratio | 1.06 |
| Short % of Float | 0.10% |
| Beta | 0.70 |
| PE Ratio | 15.17 |
| Forward PE | n/a |
| P/FCF Ratio | 6.11 |
| PS Ratio | 2.07 |
| PB Ratio | 0.77 |
| Revenue | 39.38M |
| Operating Income | 8.24M |
| Net Income | 5.89M |
| Free Cash Flow | 13.37M |
| Net Cash | 112.85M |
| Net Cash / Share | 8.81 |
| Gross Margin | 104.33% |
| Operating Margin | 20.93% |
| Profit Margin | 15.00% |
| FCF Margin | 33.95% |
| ROA | 0.61% |
| ROE | 5.08% |
| ROIC | 1.00% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 41.27 | 37.79 | 30.48 | 29.61 | 29.39 | 26.68 | 13.62 | 29.91 | 26.81 | 27.21 |
| Revenue Growth | 9.22% | 23.96% | 2.94% | 0.76% | 10.16% | 95.9% | -54.48% | 11.57% | -1.44% | - |
| Gross Profit | 41.27 | 37.79 | 30.48 | 29.61 | 29.39 | 26.68 | 13.62 | 29.91 | 26.81 | 27.21 |
| Operating Income | 11.61 | 11.55 | 8.08 | 6.24 | 5.46 | 2.94 | -16.46 | 6.39 | 2.76 | 2.53 |
| Net Income | 8.37 | 8.57 | 2.82 | 15.54 | 4.54 | 2.91 | -25.17 | 3.73 | 1.55 | 1.36 |
| Shares Outstanding | 12.81 | 12.72 | 12.25 | 12.10 | 10.09 | 10.07 | 10.07 | 10.07 | 10.07 | 10.07 |
| Earnings Per Share | 0.65 | 0.67 | 0.21 | 1.15 | 0.21 | 0.06 | -2.64 | 0.22 | -0.02 | -0.04 |
| EPS Growth | -2.99% | 219.05% | -81.74% | 447.62% | 250% | - | - | - | - | - |
| Dividend Per Share | 0.14 | 0.12 | - | - | - | - | - | - | - | - |
| Dividend Growth | 16.67% | - | - | - | - | - | - | - | - | - |
| Operating Cash Flow | 6.79 | 5.72 | 10.88 | 7.62 | 1.15 | 1.34 | 13.43 | 5.78 | 13.32 | 17.73 |
| Capital Expenditures | -0.84 | -0.92 | -0.34 | -0.90 | -0.27 | -0.43 | -0.58 | -0.31 | -0.14 | -0.46 |
| Free Cash Flow | 5.95 | 4.80 | 10.54 | 6.72 | 0.89 | 0.91 | 12.85 | 5.47 | 13.18 | 17.27 |
| Cash & Equivalents | 88.19 | 188 | 21.85 | 67.01 | 43.59 | 33.34 | 98.38 | 93.39 | 87.39 | 70.96 |
| Total Debt | 55.62 | 94.12 | 109 | 124 | 139 | 139 | 139 | 139 | 139 | 139 |
| Net Cash / Debt | 32.57 | 94.22 | -87.27 | -57.11 | -95.53 | -106 | -40.74 | -45.73 | -51.73 | -68.16 |
| Assets | 827 | 974 | 805 | 787 | 762 | 776 | 800 | 852 | 901 | 963 |
| Liabilities | 721 | 876 | 714 | 700 | 676 | 693 | 717 | 743 | 795 | 856 |
| Book Value | 105 | 98.45 | 91.10 | 87.93 | 86.46 | 83.81 | 82.77 | 109 | 106 | 106 |
Company Profile
Company Details
| Full Name | Severn Bancorp Inc. |
| Country | United States |
| Employees | 174 |
| CEO | Alan J. Hyatt |
Stock Information
| Ticker Symbol | SVBI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: SVBI |
Description
Severn Bancorp operates as the holding company for Severn Savings Bank, FSB that provides a range of personal and commercial banking products and services in Maryland, Delaware, and Virginia. The company's deposit products include checking, savings, money market, time deposit, and individual retirement accounts. Its loan portfolio comprises residential mortgage loans; commercial real estate loans; construction and land acquisition, and development loans for the construction of one-to-four family dwellings; commercial construction loans; land loans; residential lot loans; business and commercial loans; and home equity loans, home equity lines of credit, and other consumer loans. The company also offers cash management, ATM, credit and debit card, safe deposit box, Internet and telephone banking, and other products and services. In addition, it provides commercial real estate brokerage and property management services, as well as acquires real estate for syndication and investment purposes. As of May 9, 2019, the company operated through six branches located in Annapolis, Edgewater, Glen Burnie, Lothian/Wayson's Corner, and Severna Park. Severn Bancorp, Inc. was founded in 1946 and is headquartered in Annapolis, Maryland.