Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
81.01
+1.23 (1.54%)
At close: Dec 9, 2025, 4:00 PM EST
81.50
+0.49 (0.60%)
After-hours: Dec 9, 2025, 7:44 PM EST
Synchrony Financial Stock Forecast
Stock Price Forecast
The 21 analysts that cover Synchrony Financial stock have a consensus rating of "Buy" and an average price target of $80.9, which forecasts a -0.14% decrease in the stock price over the next year. The lowest target is $66 and the highest is $100.
Price Target: $80.9 (-0.14%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 5 | 5 | 5 | 6 | 6 | 4 |
| Buy | 7 | 7 | 8 | 7 | 7 | 8 |
| Hold | 6 | 6 | 6 | 8 | 8 | 9 |
| Sell | 1 | 1 | 1 | 1 | 1 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 19 | 19 | 20 | 22 | 22 | 21 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Wolfe Research | Wolfe Research | Buy Initiates $92 | Buy | Initiates | $92 | +13.57% | Dec 8, 2025 |
| Baird | Baird | Buy → Hold Downgrades $82 | Buy → Hold | Downgrades | $82 | +1.22% | Dec 5, 2025 |
| Truist Securities | Truist Securities | Hold Maintains $82 → $78 | Hold | Maintains | $82 → $78 | -3.72% | Oct 17, 2025 |
| Wells Fargo | Wells Fargo | Buy Maintains $80 → $85 | Buy | Maintains | $80 → $85 | +4.93% | Oct 16, 2025 |
| Barclays | Barclays | Buy Maintains $83 → $86 | Buy | Maintains | $83 → $86 | +6.16% | Oct 16, 2025 |
Financial Forecast
Revenue This Year
18.15B
from 9.39B
Increased by 93.20%
Revenue Next Year
19.01B
from 18.15B
Increased by 4.76%
EPS This Year
9.41
from 8.55
Increased by 10.10%
EPS Next Year
9.36
from 9.41
Decreased by -0.54%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 20.0B | 21.1B | |||
| Avg | 18.1B | 19.0B | |||
| Low | 14.7B | 15.1B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 113.0% | 16.5% | |||
| Avg | 93.2% | 4.8% | |||
| Low | 56.5% | -16.6% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 10.37 | 10.07 | |
| Avg | 9.41 | 9.36 | |
| Low | 8.68 | 8.41 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 21.3% | 7.0% | |
| Avg | 10.1% | -0.5% | |
| Low | 1.6% | -10.7% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.