Synchrony Financial (SYF)

Synchrony Financial Stock Forecast

Stock Price Forecast

The 19 analysts that cover Synchrony Financial stock have a consensus rating of "Buy" and an average price target of $86.42, which forecasts a 25.64% increase in the stock price over the next year. The lowest target is $77 and the highest is $100.

Price Target: $86.42 (+25.64%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$77	$86.42	$84	$100
Change	+11.94%	+25.64%	+22.12%	+45.38%

Analyst Ratings

The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26
Strong Buy	5	6	6	4	5	5
Buy	8	7	7	8	7	8
Hold	6	8	8	9	8	6
Sell	1	1	1	0	0	0
Strong Sell	0	0	0	0	0	0
Total	20	22	22	21	20	19

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Brennan Crowley Baird	Baird	Hold → Buy Upgrades $83	Hold → Buy	Upgrades	$83	+20.67%	Feb 13, 2026
Brian Foran Truist Securities	Truist Securities	Hold Maintains $92 → $84	Hold	Maintains	$92 → $84	+22.12%	Jan 29, 2026
Richard Shane JP Morgan	JP Morgan	Hold Maintains $86 → $84	Hold	Maintains	$86 → $84	+22.12%	Jan 28, 2026
Jon G. Arfstrom RBC Capital	RBC Capital	Hold Maintains $91 → $85	Hold	Maintains	$91 → $85	+23.57%	Jan 28, 2026
Terry Ma Barclays	Barclays	Buy Maintains $101 → $93	Buy	Maintains	$101 → $93	+35.20%	Jan 28, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

17.71B

Increased by 81.50%

from 9.76B

Revenue Next Year

18.63B

Increased by 5.23%

from 17.71B

EPS This Year

9.24

Decreased by -0.47%

from 9.28

EPS Next Year

10.33

Increased by 11.86%

from 9.24

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	9.47B	8.30B	7.66B	9.39B	9.76B	17.71B	18.63B
Revenue Growth	61.76%	-12.33%	-7.68%	22.58%	3.88%	81.50%	5.23%
EPS	7.34	6.15	5.19	8.55	9.28	9.24	10.33
EPS Growth	223.35%	-16.21%	-15.61%	64.74%	8.54%	-0.47%	11.86%
Forward PE	-	-	-	-	-	7.45	6.66
No. Analysts	-	-	-	-	-	25	25

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028	2029
High	20.9B	22.1B
Avg	17.7B	18.6B
Low	15.0B	15.6B

Revenue Growth

Revenue Growth	2026	2027	2028	2029
High	113.7%	24.8%
Avg	81.5%	5.2%
Low	53.8%	-12.0%

EPS Forecast

EPS	2026	2027	2028
High	9.82	11.57
Avg	9.24	10.33
Low	6.77	6.82

EPS Growth

EPS Growth	2026	2027	2028
High	5.8%	25.3%
Avg	-0.5%	11.9%
Low	-27.0%	-26.2%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.