Synchrony Financial (SYF)

Synchrony Financial Stock Forecast

Stock Price Forecast

The 18 analysts that cover Synchrony Financial stock have a consensus rating of "Buy" and an average price target of $71.78, which forecasts a -5.92% decrease in the stock price over the next year. The lowest target is $40 and the highest is $82.

Price Target: $71.78 (-5.92%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$40	$71.78	$77	$82
Change	-47.58%	-5.92%	+0.92%	+7.47%

Analyst Ratings

The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Apr '25	May '25	Jun '25	Jul '25	Aug '25	Sep '25
Strong Buy	4	4	4	5	5	5
Buy	7	7	7	7	7	7
Hold	9	9	9	6	6	6
Sell	1	1	1	1	1	1
Strong Sell	0	0	0	0	0	0
Total	21	21	21	19	19	19

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Mihir Bhatia B of A Securities	B of A Securities	Strong Buy Maintains $75 → $80	Strong Buy	Maintains	$75 → $80	+4.85%	Sep 11, 2025
Brian Foran Truist Securities	Truist Securities	Hold Maintains $68 → $76	Hold	Maintains	$68 → $76	-0.39%	Jul 24, 2025
Jon Arfstrom RBC Capital	RBC Capital	Hold Maintains $75 → $78	Hold	Maintains	$75 → $78	+2.23%	Jul 23, 2025
Donald Fandetti Wells Fargo	Wells Fargo	Buy Maintains $75 → $80	Buy	Maintains	$75 → $80	+4.85%	Jul 23, 2025
Terry Ma Barclays	Barclays	Buy Maintains $81 → $80	Buy	Maintains	$81 → $80	+4.85%	Jul 23, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

17.96B

Increased by 91.17%

from 9.39B

Revenue Next Year

18.58B

Increased by 3.50%

from 17.96B

EPS This Year

8.73

Increased by 2.08%

from 8.55

EPS Next Year

9.23

Increased by 5.74%

from 8.73

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	5.85B	9.47B	8.30B	7.66B	9.39B	17.96B	18.58B
Revenue Growth	-35.92%	61.76%	-12.33%	-7.68%	22.58%	91.17%	3.50%
EPS	2.27	7.34	6.15	5.19	8.55	8.73	9.23
EPS Growth	-59.17%	223.35%	-16.21%	-15.61%	64.74%	2.08%	5.74%
Forward PE	-	-	-	-	-	8.74	8.27
No. Analysts	-	-	-	-	-	25	25

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029
High	20.2B	21.4B
Avg	18.0B	18.6B
Low	14.7B	15.4B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029
High	115.0%	19.0%
Avg	91.2%	3.5%
Low	56.5%	-14.2%

EPS Forecast

EPS	2025	2026	2027
High	9.53	10.19
Avg	8.73	9.23
Low	7.95	8.55

EPS Growth

EPS Growth	2025	2026	2027
High	11.5%	16.7%
Avg	2.1%	5.7%
Low	-7.0%	-2.1%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.