Synchrony Financial (SYF)

Synchrony Financial Stock Forecast

Stock Price Forecast

The 19 analysts that cover Synchrony Financial stock have a consensus rating of "Buy" and an average price target of $86.37, which forecasts a 16.87% increase in the stock price over the next year. The lowest target is $77 and the highest is $100.

Price Target: $86.37 (+16.87%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$77	$86.37	$84	$100
Change	+4.19%	+16.87%	+13.67%	+35.32%

Analyst Ratings

The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26
Strong Buy	5	5	6	6	4	5
Buy	7	8	7	7	8	7
Hold	6	6	8	8	9	7
Sell	1	1	1	1	0	0
Strong Sell	0	0	0	0	0	0
Total	19	20	22	22	21	19

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Brian Foran Truist Securities	Truist Securities	Hold Maintains $92 → $84	Hold	Maintains	$92 → $84	+13.67%	Jan 29, 2026
Richard Shane JP Morgan	JP Morgan	Hold Maintains $86 → $84	Hold	Maintains	$86 → $84	+13.67%	Jan 28, 2026
Jon G. Arfstrom RBC Capital	RBC Capital	Hold Maintains $91 → $85	Hold	Maintains	$91 → $85	+15.02%	Jan 28, 2026
Terry Ma Barclays	Barclays	Buy Maintains $101 → $93	Buy	Maintains	$101 → $93	+25.85%	Jan 28, 2026
Vincent Caintic BTIG	BTIG	Strong Buy Maintains $100 → $96	Strong Buy	Maintains	$100 → $96	+29.91%	Jan 28, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

18.79B

Increased by 92.64%

from 9.76B

Revenue Next Year

19.77B

Increased by 5.18%

from 18.79B

EPS This Year

9.28

Increased by 0.02%

from 9.28

EPS Next Year

10.43

Increased by 12.33%

from 9.28

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	9.47B	8.30B	7.66B	9.39B	9.76B	18.79B	19.77B
Revenue Growth	61.76%	-12.33%	-7.68%	22.58%	3.88%	92.64%	5.18%
EPS	7.34	6.15	5.19	8.55	9.28	9.28	10.43
EPS Growth	223.35%	-16.21%	-15.61%	64.74%	8.54%	0.02%	12.33%
Forward PE	-	-	-	-	-	7.96	7.09
No. Analysts	-	-	-	-	-	25	19

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028	2029
High	21.3B	22.5B
Avg	18.8B	19.8B
Low	15.1B	15.4B

Revenue Growth

Revenue Growth	2026	2027	2028	2029
High	117.9%	19.5%
Avg	92.6%	5.2%
Low	54.4%	-18.0%

EPS Forecast

EPS	2026	2027
High	10.24	11.80
Avg	9.28	10.43
Low	6.77	6.82

EPS Growth

EPS Growth	2026	2027
High	10.4%	27.2%
Avg	0.0%	12.3%
Low	-27.0%	-26.5%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.