Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
77.93
-0.66 (-0.84%)
Aug 10, 2026, 1:57 PM EDT - Market open

Synchrony Financial Stock Forecast

Stock Price Forecast

According to 24 analysts polled by S&P Global, Synchrony Financial stock has a consensus rating of "Buy" and an average price target of $89.09. The average 1-year stock price forecast is 14.32% higher than the current stock price, while the lowest is $78 (+0.09%) and the highest is $104 (+33.45%).

Price Target: $89.09 (+14.32%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$78$89.09$88$104
Change+0.09%+14.32%+12.92%+33.45%

Analyst Ratings

The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingMar '26Apr '26May '26Jun '26Jul '26Aug '26
Strong Buy131212121212
Buy333344
Hold789988
Sell000000
Strong Sell000000
Total232324242424

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Wolfe Research
Wolfe Research
Buy
Maintains
$85
BuyMaintains$85+9.07%Aug 10, 2026
Bank of America Securities
Bank of America Securities
Buy
Maintains
n/a
BuyMaintainsn/an/aAug 4, 2026
UBS
UBS
Hold
Maintains
$84$87
HoldMaintains$84$87+11.64%Aug 3, 2026
Truist Financial
Truist Financial
Hold
Maintains
$80
HoldMaintains$80+2.66%Jul 29, 2026
TD Cowen
TD Cowen
Buy
Maintains
$90
BuyMaintains$90+15.49%Jul 23, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
15.18B
from 14.98B
Increased by 1.35%
Revenue Next Year
15.98B
from 15.18B
Increased by 5.27%
EPS This Year
9.37
from 9.43
Decreased by -0.66%
EPS Next Year
10.51
from 9.37
Increased by 12.19%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
14.98B15.18B
Revenue Growth
-7.09%1.35%
Gross Profit
2.28B2.34B
Gross Margin
15.24%15.44%
Operating Income
9.85B9.90B
Net Income
3.47B3.10B
EPS
9.439.37
EPS Growth
43.31%-0.66%
Forward PE
-8.32
Dividend / Share
1.151.28
Dividend Growth
15.00%11.25%
No. Analysts
-16
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High15.4B
Avg15.2B
Low15.0B

Revenue Growth

Revenue Growth202620272028
High
2.8%
Avg
1.4%
Low
0.3%

EPS Forecast

EPS202620272028
High9.54
Avg9.37
Low9.25

EPS Growth

EPS Growth202620272028
High
1.2%
Avg
-0.7%
Low
-1.9%