Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
78.37
-0.29 (-0.37%)
Jun 29, 2026, 4:00 PM EDT - Market closed

Synchrony Financial Stock Forecast

Stock Price Forecast

According to 24 analysts polled by S&P Global, Synchrony Financial stock has a consensus rating of "Buy" and an average price target of $89.43. The average 1-year stock price forecast is 14.11% higher than the current stock price, while the lowest is $77 (-1.75%) and the highest is $103 (+31.43%).

Price Target: $89.43 (+14.11%)
Analyst Consensus: Buy
TargetLowAverageMedianHigh
Price$77$89.43$90$103
Change-1.75%+14.11%+14.84%+31.43%

Analyst Ratings

The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

RatingJan '26Feb '26Mar '26Apr '26May '26Jun '26
Strong Buy121313121212
Buy333333
Hold877899
Sell000000
Strong Sell000000
Total232323232424

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Bank of America Securities
Bank of America Securities
Buy
Maintains
n/a
BuyMaintainsn/an/aJun 15, 2026
BTIG
BTIG
Hold
Maintains
n/a
HoldMaintainsn/an/aJun 11, 2026
Barclays
Barclays
Buy
Maintains
$93
BuyMaintains$93+18.67%Jun 10, 2026
TD Cowen
TD Cowen
Buy
Maintains
$89
BuyMaintains$89+13.56%Jun 9, 2026
Wells Fargo
Wells Fargo
Buy
Reiterates
$95
BuyReiterates$95+21.22%Jun 9, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
15.32B
from 14.98B
Increased by 2.28%
Revenue Next Year
16.12B
from 15.32B
Increased by 5.23%
EPS This Year
9.30
from 9.43
Decreased by -1.40%
EPS Next Year
10.57
from 9.30
Increased by 13.64%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
14.98B15.32B
Revenue Growth
-7.09%2.28%
Gross Profit
2.28B2.38B
Gross Margin
15.24%15.54%
Operating Income
9.85B10.07B
Net Income
3.47B3.09B
EPS
9.439.30
EPS Growth
43.31%-1.40%
Forward PE
-8.43
Dividend / Share
1.151.28
Dividend Growth
15.00%11.36%
No. Analysts
-17
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High15.5B
Avg15.3B
Low15.2B

Revenue Growth

Revenue Growth202620272028
High
3.5%
Avg
2.3%
Low
1.2%

EPS Forecast

EPS202620272028
High9.77
Avg9.30
Low9.09

EPS Growth

EPS Growth202620272028
High
3.6%
Avg
-1.4%
Low
-3.6%