Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
73.41
-0.21 (-0.29%)
At close: Jul 20, 2026, 4:00 PM EDT
73.01
-0.40 (-0.54%)
Pre-market: Jul 21, 2026, 6:42 AM EDT
Synchrony Financial Stock Forecast
Stock Price Forecast
According to 24 analysts polled by S&P Global, Synchrony Financial stock has a consensus rating of "Buy" and an average price target of $89.83. The average 1-year stock price forecast is 22.37% higher than the current stock price, while the lowest is $78 (+6.25%) and the highest is $103 (+40.31%).
Price Target: $89.83 (+22.37%)
Analyst Consensus: Buy
Price Target
ChartAnalyst Ratings
The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Feb '26 | Mar '26 | Apr '26 | May '26 | Jun '26 | Jul '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 13 | 13 | 12 | 12 | 12 | 12 |
| Buy | 3 | 3 | 3 | 3 | 3 | 4 |
| Hold | 7 | 7 | 8 | 9 | 9 | 8 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 23 | 23 | 23 | 24 | 24 | 24 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Barclays | Barclays | Buy Maintains $93 | Buy | Maintains | $93 | +26.69% | Jul 16, 2026 |
| J.P. Morgan | J.P. Morgan | Hold Reiterates $81 → $78 | Hold | Reiterates | $81 → $78 | +6.25% | Jul 13, 2026 |
| HSBC | HSBC | Buy Maintains $93 → $97 | Buy | Maintains | $93 → $97 | +32.13% | Jul 13, 2026 |
| RBC Capital | RBC Capital | Hold Maintains $85 | Hold | Maintains | $85 | +15.79% | Jul 11, 2026 |
| Bank of America Securities | Bank of America Securities | Buy Maintains $91 | Buy | Maintains | $91 | +23.96% | Jul 9, 2026 |
Financial Forecast
Revenue This Year
15.52B
from 14.98B
Increased by 3.62%
Revenue Next Year
16.31B
from 15.52B
Increased by 5.05%
EPS This Year
9.30
from 9.43
Decreased by -1.34%
EPS Next Year
10.53
from 9.30
Increased by 13.15%
EPS and Forward PE are based on non-GAAP adjusted numbers.