Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD

72.80

-0.92 (-1.25%)

At close: Oct 9, 2026, 4:00 PM EDT

72.73

-0.07 (-0.10%)

After-hours: Oct 9, 2026, 7:30 PM EDT

Synchrony Financial Stock Forecast

Stock Price Forecast

According to 24 analysts polled by S&P Global, Synchrony Financial stock has a consensus rating of "Buy" and an average price target of $88.17. The average 1-year stock price forecast is 21.11% higher than the current stock price, while the lowest is $78 (+7.14%) and the highest is $104 (+42.86%).

Price Target: $88.17 (+21.11%)

Analyst Consensus: Buy

Price Target

Chart

Target	Low	Average	Median	High
Price	$78	$88.17	$88.5	$104
Change	+7.14%	+21.11%	+21.57%	+42.86%

Analyst Ratings

The average analyst rating for Synchrony Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart

Rating	May '26	Jun '26	Jul '26	Aug '26	Sep '26	Oct '26
Strong Buy	12	12	12	12	12	12
Buy	3	3	3	3	4	4
Hold	9	9	9	9	7	8
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	24	24	24	24	23	24

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Andrew Bauch BMO Capital	BMO Capital	Hold Initiates $81	Hold	Initiates	$81	+11.26%	Oct 8, 2026
Moshe Orenbuch TD Cowen	TD Cowen	Buy Maintains $90 → $86	Buy	Maintains	$90 → $86	+18.13%	Oct 6, 2026
Erika Najarian UBS	UBS	Hold Maintains $87 → $81	Hold	Maintains	$87 → $81	+11.26%	Oct 5, 2026
Terry Ma Barclays	Barclays	Buy Maintains $93	Buy	Maintains	$93	+27.75%	Oct 5, 2026
John Pancari Evercore ISI	Evercore ISI	Buy Maintains $86 → $80	Buy	Maintains	$86 → $80	+9.89%	Oct 1, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

15.17B

from 14.98B

1.28%

from 14.98B

Revenue Next Year

16.00B

from 15.17B

5.46%

from 15.17B

EPS This Year

9.45

from 9.43

0.23%

from 9.43

EPS Next Year

10.46

from 9.45

10.71%

from 9.45

Fiscal Year	FY 2025	FY 2026
Period Ending	Dec 31, 2025	Dec 31, 2026
Revenue	14.98B	15.17B
Revenue Growth	-7.09%	1.28%
Gross Profit	2.28B	2.34B
Gross Margin	15.24%	15.41%
Operating Income	9.85B	9.88B
Net Income	3.47B	3.12B
EPS	9.43	9.45
EPS Growth	43.31%	0.23%
Forward PE	-	7.70
Dividend / Share	1.15	1.28
Dividend Growth	15.00%	11.25%
Free Cash Flow	9.85B	3.08B
No. Analysts	-	14

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Chart

Revenue	2026	2027	2028
High	15.4B
Avg	15.2B
Low	15.0B

Revenue Growth

Chart

Revenue Growth	2026	2027	2028
High	2.8%
Avg	1.3%
Low	0.1%

EPS Forecast

Chart

EPS	2026	2027	2028
High	10.17
Avg	9.45
Low	9.25

EPS Growth

Chart

EPS Growth	2026	2027	2028
High	7.8%
Avg	0.2%
Low	-1.9%