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Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
74.97
+0.14 (0.19%)
At close: Oct 27, 2026, 4:00 PM EDT
73.85
-1.12 (-1.49%)
After-hours: Oct 27, 2026, 4:15 PM EDT

Synchrony Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,7839,7569,3927,6628,2999,466
Revenue Growth
1.43%3.88%22.58%-7.68%-12.33%61.76%
Net Income
3,2423,4693,4272,1962,9744,179
Earnings Per Share
9.549.288.555.196.157.34
EPS Growth
4.84%8.54%64.74%-15.61%-16.21%223.35%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15,90114,97314,71114,25910,2948,337
Total Debt
17,02515,18215,46215,98214,19114,507
Net Cash (Debt)
-1,124-209-751-1,723-3,897-6,170
Net Cash Growth
------
Net Cash Per Share
-3.31-0.56-1.87-4.07-8.06-10.84

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
9,5559,8519,8488,5936,6947,099
Free Cash Flow
9,5559,8519,8488,5936,6947,099
Free Cash Flow Growth
-2.00%0.03%14.61%28.37%-5.71%-5.18%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
33.14%35.56%36.49%28.66%35.84%44.15%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.1501.0000.9600.9000.880
Dividend Per Share Growth
11.30%15.00%4.17%6.67%2.27%0%
Dividend Yield
1.81%1.33%1.53%2.47%2.66%1.83%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.868.667.397.204.986.08
Forward PE
7.479.149.087.206.597.93
PS Ratio
2.403.082.702.061.782.68