Synchrony Financial (SYF)

NYSE: SYF · IEX Real-Time Price · USD
43.12
+0.84 (1.99%)
At close: Mar 28, 2024, 4:00 PM
43.22
+0.10 (0.23%)
After-hours: Mar 28, 2024, 6:36 PM EDT

Total Valuation

SYF has a market cap or net worth of $17.53 billion. The enterprise value is $19.26 billion.

Market Cap 17.53B
Enterprise Value 19.26B

Important Dates

The next confirmed earnings date is Wednesday, April 24, 2024, before market open.

Earnings Date Apr 24, 2024
Ex-Dividend Date Feb 2, 2024

Share Statistics

SYF has 406.84 million shares outstanding. The number of shares has decreased by -8.15% in one year.

Shares Outstanding 406.84M
Shares Change (YoY) -8.15%
Shares Change (QoQ) -1.05%
Owned by Insiders (%) 0.61%
Owned by Institutions (%) 99.50%
Float 402.82M

Valuation Ratios

The trailing PE ratio is 8.31 and the forward PE ratio is 7.63. SYF's PEG ratio is 1.86.

PE Ratio 8.31
Forward PE 7.63
PS Ratio 2.29
Forward PS 0.96
PB Ratio 1.26
P/FCF Ratio 2.04
PEG Ratio 1.86
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.80, with an EV/FCF ratio of 2.24.

EV / Earnings 8.77
EV / Sales 2.51
EV / EBITDA 5.80
EV / EBIT 6.73
EV / FCF 2.24

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.15
Debt / EBITDA 4.81
Debt / FCF 1.86
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.20% and return on invested capital (ROIC) is 7.46%.

Return on Equity (ROE) 16.20%
Return on Assets (ROA) 2.00%
Return on Capital (ROIC) 7.46%
Revenue Per Employee $383,100
Profits Per Employee $109,800
Employee Count 20,000
Asset Turnover 0.07
Inventory Turnover n/a

Taxes

In the past 12 months, SYF has paid $666.00 million in taxes.

Income Tax 666.00M
Effective Tax Rate 23.27%

Stock Price Statistics

The stock price has increased by +53.13% in the last 52 weeks. The beta is 1.61, so SYF's price volatility has been higher than the market average.

Beta (1Y) 1.61
52-Week Price Change +53.13%
50-Day Moving Average 40.29
200-Day Moving Average 34.76
Relative Strength Index (RSI) 60.73
Average Volume (30 Days) 4,490,762

Short Selling Information

The latest short interest is 11.70 million, so 2.88% of the outstanding shares have been sold short.

Short Interest 11.70M
Short Previous Month 13.38M
Short % of Shares Out 2.88%
Short % of Float 2.91%
Short Ratio (days to cover) 2.53

Income Statement

In the last 12 months, SYF had revenue of $7.66 billion and earned $2.20 billion in profits. Earnings per share was $5.19.

Revenue 7.66B
Gross Profit 7.66B
Operating Income 2.90B
Pretax Income 2.86B
Net Income 2.20B
EBITDA 3.32B
EBIT 2.86B
Earnings Per Share (EPS) $5.19
Full Income Statement

Balance Sheet

The company has $14.26 billion in cash and $15.98 billion in debt, giving a net cash position of -$1.72 billion or -$4.24 per share.

Cash & Cash Equivalents 14.26B
Total Debt 15.98B
Net Cash -1.72B
Net Cash Per Share -$4.24
Equity / Book Value 13.90B
Book Value Per Share 34.17
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow 8.59B
Capital Expenditures n/a
Free Cash Flow 8.59B
FCF Per Share $20.77
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 37.90% and 28.66%.

Gross Margin 100.00%
Operating Margin 37.90%
Pretax Margin 37.35%
Profit Margin 28.66%
EBITDA Margin 43.33%
EBIT Margin 37.35%
FCF Margin 112.15%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.32%.

Dividend Per Share $1.00
Dividend Yield 2.32%
Dividend Growth (YoY) 7.69%
Years of Dividend Growth 2
Payout Ratio 19.27%
Buyback Yield 8.15%
Shareholder Yield 10.47%
Earnings Yield 12.52%
FCF Yield 49.00%
Dividend Details

Analyst Forecast

The average price target for SYF is $40.60, which is -5.84% lower than the current price. The consensus rating is "Buy".

Price Target $40.60
Price Target Difference -5.84%
Analyst Consensus Buy
Analyst Count 17
Revenue Growth Forecast (5Y) 19.58%
EPS Growth Forecast (5Y) 1.29%
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5