Synchrony Financial (SYF)
Total Valuation
SYF has a market cap or net worth of $17.53 billion. The enterprise value is $19.26 billion.
Market Cap | 17.53B |
Enterprise Value | 19.26B |
Important Dates
The next confirmed earnings date is Wednesday, April 24, 2024, before market open.
Earnings Date | Apr 24, 2024 |
Ex-Dividend Date | Feb 2, 2024 |
Share Statistics
SYF has 406.84 million shares outstanding. The number of shares has decreased by -8.15% in one year.
Shares Outstanding | 406.84M |
Shares Change (YoY) | -8.15% |
Shares Change (QoQ) | -1.05% |
Owned by Insiders (%) | 0.61% |
Owned by Institutions (%) | 99.50% |
Float | 402.82M |
Valuation Ratios
The trailing PE ratio is 8.31 and the forward PE ratio is 7.63. SYF's PEG ratio is 1.86.
PE Ratio | 8.31 |
Forward PE | 7.63 |
PS Ratio | 2.29 |
Forward PS | 0.96 |
PB Ratio | 1.26 |
P/FCF Ratio | 2.04 |
PEG Ratio | 1.86 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.80, with an EV/FCF ratio of 2.24.
EV / Earnings | 8.77 |
EV / Sales | 2.51 |
EV / EBITDA | 5.80 |
EV / EBIT | 6.73 |
EV / FCF | 2.24 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.15 |
Debt / EBITDA | 4.81 |
Debt / FCF | 1.86 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.20% and return on invested capital (ROIC) is 7.46%.
Return on Equity (ROE) | 16.20% |
Return on Assets (ROA) | 2.00% |
Return on Capital (ROIC) | 7.46% |
Revenue Per Employee | $383,100 |
Profits Per Employee | $109,800 |
Employee Count | 20,000 |
Asset Turnover | 0.07 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, SYF has paid $666.00 million in taxes.
Income Tax | 666.00M |
Effective Tax Rate | 23.27% |
Stock Price Statistics
The stock price has increased by +53.13% in the last 52 weeks. The beta is 1.61, so SYF's price volatility has been higher than the market average.
Beta (1Y) | 1.61 |
52-Week Price Change | +53.13% |
50-Day Moving Average | 40.29 |
200-Day Moving Average | 34.76 |
Relative Strength Index (RSI) | 60.73 |
Average Volume (30 Days) | 4,490,762 |
Short Selling Information
The latest short interest is 11.70 million, so 2.88% of the outstanding shares have been sold short.
Short Interest | 11.70M |
Short Previous Month | 13.38M |
Short % of Shares Out | 2.88% |
Short % of Float | 2.91% |
Short Ratio (days to cover) | 2.53 |
Income Statement
In the last 12 months, SYF had revenue of $7.66 billion and earned $2.20 billion in profits. Earnings per share was $5.19.
Revenue | 7.66B |
Gross Profit | 7.66B |
Operating Income | 2.90B |
Pretax Income | 2.86B |
Net Income | 2.20B |
EBITDA | 3.32B |
EBIT | 2.86B |
Earnings Per Share (EPS) | $5.19 |
Balance Sheet
The company has $14.26 billion in cash and $15.98 billion in debt, giving a net cash position of -$1.72 billion or -$4.24 per share.
Cash & Cash Equivalents | 14.26B |
Total Debt | 15.98B |
Net Cash | -1.72B |
Net Cash Per Share | -$4.24 |
Equity / Book Value | 13.90B |
Book Value Per Share | 34.17 |
Working Capital | n/a |
Cash Flow
Operating Cash Flow | 8.59B |
Capital Expenditures | n/a |
Free Cash Flow | 8.59B |
FCF Per Share | $20.77 |
Margins
Gross margin is 100.00%, with operating and profit margins of 37.90% and 28.66%.
Gross Margin | 100.00% |
Operating Margin | 37.90% |
Pretax Margin | 37.35% |
Profit Margin | 28.66% |
EBITDA Margin | 43.33% |
EBIT Margin | 37.35% |
FCF Margin | 112.15% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.32%.
Dividend Per Share | $1.00 |
Dividend Yield | 2.32% |
Dividend Growth (YoY) | 7.69% |
Years of Dividend Growth | 2 |
Payout Ratio | 19.27% |
Buyback Yield | 8.15% |
Shareholder Yield | 10.47% |
Earnings Yield | 12.52% |
FCF Yield | 49.00% |
Analyst Forecast
The average price target for SYF is $40.60, which is -5.84% lower than the current price. The consensus rating is "Buy".
Price Target | $40.60 |
Price Target Difference | -5.84% |
Analyst Consensus | Buy |
Analyst Count | 17 |
Revenue Growth Forecast (5Y) | 19.58% |
EPS Growth Forecast (5Y) | 1.29% |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |