Synchrony Financial (SYF)
Stock Price Chart
Key Info
| Market Cap | 18.66B |
| Revenue (ttm) | 5.91B |
| Net Income (ttm) | 1.35B |
| Shares Out | 583.80M |
| EPS (ttm) | 2.23 |
| PE Ratio | 14.34 |
| Forward PE | 9.27 |
| Dividend | $0.88 |
| Dividend Yield | 2.75% |
Stock Quote
| Trading Day | November 24 |
| Last Price | $31.97 |
| Previous Close | $30.63 |
| Change ($) | 1.34 |
| Change (%) | 4.37% |
| Day's Open | 31.50 |
| Day's Range | 31.16 - 31.99 |
| Day's Volume | 5,505,470 |
| 52-Week Range | 12.15 - 38.18 |
More Stats
| Market Cap | 18.66B |
| Enterprise Value | 20.88B |
| Earnings Date (est) | Jan 22, 2021 |
| Ex-Dividend Date | Oct 30, 2020 |
| Shares Outstanding | 583.80M |
| Float | 581.75M |
| EPS (basic) | 2.20 |
| EPS (diluted) | 2.23 |
| FCF / Share | 13.25 |
| Dividend | $0.88 |
| Dividend Yield | 2.75% |
| Earnings Yield | 6.98% |
| FCF Yield | 41.45% |
| Payout Ratio | 40.00% |
| Shares Short | 11.79M |
| Short Ratio | 2.35 |
| Short % of Float | 2.03% |
| Beta | 1.74 |
| PE Ratio | 14.34 |
| Forward PE | 9.27 |
| P/FCF Ratio | 2.41 |
| PS Ratio | 3.16 |
| PB Ratio | 1.57 |
| Revenue | 5.91B |
| Operating Income | 1.77B |
| Net Income | 1.35B |
| Free Cash Flow | 7.74B |
| Net Cash | -2.22B |
| Net Cash / Share | -3.80 |
| Gross Margin | 154.57% |
| Operating Margin | 30.03% |
| Profit Margin | 22.80% |
| FCF Margin | 130.96% |
| ROA | 1.37% |
| ROE | 10.13% |
| ROIC | 1.70% |
Analyst Forecasts
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9,132 | 7,739 | 7,071 | 6,986 | 6,795 | 6,313 | 5,626 | 5,499 | 5,020 |
| Revenue Growth | 18% | 9.45% | 1.22% | 2.81% | 7.64% | 12.21% | 2.31% | 9.54% | - |
| Gross Profit | 9,132 | 7,739 | 7,071 | 6,986 | 6,795 | 6,313 | 5,626 | 5,499 | 5,020 |
| Operating Income | 4,887 | 3,644 | 3,324 | 3,570 | 3,531 | 3,386 | 3,142 | 3,376 | 3,010 |
| Net Income | 3,747 | 2,790 | 1,935 | 2,251 | 2,214 | 2,109 | 1,979 | 2,119 | 1,890 |
| Shares Outstanding | 646 | 719 | 783 | 825 | 834 | 834 | 830 | - | - |
| Earnings Per Share | 5.56 | 3.74 | 2.42 | 2.71 | 2.65 | 2.78 | 2.81 | 3.00 | - |
| EPS Growth | 48.66% | 54.55% | -10.7% | 2.26% | -4.68% | -1.07% | -6.33% | - | - |
| Dividend Per Share | 0.86 | 0.72 | 0.56 | 0.26 | - | - | - | - | - |
| Dividend Growth | 19.44% | 28.57% | 115.38% | - | - | - | - | - | - |
| Operating Cash Flow | 8,990 | 9,342 | 8,575 | 6,511 | 6,184 | 5,340 | 5,679 | 5,637 | 5,516 |
| Free Cash Flow | 8,990 | 9,342 | 8,575 | 6,511 | 6,184 | 5,340 | 5,679 | 5,637 | 5,516 |
| Cash & Equivalents | 12,147 | 9,396 | 11,602 | 9,321 | 12,325 | 11,828 | 2,319 | 1,334 | - |
| Total Debt | 19,866 | 23,996 | 20,799 | 20,147 | 24,279 | 27,460 | 24,321 | 27,815 | - |
| Net Cash / Debt | -7,719 | -14,600 | -9,197 | -10,826 | -11,954 | -15,632 | -22,002 | -26,481 | - |
| Assets | 104,826 | 106,792 | 95,808 | 90,207 | 83,990 | 75,707 | 59,085 | 53,462 | - |
| Liabilities | 89,738 | 92,114 | 81,574 | 76,011 | 71,386 | 65,229 | 53,125 | 48,880 | - |
| Book Value | 15,088 | 14,678 | 14,234 | 14,196 | 12,604 | 10,478 | 5,960 | 4,582 | - |
Company Profile
Company Details
| Full Name | Synchrony Financial |
| Country | United States |
| Employees | 16,500 |
| CEO | Margaret M. Keane |
Stock Information
| Ticker Symbol | SYF |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Credit Services |
| Unique Identifier | NYSE: SYF |
Description
Synchrony Financial operates as a consumer financial services company in the United States. It delivers a range of specialized financing programs and consumer banking products to digital, retail, home, auto, travel, health, and pet industries. The company also offers private label credit cards, dual cards, general purpose co-branded credit cards, and small and medium-sized business credit products; and promotional financing for consumer purchases, such as private label credit cards and installment loans. In addition, it provides promotional financing to consumers for health, veterinary and personal care procedures, and services and products, such as dental, vision, audiology, and cosmetic; debt cancellation products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. Synchrony Financial was incorporated in 2003 and is headquartered in Stamford, Connecticut.