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Synchrony Financial (SYF)

Stock Price: $31.97 USD 1.34 (4.37%)
Updated November 24, 4:00 PM EST - Market closed
Pre-market: $32.16 +0.19 (0.59%) Nov 25, 4:01 AM

Stock Price Chart

Key Info

Market Cap 18.66B
Revenue (ttm) 5.91B
Net Income (ttm) 1.35B
Shares Out 583.80M
EPS (ttm) 2.23
PE Ratio 14.34
Forward PE 9.27
Dividend $0.88
Dividend Yield 2.75%

Stock Quote

Trading Day November 24
Last Price $31.97
Previous Close $30.63
Change ($) 1.34
Change (%) 4.37%
Day's Open 31.50
Day's Range 31.16 - 31.99
Day's Volume 5,505,470
52-Week Range 12.15 - 38.18

More Stats

Market Cap 18.66B
Enterprise Value 20.88B
Earnings Date (est) Jan 22, 2021
Ex-Dividend Date Oct 30, 2020
Shares Outstanding 583.80M
Float 581.75M
EPS (basic) 2.20
EPS (diluted) 2.23
FCF / Share 13.25
Dividend $0.88
Dividend Yield 2.75%
Earnings Yield 6.98%
FCF Yield 41.45%
Payout Ratio 40.00%
Shares Short 11.79M
Short Ratio 2.35
Short % of Float 2.03%
Beta 1.74
PE Ratio 14.34
Forward PE 9.27
P/FCF Ratio 2.41
PS Ratio 3.16
PB Ratio 1.57
Revenue 5.91B
Operating Income 1.77B
Net Income 1.35B
Free Cash Flow 7.74B
Net Cash -2.22B
Net Cash / Share -3.80
Gross Margin 154.57%
Operating Margin 30.03%
Profit Margin 22.80%
FCF Margin 130.96%
ROA 1.37%
ROE 10.13%
ROIC 1.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (20)

Buy 14
Overweight 0
Hold 6
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$33.42*
(4.54% upside)
Low
26.0
Current: $31.97
High
47.0
Target: 33.42
*Average 12-month price target from 19 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year201920182017201620152014201320122011
Revenue9,1327,7397,0716,9866,7956,3135,6265,4995,020
Revenue Growth18%9.45%1.22%2.81%7.64%12.21%2.31%9.54%-
Gross Profit9,1327,7397,0716,9866,7956,3135,6265,4995,020
Operating Income4,8873,6443,3243,5703,5313,3863,1423,3763,010
Net Income3,7472,7901,9352,2512,2142,1091,9792,1191,890
Shares Outstanding646719783825834834830--
Earnings Per Share5.563.742.422.712.652.782.813.00-
EPS Growth48.66%54.55%-10.7%2.26%-4.68%-1.07%-6.33%--
Dividend Per Share0.860.720.560.26-----
Dividend Growth19.44%28.57%115.38%------
Operating Cash Flow8,9909,3428,5756,5116,1845,3405,6795,6375,516
Free Cash Flow8,9909,3428,5756,5116,1845,3405,6795,6375,516
Cash & Equivalents12,1479,39611,6029,32112,32511,8282,3191,334-
Total Debt19,86623,99620,79920,14724,27927,46024,32127,815-
Net Cash / Debt-7,719-14,600-9,197-10,826-11,954-15,632-22,002-26,481-
Assets104,826106,79295,80890,20783,99075,70759,08553,462-
Liabilities89,73892,11481,57476,01171,38665,22953,12548,880-
Book Value15,08814,67814,23414,19612,60410,4785,9604,582-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Synchrony Financial
Country United States
Employees 16,500
CEO Margaret M. Keane

Stock Information

Ticker Symbol SYF
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: SYF

Description

Synchrony Financial operates as a consumer financial services company in the United States. It delivers a range of specialized financing programs and consumer banking products to digital, retail, home, auto, travel, health, and pet industries. The company also offers private label credit cards, dual cards, general purpose co-branded credit cards, and small and medium-sized business credit products; and promotional financing for consumer purchases, such as private label credit cards and installment loans. In addition, it provides promotional financing to consumers for health, veterinary and personal care procedures, and services and products, such as dental, vision, audiology, and cosmetic; debt cancellation products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. Synchrony Financial was incorporated in 2003 and is headquartered in Stamford, Connecticut.