Synchrony Financial (SYF)
| Market Cap | 25.57B -1.8% |
| Revenue (ttm) | 9.91B +7.9% |
| Net Income | 3.44B +7.0% |
| EPS | 9.77 +18.9% |
| Shares Out | 325.37M |
| PE Ratio | 8.05 |
| Forward PE | 8.16 |
| Dividend | $1.36 (1.73%) |
| Ex-Dividend Date | Aug 5, 2026 |
| Volume | 1,555,923 |
| Open | 78.16 |
| Previous Close | 78.67 |
| Day's Range | 77.60 - 78.96 |
| 52-Week Range | 63.08 - 88.77 |
| Beta | 1.31 |
| Analysts | Buy |
| Price Target | 89.09 (+13.36%) |
| Earnings Date | Jul 21, 2026 |
About SYF
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]
Financial Performance
In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.
Financial StatementsAnalyst Summary
According to 24 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $89.09, which is an increase of 13.36% from the latest price.
News
Synchrony's CareCredit Expands Access to Financing for Health & Wellness Providers with New Stripe Partnership
Health and wellness providers and retailers using Stripe can soon offer CareCredit to customers directly within their existing payment platform, making it easier to offer trusted financing while expan...
Synchrony price target raised to $87 from $84 at UBS
UBS raised the firm’s price target on Synchrony (SYF) to $87 from $84 and keeps a Neutral rating on the shares.
Summer Is On! Flexible Payments Help Consumers Keep It That Way
Key Highlights New Synchrony research finds six in ten consumers say flexible payment options help make summer activities and purchases possible Half of consumers have applied or plan to apply for fin...
3 Ways Card Issuers Are Looking Beyond Credit Scores
Capital One and Synchrony earnings results this week highlight a consumer credit market that is becoming more segmented: lenders are drawing finer distinctions within credit tiers, millions of new acc...
Synchrony price target raised to $104 from $101 at Deutsche Bank
Deutsche Bank raised the firm’s price target on Synchrony (SYF) to $104 from $101 and keeps a Buy rating on the shares. The company’s inline Q2 report shows improving growth,…
Synchrony price target lowered to $80 from $85 at RBC Capital
RBC Capital analyst Jon Arfstrom lowered the firm’s price target on Synchrony (SYF) to $80 from $85 and keeps a Sector Perform rating on the shares after its Q2 results.
Synchrony price target raised to $90 from $86 at Baird
Baird raised the firm’s price target on Synchrony (SYF) to $90 from $86 and keeps an Outperform rating on the shares. The firm updated its model following quarterly results showed…
Synchrony price target lowered to $88 from $95 at Wells Fargo
Wells Fargo lowered the firm’s price target on Synchrony (SYF) to $88 from $95 and keeps an Overweight rating on the shares. The firm believes net interest margin should increase…
Synchrony CFO Sees Consumers Spending Through Inflation Pressure
The prevailing narrative says the consumer, squeezed by inflation, higher gas prices and a steady sense of uncertainty, is ready to pull back. Synchrony's second-quarter results point in a more optimi...
Synchrony Financial Earnings Call Transcript: Q2 2026
Strong account and purchase volume growth drove record Q2 results, with net earnings of $885 million and robust returns. Guidance was raised for full-year EPS, and capital returns remain a priority. Consumer spending and credit trends remain resilient despite elevated payment rates.
Synchrony Financial Slides: Q2 2026
Synchrony Financial has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 21, 2026.
Synchrony Financial Earnings release: Q2 2026
Synchrony Financial released its Q2 2026 earnings on July 21, 2026, summarizing the period's financial results.
Synchrony Financial Quarterly report: Q2 2026
Synchrony Financial has published its Q2 2026 quarterly earnings report on July 21, 2026.
Synchrony reports Q2 EPS $2.59, consensus $2.13
Reports Q2 tangible book value per share $42.01. Reports Q2 CET1 capital ratio 13.2%. “Synchrony’s (SYF) second quarter performance reflected clear momentum across our core business drivers,” said Bri...
Synchrony Reports Second Quarter 2026 Results
Company Announces Quarterly Common Stock Dividend of $0.34 Per Share STAMFORD, Conn., July 21, 2026 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its second quarter 2026 results for ...
Synchrony price target lowered to $78 from $81 at JPMorgan
JPMorgan analyst Richard Shane lowered the firm’s price target on Synchrony (SYF) to $78 from $81 and keeps a Neutral rating on the shares. The firm adjusted targets in the…
Synchrony price target raised to $97 from $93 at HSBC
HSBC raised the firm’s price target on Synchrony (SYF) to $97 from $93 and keeps a Buy rating on the shares ahead of the Q2 report. The firm says Synchrony…
Synchrony Launches Free Skilled-Trades Degree Pathway for Employees
New program enables eligible employees to earn associate degrees in HVAC, electrical, welding and more with tuition covered by the company Women in the Trades Forum convenes industry leaders to streng...
Synchrony price target raised to $84 from $77 at UBS
UBS raised the firm’s price target on Synchrony (SYF) to $84 from $77 and keeps a Neutral rating on the shares.
Synchrony announces executive leadership changes
Synchrony (SYF) announced executive leadership changes in its Digital platform and Technology and Operations organizations. Carol Juel has been named Executive Vice President and Chief Executive Offic...
Synchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI Momentum
STAMFORD, Conn., June 29, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced executive leadership changes in its Digital platform and Technology...
Synchrony Financial Transcript: AGM 2026
The meeting covered director elections, auditor ratification, and executive compensation approval. All proposals passed, with no shareholder questions submitted. Final voting results will be filed on Form 8-K within four business days.
Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026
STAMFORD, Conn., June 23, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its second quarter 2026 results on Tuesday, July 21, 2026.
Synchrony Moves Dental Financing Beyond the Credit Score
Watch more: Synchrony SMB Series With Beto Casellas of Synchrony and Dr. Priveer Sharma of Sharma Oral Surgery A patient sits in the chair needing an implant or a set of extractions and can't pay for...
Synchrony's CareCredit Makes It Easy to Pay for Your Pet's Training, Boarding, Daycare and Grooming with Pet Resort Hospitality Group Partnership
Key Highlights Pay with the CareCredit credit card at more places: CareCredit is now accepted at 40 Pet Resort Hospitality Group locations in 12 states for training, boarding, daycare and grooming. Su...