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Synchrony Financial (SYF)

Stock Price: $23.69 USD 0.60 (2.60%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed
After-hours: $23.61 -0.08 (-0.34%) Aug 7, 7:45 PM

Stock Price Chart

Key Info

Market Cap 13.83B
Revenue (ttm) 6.87B
Net Income (ttm) 2.10B
Shares Out 583.76M
EPS (ttm) 3.36
PE Ratio 7.05
Forward PE 11.72
Dividend $0.88
Dividend Yield 3.71%

Stock Quote

Trading Day Aug 7, 2020
Last Price $23.69
Previous Close $23.09
Change ($) 0.60
Change (%) 2.60%
Day's Open 22.86
Day's Range 22.55 - 23.69
Day's Volume 5,086,852
52-Week Range 12.15 - 38.18

More Stats

Market Cap 13.83B
Enterprise Value 13.55B
Earnings Date (est) Oct 16, 2020
Ex-Dividend Date Jul 31, 2020
Shares Outstanding 583.76M
Float 540.22M
EPS (basic) 3.28
EPS (diluted) 3.36
FCF / Share 14.82
Dividend $0.88
Dividend Yield 3.71%
Earnings Yield 14.18%
FCF Yield 62.57%
Payout Ratio 26.80%
Shares Short 16.73M
Short Ratio 2.11
Short % of Float 2.88%
Beta 1.63
PE Ratio 7.05
Forward PE 11.72
P/FCF Ratio 1.60
PS Ratio 2.01
PB Ratio 1.22
Revenue 6.87B
Operating Income 2.74B
Net Income 2.10B
Free Cash Flow 8.65B
Net Cash 275.00M
Net Cash / Share 0.47
Gross Margin 132.96%
Operating Margin 39.85%
Profit Margin 30.60%
FCF Margin 125.99%
ROA 2.09%
ROE 15.93%
ROIC 2.60%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (19)

Buy 13
Overweight 1
Hold 5
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$28.36*
(19.71% upside)
Low
20.0
Current: $23.69
High
40.0
Target: 28.36
*Average 12-month price target from 18 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year201920182017201620152014201320122011
Revenue9,1327,7397,0716,9866,7956,3135,6265,4995,020
Revenue Growth18%9.45%1.22%2.81%7.64%12.21%2.31%9.54%-
Gross Profit9,1327,7397,0716,9866,7956,3135,6265,4995,020
Operating Income4,8873,6443,3243,5703,5313,3863,1423,3763,010
Net Income3,7472,7901,9352,2512,2142,1091,9792,1191,890
Shares Outstanding646719783825834834830--
Earnings Per Share5.563.742.422.712.652.782.813.00-
EPS Growth48.66%54.55%-10.7%2.26%-4.68%-1.07%-6.33%--
Dividend Per Share0.860.720.560.26-----
Dividend Growth19.44%28.57%115.38%------
Operating Cash Flow8,9909,3428,5756,5116,1845,3405,6795,6375,516
Free Cash Flow8,9909,3428,5756,5116,1845,3405,6795,6375,516
Cash & Equivalents12,1479,39611,6029,32112,32511,8282,3191,3340.00
Total Debt19,86623,99620,79920,14724,27927,46024,32127,815-
Net Cash / Debt-7,719-14,600-9,197-10,826-11,954-15,632-22,002-26,4810.00
Assets104,826106,79295,80890,20783,99075,70759,08553,462-
Liabilities89,73892,11481,57476,01171,38665,22953,12548,880-
Book Value15,08814,67814,23414,19612,60410,4785,9604,582-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Synchrony Financial
Country United States
Employees 16,500
CEO Margaret M. Keane

Stock Information

Ticker Symbol SYF
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: SYF

Description

Synchrony Financial operates as a consumer financial services company in the United States. It delivers a range of specialized financing programs and consumer banking products to digital, retail, home, auto, travel, health, and pet industries. The company also offers private label credit cards, dual cards, general purpose co-branded credit cards, and small and medium-sized business credit products; and promotional financing for consumer purchases, such as private label credit cards and installment loans. In addition, it provides promotional financing to consumers for health, veterinary and personal care procedures, and services and products, such as dental, vision, audiology, and cosmetic; debt cancellation products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. Synchrony Financial was incorporated in 2003 and is headquartered in Stamford, Connecticut.