Synchrony Financial (SYF)
| Market Cap | 23.97B -11.5% |
| Revenue (ttm) | 9.91B +7.9% |
| Net Income | 3.44B +7.0% |
| EPS | 9.77 +18.9% |
| Shares Out | 325.37M |
| PE Ratio | 7.54 |
| Forward PE | 7.64 |
| Dividend | $1.36 (1.85%) |
| Ex-Dividend Date | Aug 5, 2026 |
| Volume | 3,517,682 |
| Open | 74.76 |
| Previous Close | 74.04 |
| Day's Range | 73.64 - 75.87 |
| 52-Week Range | 63.08 - 88.77 |
| Beta | 1.34 |
| Analysts | Buy |
| Price Target | 87.88 (+19.27%) |
| Earnings Date | Oct 20, 2026 |
About SYF
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]
Financial Performance
In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.
Financial StatementsAnalyst Summary
According to 24 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $87.88, which is an increase of 19.27% from the latest price.
News
Weave announces live availability of integration with CareCredit
Weave (WEAV) announced the live availability of its integration with CareCredit, a leading patient financing solution from Synchrony (SYF). The integration gives front-office staff real-time visibilit...
Weave and CareCredit Go Live with Integration That Places Patient Financing Inside the Front-Office Workflow
LEHI, Utah--(BUSINESS WIRE)-- #getweave--Weave (NYSE: WEAV), a leading AI-powered patient communications and payments platform purpose-built for healthcare practices, today announced the live availabi...
Synchrony price target lowered to $83 from $84 at Morgan Stanley
Morgan Stanley lowered the firm’s price target on Synchrony (SYF) to $83 from $84 and keeps an Equal Weight rating on the shares. The firm expects Q3 results from the…
Synchrony price target lowered to $74 from $78 at JPMorgan
JPMorgan lowered the firm’s price target on Synchrony (SYF) to $74 from $78 and keeps a Neutral rating on the shares. The firm adjusted targets in the consumer finance group…
Synchrony initiated with a Market Perform at BMO Capital
BMO Capital analyst Andrew Bauch initiated coverage of Synchrony (SYF) with a Market Perform rating and $81 price target The firm cites the company’s elevated payment rates, “muted” receivables growth...
Synchrony price target lowered to $93 from $94 at Seaport Research
Seaport Research lowered the firm’s price target on Synchrony (SYF) to $93 from $94 and keeps a Buy rating on the shares.
Synchrony price target lowered to $86 from $90 at TD Cowen
TD Cowen lowered the firm’s price target on Synchrony (SYF) to $86 from $90 and keeps a Buy rating on the shares. The firm adjusted targets in the consumer finance…
Synchrony price target lowered to $81 from $87 at UBS
UBS lowered the firm’s price target on Synchrony (SYF) to $81 from $87 and keeps a Neutral rating on the shares.
Synchrony price target lowered to $80 from $86 at Evercore ISI
Evercore ISI analyst John Pancari lowered the firm’s price target on Synchrony (SYF) to $80 from $86 and keeps an Outperform rating on the shares. The firm expects “relatively solid”…
CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions
CareCredit's embedded financing, combined with Vetspire's AI-enabled practice technology, helps veterinary teams streamline operations, improve client engagement and support timely pet care. Key Highl...
Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping
New research shows consumers are more willing to let AI make purchases when they have clear protection, transparency and control Key Highlights Security and transparency matter most: Keeping data sec...
Synchrony to Announce Third Quarter 2026 Financial Results on October 20, 2026
STAMFORD, Conn., Sept. 22, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2026 results on Tuesday, October 20, 2026.
Intelibly announces strategic partnership with Synchrony
Intelibly announced a strategic partnership with Synchrony (SYF). Through this partnership, Synchrony’s CareCredit health and wellness credit card will be integrated into Intelibly’s platform. “Our pa...
Synchrony Financial Transcript: Barclays 24th Annual Global Financial Services Conference
High single-digit purchase volume growth and stable credit quality continue, supported by resilient consumer behavior and targeted credit actions. Strategic partnerships, technology investments, and a focus on multi-product offerings underpin mid-single digit loan growth and long-term targets for high single-digit expansion.
Synchrony to Participate in the Barclays Global Financial Services Conference
STAMFORD, Conn., Sept. 8, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.
Synchrony price target raised to $90 from $85 at Wolfe Research
Wolfe Research analyst Darrin Peller raised the firm’s price target on Synchrony (SYF) to $90 from $85 and keeps an Outperform rating on the shares. he firm updated estimates, targets…
Credit card issuer Synchrony announces partnership with OpenAI
Synchrony Financial announced a collaboration with OpenAI. The partnership allows the artificial intelligence company's models to power the card company's consumer portals.
Synchrony Debuts ChatGPT Plugin to Promote Offers
Consumer financial services company Synchrony will launch a ChatGPT plugin that will allow consumers to discover savings and offers from the Synchrony Marketplace within OpenAI's ChatGPT and browse pr...
Synchrony enters enterprise collaboration with OpenAI
Synchrony (SYF) announced an enterprise collaboration with OpenAI to strengthen Synchrony’s positioning at the center of AI’s next chapter in shopping and payments. The collaboration supports the comp...
Credit card issuer Synchrony partners with OpenAI for ChatGPT shopping
Synchrony Financial is partnering with OpenAI to allow shoppers buy products directly inside ChatGPT using store-branded cards. The company issues credit cards for brands including Amazon, Walmart and...
Synchrony Announces Enterprise Collaboration with OpenAI to Power the Next Era of Agentic Commerce
Synchrony's collaboration with OpenAI emphasizes innovative AI strategy and investments to lead in agentic commerce Key Highlights (LLM & Reader Snapshot) Synchrony (NYSE: SYF) has entered an enterpri...
Synchrony hires Nimrod Barak as Chief AI Officer
Synchrony (SYF) appointed Nimrod Barak as Chief AI Officer effective June 30. Barak most recently served as Managing Director, Head of AI Center of Excellence and Emerging Technologies at Citi.
Synchrony Elevates AI Strategy Hiring Nimrod Barak as Chief AI Officer to Accelerate Innovation
STAMFORD, Conn., Aug. 13, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, announced the appointment of Nimrod Barak as Chief AI Officer effective June 30, 20...
New CareCredit Research Finds Americans Want to Stay Active and Age Well, but Many Overlook Chiropractic Care
National ChiroIQ survey shows that firsthand experience, better information and improved access can help more people understand the role chiropractic care may play in long-term health and wellness Key...
Synchrony and PayPal Bring Special Financing to Entire Mastercard Network
Synchrony and PayPal now offer PayPal Credit Card cardholders special financing everywhere Mastercard is accepted. This special financing is now available both in online checkout and in stores across ...