Synchrony Financial (SYF)
| Market Cap | 23.90B +15.9% |
| Revenue (ttm) | 9.89B +13.6% |
| Net Income | 3.52B +21.5% |
| EPS | 9.69 +33.3% |
| Shares Out | 336.37M |
| PE Ratio | 7.33 |
| Forward PE | 7.40 |
| Dividend | $1.20 (1.69%) |
| Ex-Dividend Date | May 5, 2026 |
| Volume | 3,322,816 |
| Open | 71.00 |
| Previous Close | 71.38 |
| Day's Range | 70.72 - 71.73 |
| 52-Week Range | 55.67 - 88.77 |
| Beta | 1.36 |
| Analysts | Buy |
| Price Target | 89.59 (+26.09%) |
| Earnings Date | Apr 21, 2026 |
About SYF
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]
Financial Performance
In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.
Financial StatementsAnalyst Summary
According to 23 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $89.59, which is an increase of 26.09% from the latest price.
News
The Issuers Pulling Ahead Are Building Into Customers' Money Flows
The competition among card issuers is no longer centered only on rewards rates or promotional offers. Increasingly, it is about whether an issuer can become embedded deeply enough in a customer's dail...
Synchrony and CareCredit Lend a Helping Paw to College Puppy Raisers Training Canine Companions' Next Generation of Service Dogs
Donation helps cover veterinary care to reduce a key financial hurdle for student puppy raisers in 23 states Key Highlights $150,000 CareCredit donation to Canine Companions to help train and place s...
DICK'S Sporting Goods and Synchrony Level Up the DICK'S Credit Card, Offering Members 10% Back in ScoreCard Rewards on Qualifying Purchases
Key Highlights: Built for how athletes shop today: Synchrony and DICK'S Sporting Goods are giving athletes more value, choice and convenience with the DICK'S Credit Card: The Card for Sport, formerly ...
Synchrony expands co-brand partnership with Lowe’s
Synchrony (SYF) announced an expanded co-brand partnership with Lowe’s (LOW), with Synchrony now issuing the MyLowe’s Pro Rewards American Express Card. The new card complements the existing MyLowe’s ...
Synchrony Expands Partnership with Lowe's as New Issuer of Co-Brand Credit Card for Home Improvement Professionals
STAMFORD, Conn., April 30, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, today announced an expanded co-brand partnership with Lowe's (NYSE: LOW), with Synchrony no...
From Saving Today to Investing Tomorrow Most Consumers Want Financial Literacy Taught in Schools
New consumer insights from Synchrony survey highlight financial confidence trends, education gaps, and the need for continued financial wellness initiatives Key Highlights With only 39% of consumers r...
Synchrony Financial Proxy statement: Proxy filing
Synchrony Financial filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.
Synchrony Financial Proxy statement: Proxy filing
Synchrony Financial filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.
Synchrony price target raised to $82 from $71 at Truist
Truist analyst Brian Foran raised the firm’s price target on Synchrony (SYF) to $82 from $71 and keeps a Hold rating on the shares. The firm is positive on the…
Chico's FAS Unveils First-Ever Credit Card Program and Reimagined Loyalty Experience Across Chico's, Soma, and White House Black Market in partnership with Synchrony and Mastercard
Updated Loyalty Programs Introduce First-Ever Credit Cards for the Brands, Offering Enhanced Rewards and Expanded Payment Options Key Highlights: Chico's FAS and Synchrony have launched co-branded Mas...
Synchrony price target raised to $86 from $83 at Baird
Baird raised the firm’s price target on Synchrony (SYF) to $86 from $83 and keeps an Outperform rating on the shares. The firm updated its model following solid Q1 results…
Synchrony price target raised to $91 from $90 at BofA
BofA raised the firm’s price target on Synchrony (SYF) to $91 from $90 and keeps a Buy rating on the shares after the company reported “mixed” Q1 earnings. Following the…
Synchrony price target raised to $93 from $82 at Barclays
Barclays raised the firm’s price target on Synchrony (SYF) to $93 from $82 and keeps an Overweight rating on the shares following the Q1 report. The company’s loan growth inflected…
Synchrony downgraded to Neutral from Buy at BTIG
BTIG downgraded Synchrony (SYF) to Neutral from Buy without a price target The firm cites valuation for the downgrade with the shares its prior price target Synchrony has also done…
Synchrony CFO Flags Momentum in Spending and Credit
Consumers are continuing to rely on cards as both a spending tool and a way to manage liquidity, and Synchrony's latest quarter, as announced on Tuesday (April 21), indicates that balance remains inta...
Synchrony price target raised to $84 from $83 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Synchrony (SYF) to $84 from $83 and keeps an Equal Weight rating on the shares. The firm updated its risk/reward for Synchrony…
Synchrony Financial Earnings Call Transcript: Q1 2026
Record Q1 purchase volume and strong credit performance drove higher net earnings and robust capital returns. Guidance remains positive for loan growth and EPS, with disciplined expense management and continued investment in technology and partnerships.
Synchrony Financial Slides: Q1 2026
Synchrony Financial has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 21, 2026.
Synchrony Financial Earnings release: Q1 2026
Synchrony Financial released its Q1 2026 earnings on April 21, 2026, summarizing the period's financial results.
Synchrony Financial Quarterly report: Q1 2026
Synchrony Financial has published its Q1 2026 quarterly earnings report on April 21, 2026.
Synchrony reports Q1 EPS $2.27, consensus $2.16
Reports CET1 ratio 12.7%. Net interest margin increased 76 basis points to 15.50%. Tangible book value per share increased 8% to $37.62. “Synchrony’s (SYF) year is off to a strong…
Synchrony Reports First Quarter 2026 Results
Company Announces Quarterly Common Stock Dividend of $0.30 Per Share and Plans to Increase Quarterly Common Stock Dividend to $0.34 Per Share Company also Announces Approval of a $6.5 Billion Share Re...
Notable companies reporting before tomorrow’s open
Notable companies reporting before tomorrow’s open, with earnings consensus, include GE Aerospace (GE), consensus $1.60… Synchrony (SYF), consensus $2.16… Unitedhealth Group (UNH), consensus $6.61… Tr...
The Big 3: PFE, V, SYF
Dan Deming is impressed with the sharp stock market rally to all-time highs, though he urges caution for a potential stall in the price action. For today's Big 3, he sees Pfizer's (PFE) support making...
New RH Credit Card from Synchrony Helps Clients Move Confidently From Vision To Fully Realized Spaces
New Financing Program Extends the RH Experience With Financing Options Across Galleries, Outlets and RH.com STAMFORD, Conn., April 14, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer fi...