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The Community Financial Corporation (TCFC)

Stock Price: $22.70 USD 0.00 (0.00%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 134.23M
Revenue (ttm) 55.79M
Net Income (ttm) 13.97M
Shares Out 5.91M
EPS (ttm) 2.44
PE Ratio 9.30
Forward PE n/a
Dividend $0.50
Dividend Yield 2.20%

Stock Quote

Trading Day Aug 13, 2020
Last Price $22.70
Previous Close $22.70
Change ($) 0.00
Change (%) 0.00%
Day's Open 22.63
Day's Range 22.27 - 23.06
Day's Volume 3,909
52-Week Range 17.50 - 36.23

More Stats

Market Cap 134.23M
Enterprise Value 80.44M
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date Apr 6, 2020
Shares Outstanding 5.91M
Float 5.15M
EPS (basic) 2.46
EPS (diluted) 2.44
FCF / Share 3.88
Dividend $0.50
Dividend Yield 2.20%
Earnings Yield 10.75%
FCF Yield 17.09%
Payout Ratio n/a
Shares Short 47,183
Short Ratio 5.95
Short % of Float 0.89%
Beta 0.69
PE Ratio 9.30
Forward PE n/a
P/FCF Ratio 5.85
PS Ratio 2.41
PB Ratio 0.69
Revenue 55.79M
Operating Income 18.00M
Net Income 13.97M
Free Cash Flow 22.94M
Net Cash 53.79M
Net Cash / Share 9.10
Gross Margin 102.47%
Operating Margin 32.26%
Profit Margin 25.00%
FCF Margin 41.12%
ROA 0.73%
ROE 7.91%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 0
Overweight 1
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$25.00*
(10.13% upside)
Low
24.0
Current: $22.70
High
27.0
Target: 25.00
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue57.1753.5546.4241.3438.3936.5035.2731.5726.9425.60
Revenue Growth6.76%15.36%12.28%7.68%5.19%3.5%11.71%17.17%5.24%-
Gross Profit57.1753.5546.4241.3438.3936.5035.2731.5726.9425.60
Operating Income20.9415.4016.3711.759.9810.2710.427.774.707.41
Net Income15.2711.237.217.336.346.496.654.993.164.77
Shares Outstanding5.585.584.654.664.714.694.653.033.012.99
Earnings Per Share2.752.021.561.591.351.351.881.570.821.30
EPS Growth36.14%29.49%-1.89%17.78%0%-28.19%19.75%91.46%-36.92%-
Dividend Per Share0.500.400.400.400.300.400.500.400.400.40
Dividend Growth25%0%0%33.33%-25%-20%25%0%0%-
Operating Cash Flow15.6919.4010.1012.9212.5010.638.5112.0310.328.83
Capital Expenditures-0.81-1.78-0.78-3.97-3.45-2.36-1.04-4.51-5.21-1.19
Free Cash Flow14.8817.629.328.959.058.287.477.525.117.64
Cash & Equivalents32.4733.0415.4211.2611.1421.3724.5211.3019.129.82
Total Debt88.8790.4417818012788.6782.4873.5372.5883.44
Net Cash / Debt-56.40-57.40-163-168-115-67.30-57.96-62.23-53.46-73.62
Assets1,7981,6891,4061,3341,1431,0831,024982983886
Liabilities1,6161,5351,2961,2301,044966913903908815
Book Value18115411010499.7811711179.0575.4571.10
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name The Community Financial Corporation
Country United States
Employees 194
CEO William J. Pasenelli

Stock Information

Ticker Symbol TCFC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: TCFC

Description

The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses. Its deposit products include savings, money market, demand deposit, IRA, SEP, and time deposit accounts. The company provides loan products, such as commercial real estate and other non-residential real estate, residential first mortgage, residential rental mortgage, construction and land development, home equity and second mortgage, commercial, consumer, and commercial equipment loans. It also offers safe deposit box, night depository, cash vault, automated clearinghouse transaction, wire transfer, automated teller machine (ATM), online and telephone banking, retail and business mobile banking, remote deposit capture, reciprocal deposit, merchant card, credit monitoring, investment, positive pay, payroll, account reconciliation, bill pay, credit card, and lockbox services. As of December 31, 2019, it operated 12 banking centers in Waldorf, Bryans Road, Dunkirk, Leonardtown, La Plata, Charlotte Hall, Prince Frederick, Lusby, and California, Maryland, as well as Fredericksburg, Virginia; four loan production offices in La Plata, Prince Frederick, and Leonardtown, Maryland, as well as Fredericksburg, Virginia; and 15 ATMs. The company was formerly known as Tri-County Financial Corporation and changed its name to The Community Financial Corporation in October 2013. The Community Financial Corporation was founded in 1950 and is headquartered in Waldorf, Maryland.