TFS Financial Corporation (TFSL)

TFS Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Year	2023	2022	2021	2020	2019
Revenue	306.5	290.2	295.93	292.52	295.89
Revenue Growth (YoY)	5.62%	-1.94%	1.17%	-1.14%	-5.61%
Gross Profit	306.5	290.2	295.93	292.52	295.89
Selling, General & Admin	165.81	157.39	153.75	145.82	149.79
Other Operating Expenses	47.32	40.76	42.08	46.46	43.89
Operating Expenses	213.13	198.15	195.84	192.27	193.67
Operating Income	93.37	92.05	100.09	100.25	102.21
Pretax Income	93.37	92.05	100.09	100.25	102.21
Income Tax	18.12	17.49	19.09	16.93	21.98
Net Income	75.25	74.57	81.01	83.32	80.24
Net Income Growth	0.92%	-7.95%	-2.77%	3.84%	-6.05%
Shares Outstanding (Basic)	277	277	277	276	275
Shares Outstanding (Diluted)	279	279	279	278	277
Shares Change	-0.04%	0.04%	0.28%	0.15%	0.03%
EPS (Basic)	0.27	0.26	0.29	0.30	0.29
EPS (Diluted)	0.26	0.26	0.29	0.29	0.28
EPS Growth	0%	-10.34%	0%	3.57%	-6.67%
Free Cash Flow	85.62	36.62	81.82	142.51	99.22
Free Cash Flow Per Share	0.31	0.13	0.30	0.52	0.36
Dividend Per Share	1.130	1.130	1.123	1.110	1.020
Dividend Growth	0%	0.62%	1.17%	8.82%	34.21%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	30.46%	31.72%	33.82%	34.27%	34.54%
Profit Margin	24.55%	25.69%	27.37%	28.48%	27.12%
Free Cash Flow Margin	27.94%	12.62%	27.65%	48.72%	33.53%
Effective Tax Rate	19.40%	19.00%	19.07%	16.89%	21.50%
EBITDA	111.48	119.09	132.66	133.07	125.16
EBITDA Margin	36.37%	41.04%	44.83%	45.49%	42.30%
Depreciation & Amortization	18.12	27.04	32.57	32.82	22.95
EBIT	93.37	92.05	100.09	100.25	102.21
EBIT Margin	30.46%	31.72%	33.82%	34.27%	34.54%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).