TFS Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Interest Income	300.05	292.69	278.46	283.57	267.4	231.63
Net Interest Income Growth	8.05%	5.11%	-1.80%	6.05%	15.44%	-4.39%
Non-Interest Income	30.33	28.78	24.7	21.43	23.8	55.3
Non-Interest Income Growth	21.84%	16.51%	15.27%	-9.98%	-56.95%	3.85%
Revenues Before Loan Losses	330.37	321.47	303.16	305	291.2	286.93
Provision for Credit Losses	-3	-2.5	1.5	1.5	-1	9
Revenue	333.37	323.97	301.66	303.5	292.2	277.93
Revenue Growth (YoY)	10.91%	7.40%	-0.60%	3.87%	5.13%	-6.90%
Compensation Expenses	113.38	109.5	107.78	112.79	109.34	108.87
Selling, General & Admin	51.48	47.98	48.05	53.02	48.05	44.88
Other Non-Interest Expenses	47.68	46.77	48.52	47.32	40.76	42.08
Total Non-Interest Expense	212.55	204.26	204.35	213.13	198.15	195.84
Pretax Income	120.82	119.72	97.31	90.37	94.05	82.09
Provision for Income Taxes	24.02	23.76	20.73	18.12	17.49	19.09
Net Income	90.81	90.96	79.59	75.25	74.57	81.01
Net Income to Common	90.81	90.96	79.59	75.25	74.57	81.01
Net Income Growth	11.68%	14.29%	5.76%	0.92%	-7.95%	-2.77%
Shares Outstanding (Basic)	279	279	278	277	277	277
Shares Outstanding (Diluted)	280	280	279	279	279	279
Shares Change (YoY)	0.19%	0.22%	0.20%	-0.04%	0.04%	0.28%
EPS (Basic)	0.32	0.32	0.28	0.27	0.26	0.29
EPS (Diluted)	0.32	0.32	0.28	0.26	0.26	0.29
EPS Growth	14.29%	14.29%	7.69%	-	-10.35%	-
Free Cash Flow	83.14	70.97	85.54	85.62	36.23	81.82
Free Cash Flow Growth	17.16%	-17.03%	-0.10%	136.33%	-55.72%	-31.01%
Free Cash Flow Per Share	0.30	0.25	0.31	0.31	0.13	0.29
Dividends Per Share	1.130	1.130	1.130	1.130	1.130	1.123
Dividend Growth	-	-	-	-	0.67%	1.13%
Profit Margin	27.74%	28.52%	26.12%	24.55%	25.69%	27.37%
FCF Margin	25.40%	22.25%	28.08%	27.94%	12.48%	27.65%
EBITDA	24	23.05	19.03	18.12	27.04	32.57
EBITDA Margin	7.33%	7.23%	6.25%	5.91%	9.32%	11.01%
Effective Tax Rate	20.92%	20.71%	20.66%	19.40%	19.00%	19.07%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q