TFS Financial Corporation (TFSL)

Stronghold Digital Mining Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Interest Income on Loans	693.56	663.69	565.61	395.69	381.89	440.7
Interest Income on Investments	59.08	70.39	46.31	13.64	7.46	14.6
Total Interest Income	752.64	734.07	611.92	409.33	389.35	455.3
Interest Paid on Deposits	310.32	292.73	174.2	76.94	97.32	140.24
Interest Paid on Borrowings	158.24	162.89	154.15	64.99	60.4	72.79
Total Interest Expense	468.56	455.62	328.35	141.94	157.72	213.03
Net Interest Income	284.09	278.46	283.57	267.4	231.63	242.27
Net Interest Income Growth (YoY)	1.42%	-1.80%	6.05%	15.44%	-4.39%	-8.72%
Gain (Loss) on Sale of Assets	-	-	-	-	-	4.67
Other Non-Interest Income	22.91	21.96	20.93	22.67	22.22	20.14
Total Non-Interest Income	27.04	24.7	21.43	23.8	55.3	53.25
Non-Interest Income Growth (YoY)	15.64%	15.27%	-9.98%	-56.95%	3.85%	160.22%
Revenues Before Loan Losses	311.13	303.16	305	291.2	286.93	295.52
Provision for Loan Losses	2.5	-1.5	-1.5	1	-9	3
Revenue	308.63	304.66	306.5	290.2	295.93	292.52
Revenue Growth (YoY)	1.03%	-0.60%	5.62%	-1.94%	1.17%	-1.14%
Salaries and Employee Benefits	98.74	98.28	102.78	98.33	95.16	91.89
Occupancy Expenses	29.27	28.31	27.73	26.78	25.71	25.3
Federal Deposit Insurance	14.3	14.57	13.45	9.36	9.09	10.63
Selling, General & Administrative	28.93	29.23	35.29	32.27	32.89	28.63
Other Non-Interest Expense	32.05	33.95	33.87	31.4	33	35.83
Total Non-Interest Expense	203.3	204.35	213.13	198.15	195.84	192.27
EBT Excluding Unusual Items	105.33	100.31	93.37	92.05	100.09	100.25
Pretax Income	105.33	100.31	93.37	92.05	100.09	100.25
Income Tax Expense	22.15	20.73	18.12	17.49	19.09	16.93
Net Income	83.18	79.59	75.25	74.57	81.01	83.32
Preferred Dividends & Other Adjustments	1.43	1.43	1.57	1.51	1.56	1.58
Net Income to Common	81.75	78.16	73.68	73.06	79.45	81.74
Net Income Growth	2.79%	5.76%	0.92%	-7.95%	-2.77%	3.84%
Basic Shares Outstanding	279	278	277	277	277	276
Diluted Shares Outstanding	280	279	279	279	279	278
Shares Change (YoY)	0.22%	0.20%	-0.04%	0.04%	0.28%	0.15%
EPS (Basic)	0.29	0.28	0.27	0.26	0.29	0.30
EPS (Diluted)	0.29	0.28	0.26	0.26	0.29	0.29
EPS Growth	3.58%	7.69%	0%	-9.45%	-0.98%	3.57%
Dividend Per Share	1.130	1.130	1.130	1.130	1.123	1.110
Dividend Growth	-	-	-	0.67%	1.13%	8.82%
Effective Tax Rate	21.03%	20.66%	19.40%	19.00%	19.07%	16.89%

Updated Jul 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q