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TFS Financial Corporation (TFSL)
NASDAQ: TFSL · Real-Time Price · USD
16.49
+0.06 (0.37%)
Nov 6, 2026, 12:42 PM EST - Market open

TFS Financial Cash Flow Statement

Millions USD. Fiscal year is Oct - Sep.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Net Income
90.9679.5975.2574.57
Depreciation & Amortization
23.0519.0318.1227.04
Gain (Loss) on Sale of Assets
-0.020.37-0.20.63
Provision for Credit Losses
2.5-1.5-1.51
Net Decrease (Increase) in Loans Originated / Sold - Operating
-16.88-17.26-1.96-24.67
Accrued Interest Receivable
1.04-4.3-39.36-13.04
Change in Other Net Operating Assets
-23.893.2127.14-9.59
Other Operating Activities
1.352.73.73-26.88
Operating Cash Flow
82.4288.690.7238.93
Operating Cash Flow Growth
-6.98%-2.34%133.04%-53.19%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Capital Expenditures
-11.45-3.06-5.1-2.7
Sale of Property, Plant and Equipment
---0.39
Investment in Securities
108.19-61.1-86.45
Net Decrease (Increase) in Loans Originated / Sold - Investing
-378.78-153.64-910.41-1,739
Other Investing Activities
-3.9422.66-32.51-48.23
Investing Cash Flow
-383.98-124.71-1,009-1,875

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Short-Term Debt Issued
283-4171,100
Long-Term Debt Issued
226.58725350600
Total Debt Issued
509.587257671,700
Short-Term Debt Repaid
--777-225-
Long-Term Debt Repaid
-427-428.38-77.98-15.21
Total Debt Repaid
-427-1,205-302.98-15.21
Net Debt Issued (Repaid)
82.58-480.38464.021,685
Repurchase of Common Stock
-3.98-1.93-5.98-6.29
Common Dividends Paid
-59.53-58.95-58.29-58.3
Net Increase (Decrease) in Deposit Accounts
260.62732.33520.03-72.51
Other Financing Activities
-12.4-157.9995.31169.71
Financing Cash Flow
267.2833.081,0151,717

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Net Cash Flow
-34.28-3.0397.18-118.76

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Free Cash Flow
70.9785.5485.6236.23
Free Cash Flow Growth
-17.03%-0.10%136.33%-55.72%
Free Cash Flow Margin
22.25%28.08%27.93%12.48%
Free Cash Flow Per Share
0.250.310.310.13

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '25 Sep '24 Sep '23 Sep '22
Cash Interest Paid
529.08532.61363.75113.68
Cash Income Tax Paid
16.4815.6821.7839.6
SEC Filings: 10-K · 10-Q