TFS Financial Corporation (TFSL)
NASDAQ: TFSL · Real-Time Price · USD
17.53
-0.38 (-2.12%)
At close: Aug 28, 2026, 4:00 PM EDT
17.53
0.00 (0.00%)
After-hours: Aug 28, 2026, 4:15 PM EDT
TFS Financial Balance Sheet
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 568.93 | 429.44 | 463.72 | 466.75 | 369.56 | 488.33 |
Investment Securities | 3.99 | 53.96 | 72.78 | 63.46 | 3.62 | - |
Trading Asset Securities | 8.49 | 0.27 | 0.4 | 0.01 | - | 0.53 |
Mortgage-Backed Securities | 432.08 | 466.7 | 453.48 | 444.87 | 454.29 | 421.78 |
Total Investments | 444.55 | 520.93 | 526.65 | 508.34 | 457.91 | 422.31 |
Gross Loans | 16,268 | 15,742 | 15,404 | 15,243 | 14,330 | 12,622 |
Allowance for Loan Losses | -73.52 | -74.24 | -70 | -77.32 | -72.9 | -64.29 |
Other Adjustments to Gross Loans | -12.97 | -4.93 | -11.69 | - | - | -48.2 |
Net Loans | 16,182 | 15,663 | 15,322 | 15,166 | 14,257 | 12,509 |
Property, Plant & Equipment | 45.65 | 57.51 | 51.03 | 72.23 | 64.72 | 65.34 |
Goodwill | - | 9.73 | 9.73 | 9.73 | - | 9.73 |
Loans Held for Sale | 14.48 | 57.66 | 17.78 | 3.26 | 9.66 | 8.85 |
Accrued Interest Receivable | 63.69 | 62.55 | 59.4 | 53.91 | 40.26 | 31.11 |
Other Current Assets | 14.35 | 6.91 | 7.84 | - | - | - |
Long-Term Deferred Tax Assets | - | 12.04 | 11.73 | - | 9.17 | 8.75 |
Other Real Estate Owned & Foreclosed | 1.34 | 1.92 | 0.17 | 1.44 | 1.19 | 0.29 |
Other Long-Term Assets | 472.34 | 398.95 | 392.19 | 389.48 | 368.06 | 350.93 |
Total Assets | 18,075 | 17,456 | 17,091 | 16,918 | 15,790 | 14,057 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Accrued Expenses | 7.76 | 53.25 | 51.66 | 54.03 | 41.01 | 45.21 |
Interest Bearing Deposits | 8,475 | 8,899 | 8,888 | 8,594 | 8,185 | 8,298 |
Institutional Deposits | 1,498 | 1,533 | 1,284 | 845.38 | 733.3 | 693.38 |
Total Deposits | 9,973 | 10,432 | 10,172 | 9,439 | 8,919 | 8,992 |
Short-Term Borrowings | 4,540 | 3,248 | 2,965 | 3,742 | 3,550 | 2,450 |
Current Portion of Leases | - | 5.22 | 5.5 | 5.48 | 4.95 | 5.13 |
Accrued Interest Payable | 19.15 | 14.72 | 23.19 | 10.36 | 2.24 | 1.85 |
Long-Term Debt | 44.68 | 30.33 | 28.75 | 29.81 | 1,273 | 41.48 |
Federal Home Loan Bank Debt, Long-Term | 1,271 | 1,622 | 1,828 | 1,532 | - | 641.82 |
Long-Term Leases | - | 12.77 | 12.81 | 12.73 | 10.82 | 13.33 |
Long-Term Deferred Tax Liabilities | - | - | - | 13.18 | - | - |
Other Long-Term Liabilities | 261.78 | 143.28 | 141.45 | 151.93 | 144.27 | 134.6 |
Total Liabilities | 16,118 | 15,562 | 15,228 | 14,991 | 13,946 | 12,325 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Common Stock | 3.32 | 3.32 | 3.32 | 3.32 | 3.32 | 3.32 |
Additional Paid-In Capital | 1,762 | 1,758 | 1,754 | 1,755 | 1,751 | 1,747 |
Retained Earnings | 977.59 | 946.78 | 915.49 | 886.98 | 870.05 | 853.66 |
Treasury Stock | -778.59 | -774.34 | -772.2 | -776.1 | -771.99 | -768.04 |
Comprehensive Income & Other | -6.55 | -39.65 | -38.36 | 58.13 | -8.27 | -103.55 |
Shareholders' Equity | 1,957 | 1,894 | 1,863 | 1,927 | 1,844 | 1,732 |
Total Liabilities & Equity | 18,075 | 17,456 | 17,091 | 16,918 | 15,790 | 14,057 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Total Debt | 5,856 | 4,919 | 4,840 | 5,322 | 4,839 | 3,152 |
Net Cash (Debt) | -5,278 | -4,489 | -4,376 | -4,855 | -4,470 | -2,663 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -18.85 | -16.05 | -15.68 | -17.43 | -16.04 | -9.56 |
Filing Date Shares Outstanding | 278.93 | 278.67 | 278.44 | 277.65 | 277.27 | 277.19 |
Total Common Shares Outstanding | 278.92 | 278.75 | 278.44 | 277.65 | 277.44 | 277.19 |
Book Value Per Share | 7.02 | 6.79 | 6.69 | 6.94 | 6.65 | 6.25 |
Tangible Book Value | 1,957 | 1,884 | 1,853 | 1,918 | 1,844 | 1,723 |
Tangible Book Value Per Share | 7.02 | 6.76 | 6.65 | 6.91 | 6.65 | 6.21 |