TFS Financial Corporation (TFSL)

TFS Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is October - September.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 13, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Market Cap	3,791	3,698	3,610	3,314	3,648	5,351
Market Cap Growth	1.57%	2.44%	8.94%	-9.15%	-31.84%	30.03%
Enterprise Value	8,316	8,568	8,403	8,587	8,441	8,443
Last Close Price	13.51	13.18	12.86	11.82	13.00	19.06
PE Ratio	42.22	41.19	45.93	45.46	50.00	65.72
Forward PE	39.74	41.17	51.44	62.21	42.62	90.76
PS Ratio	11.58	11.59	11.85	10.81	12.57	18.08
PB Ratio	1.97	1.95	1.94	1.72	1.98	3.09
P/TBV Ratio	1.99	1.95	1.93	1.71	1.96	3.07
P/FCF Ratio	45.59	52.11	42.20	38.70	100.68	65.41
P/OCF Ratio	39.64	44.87	40.74	36.53	93.70	64.35
EV/Sales Ratio	25.40	26.86	27.58	28.02	29.09	28.53
EV/EBITDA Ratio	-	371.76	441.46	474.05	312.22	259.25
EV/FCF Ratio	100.02	120.74	98.24	100.30	232.98	103.19
Debt / Equity Ratio	2.60	2.57	2.57	2.74	2.60	1.78
Debt / EBITDA Ratio	205.86	211.31	251.81	291.12	177.30	94.93
Debt / FCF Ratio	59.41	68.63	56.03	61.59	132.30	37.79
Net Debt / Equity Ratio	2.60	2.57	2.57	2.74	2.60	1.79
Net Debt / EBITDA Ratio	205.86	211.31	251.81	291.12	177.30	94.93
Net Debt / FCF Ratio	59.41	68.63	56.03	61.59	132.30	37.79
Asset Turnover	0.02	0.02	0.02	0.02	0.02	0.02
Return on Equity (ROE)	4.76%	4.84%	4.20%	3.99%	4.17%	4.76%
Earnings Yield	2.36%	2.43%	2.18%	2.20%	2.00%	1.52%
FCF Yield	2.19%	1.92%	2.37%	2.58%	0.99%	1.53%
Dividend Yield	8.36%	1.62%	1.65%	1.78%	1.62%	1.07%
Payout Ratio	353.13%	65.45%	74.07%	77.47%	78.18%	69.92%
Buyback Yield / Dilution	0.18%	0.11%	0.05%	0.18%	0.17%	0.10%
Total Shareholder Return	8.54%	1.73%	1.70%	1.96%	1.79%	1.18%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q