TFS Financial Corporation (TFSL)
NASDAQ: TFSL · Real-Time Price · USD
13.08
-0.06 (-0.46%)
Jun 5, 2025, 9:43 AM - Market open

TFS Financial Statistics

Total Valuation

TFS Financial has a market cap or net worth of $3.65 billion. The enterprise value is $7.81 billion.

Market Cap 3.65B
Enterprise Value 7.81B

Important Dates

The next estimated earnings date is Tuesday, July 29, 2025, after market close.

Earnings Date Jul 29, 2025
Ex-Dividend Date Jun 10, 2025

Share Statistics

TFS Financial has 278.78 million shares outstanding. The number of shares has increased by 0.22% in one year.

Current Share Class 278.78M
Shares Outstanding 278.78M
Shares Change (YoY) +0.22%
Shares Change (QoQ) +0.05%
Owned by Insiders (%) 0.50%
Owned by Institutions (%) 10.25%
Float 50.24M

Valuation Ratios

The trailing PE ratio is 46.94 and the forward PE ratio is 41.08.

PE Ratio 46.94
Forward PE 41.08
PS Ratio 12.03
Forward PS 12.23
PB Ratio 1.93
P/TBV Ratio 1.93
P/FCF Ratio 38.28
P/OCF Ratio 34.94
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 97.40
EV / Sales 25.69
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 81.65

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 48.22
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.29%.

Return on Equity (ROE) 4.29%
Return on Assets (ROA) 0.48%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $330,904
Profits Per Employee $87,294
Employee Count 919
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TFS Financial has paid $21.59 million in taxes.

Income Tax 21.59M
Effective Tax Rate 20.92%

Stock Price Statistics

The stock price has increased by +0.96% in the last 52 weeks. The beta is 0.80, so TFS Financial's price volatility has been lower than the market average.

Beta (5Y) 0.80
52-Week Price Change +0.96%
50-Day Moving Average 12.80
200-Day Moving Average 13.04
Relative Strength Index (RSI) 49.89
Average Volume (20 Days) 252,783

Short Selling Information

The latest short interest is 3.78 million, so 1.36% of the outstanding shares have been sold short.

Short Interest 3.78M
Short Previous Month 3.69M
Short % of Shares Out 1.36%
Short % of Float 7.52%
Short Ratio (days to cover) 11.83

Income Statement

In the last 12 months, TFS Financial had revenue of $304.10 million and earned $80.22 million in profits. Earnings per share was $0.28.

Revenue 304.10M
Gross Profit 304.10M
Operating Income 117.24M
Pretax Income 100.74M
Net Income 80.22M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.28
Full Income Statement

Balance Sheet

The company has $463.90 million in cash and $4.61 billion in debt, giving a net cash position of -$4.15 billion or -$14.89 per share.

Cash & Cash Equivalents 463.90M
Total Debt 4.61B
Net Cash -4.15B
Net Cash Per Share -$14.89
Equity (Book Value) 1.90B
Book Value Per Share 6.80
Working Capital -10.97B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $104.83 million and capital expenditures -$9.13 million, giving a free cash flow of $95.70 million.

Operating Cash Flow 104.83M
Capital Expenditures -9.13M
Free Cash Flow 95.70M
FCF Per Share $0.34
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.55%
Pretax Margin 33.94%
Profit Margin 26.84%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 31.47%

Dividends & Yields

This stock pays an annual dividend of $1.13, which amounts to a dividend yield of 8.60%.

Dividend Per Share $1.13
Dividend Yield 8.60%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 403.54%
Buyback Yield -0.22%
Shareholder Yield 8.38%
Earnings Yield 2.19%
FCF Yield 2.61%
Dividend Details

Analyst Forecast

The average price target for TFS Financial is $15.00, which is 14.68% higher than the current price. The consensus rating is "Hold".

Price Target $15.00
Price Target Difference 14.68%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4