TFS Financial Corporation (TFSL)

TFS Financial Statistics

Total Valuation

TFS Financial has a market cap or net worth of $3.61 billion. The enterprise value is $8.10 billion.

Market Cap	3.61B
Enterprise Value	8.10B

Important Dates

The last earnings date was Wednesday, July 30, 2025, after market close.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jun 10, 2025

Share Statistics

TFS Financial has 278.78 million shares outstanding. The number of shares has increased by 0.22% in one year.

Current Share Class	278.78M
Shares Outstanding	278.78M
Shares Change (YoY)	+0.22%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	0.50%
Owned by Institutions (%)	10.24%
Float	50.24M

Valuation Ratios

The trailing PE ratio is 44.56 and the forward PE ratio is 40.39.

PE Ratio	44.56
Forward PE	40.39
PS Ratio	11.84
Forward PS	11.23
PB Ratio	1.94
P/TBV Ratio	1.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	99.10
EV / Sales	26.25
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.37%.

Return on Equity (ROE)	4.37%
Return on Assets (ROA)	0.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$335,827
Profits Per Employee	$88,954
Employee Count	919
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TFS Financial has paid $22.15 million in taxes.

Income Tax	22.15M
Effective Tax Rate	21.03%

Stock Price Statistics

The stock price has decreased by -3.91% in the last 52 weeks. The beta is 0.76, so TFS Financial's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	-3.91%
50-Day Moving Average	13.03
200-Day Moving Average	13.02
Relative Strength Index (RSI)	52.29
Average Volume (20 Days)	309,389

Short Selling Information

The latest short interest is 3.69 million, so 1.32% of the outstanding shares have been sold short.

Short Interest	3.69M
Short Previous Month	3.71M
Short % of Shares Out	1.32%
Short % of Float	7.34%
Short Ratio (days to cover)	9.52

Income Statement

In the last 12 months, TFS Financial had revenue of $308.63 million and earned $81.75 million in profits. Earnings per share was $0.29.

Revenue	308.63M
Gross Profit	308.63M
Operating Income	119.63M
Pretax Income	100.74M
Net Income	81.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.29

Balance Sheet

The company has $452.58 million in cash and $4.91 billion in debt, giving a net cash position of -$4.46 billion or -$16.00 per share.

Cash & Cash Equivalents	452.58M
Total Debt	4.91B
Net Cash	-4.46B
Net Cash Per Share	-$16.00
Equity (Book Value)	1.89B
Book Value Per Share	6.77
Working Capital	-10.35B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.76%
Pretax Margin	34.13%
Profit Margin	26.95%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.13, which amounts to a dividend yield of 8.74%.

Dividend Per Share	$1.13
Dividend Yield	8.74%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	386.53%
Buyback Yield	-0.22%
Shareholder Yield	8.47%
Earnings Yield	2.25%
FCF Yield	n/a

Analyst Forecast

The average price target for TFS Financial is $15.00, which is 15.79% higher than the current price. The consensus rating is "Hold".

Price Target	$15.00
Price Target Difference	15.79%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2