TFS Financial Statistics
Total Valuation
TFS Financial has a market cap or net worth of $3.60 billion. The enterprise value is $7.76 billion.
Important Dates
The next estimated earnings date is Tuesday, July 29, 2025, after market close.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | Jun 10, 2025 |
Share Statistics
TFS Financial has 278.78 million shares outstanding. The number of shares has increased by 0.22% in one year.
| Current Share Class | 278.78M |
| Shares Outstanding | 278.78M |
| Shares Change (YoY) | +0.22% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 10.25% |
| Float | 50.24M |
Valuation Ratios
The trailing PE ratio is 45.14 and the forward PE ratio is 39.50.
| PE Ratio | 45.14 |
| Forward PE | 39.50 |
| PS Ratio | 11.58 |
| Forward PS | 11.45 |
| PB Ratio | 1.86 |
| P/TBV Ratio | 1.90 |
| P/FCF Ratio | 37.67 |
| P/OCF Ratio | 34.38 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 96.67 |
| EV / Sales | 25.50 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 81.04 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 48.22 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.29%.
| Return on Equity (ROE) | 4.29% |
| Return on Assets (ROA) | 0.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $330,904 |
| Profits Per Employee | $87,294 |
| Employee Count | 919 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TFS Financial has paid $21.59 million in taxes.
| Income Tax | 21.59M |
| Effective Tax Rate | 20.92% |
Stock Price Statistics
The stock price has increased by +4.19% in the last 52 weeks. The beta is 0.77, so TFS Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +4.19% |
| 50-Day Moving Average | 13.08 |
| 200-Day Moving Average | 13.01 |
| Relative Strength Index (RSI) | 48.05 |
| Average Volume (20 Days) | 375,648 |
Short Selling Information
The latest short interest is 3.57 million, so 1.28% of the outstanding shares have been sold short.
| Short Interest | 3.57M |
| Short Previous Month | 3.62M |
| Short % of Shares Out | 1.28% |
| Short % of Float | 7.11% |
| Short Ratio (days to cover) | 13.14 |
Income Statement
In the last 12 months, TFS Financial had revenue of $304.10 million and earned $80.22 million in profits. Earnings per share was $0.28.
| Revenue | 304.10M |
| Gross Profit | 304.10M |
| Operating Income | 117.24M |
| Pretax Income | 100.74M |
| Net Income | 80.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.28 |
Full Income StatementBalance Sheet
The company has $463.90 million in cash and $4.61 billion in debt, giving a net cash position of -$4.15 billion or -$14.89 per share.
| Cash & Cash Equivalents | 463.90M |
| Total Debt | 4.61B |
| Net Cash | -4.15B |
| Net Cash Per Share | -$14.89 |
| Equity (Book Value) | 1.90B |
| Book Value Per Share | 6.80 |
| Working Capital | -10.97B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $104.83 million and capital expenditures -$9.13 million, giving a free cash flow of $95.70 million.
| Operating Cash Flow | 104.83M |
| Capital Expenditures | -9.13M |
| Free Cash Flow | 95.70M |
| FCF Per Share | $0.34 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 38.55% |
| Pretax Margin | 33.94% |
| Profit Margin | 26.84% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.47% |
Dividends & Yields
This stock pays an annual dividend of $1.13, which amounts to a dividend yield of 8.99%.
| Dividend Per Share | $1.13 |
| Dividend Yield | 8.99% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 403.54% |
| Buyback Yield | -0.22% |
| Shareholder Yield | 8.52% |
| Earnings Yield | 2.23% |
| FCF Yield | 2.65% |
Dividend DetailsAnalyst Forecast
The average price target for TFS Financial is $15.00, which is 16.01% higher than the current price. The consensus rating is "Hold".
| Price Target | $15.00 |
| Price Target Difference | 16.01% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
