TFS Financial Corporation (TFSL)
NASDAQ: TFSL · Real-Time Price · USD
12.45
+0.06 (0.48%)
Apr 1, 2025, 4:00 PM EDT - Market closed

TFS Financial Statistics

Total Valuation

TFS Financial has a market cap or net worth of $3.47 billion. The enterprise value is $7.68 billion.

Market Cap 3.47B
Enterprise Value 7.68B

Important Dates

The next estimated earnings date is Tuesday, April 29, 2025, after market close.

Earnings Date Apr 29, 2025
Ex-Dividend Date Mar 6, 2025

Share Statistics

TFS Financial has 278.63 million shares outstanding. The number of shares has increased by 0.20% in one year.

Current Share Class 278.63M
Shares Outstanding 278.63M
Shares Change (YoY) +0.20%
Shares Change (QoQ) +0.06%
Owned by Insiders (%) 0.54%
Owned by Institutions (%) 9.96%
Float 50.00M

Valuation Ratios

The trailing PE ratio is 43.36 and the forward PE ratio is 42.93.

PE Ratio 43.36
Forward PE 42.93
PS Ratio 11.32
Forward PS 11.94
PB Ratio 1.80
P/TBV Ratio 1.80
P/FCF Ratio 36.44
P/OCF Ratio 35.32
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 96.14
EV / Sales 25.23
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 81.05

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 49.52
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.30%.

Return on Equity (ROE) 4.30%
Return on Assets (ROA) 0.48%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $331,430
Profits Per Employee $86,978
Employee Count 919
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TFS Financial has paid $21.27 million in taxes.

Income Tax 21.27M
Effective Tax Rate 20.73%

Stock Price Statistics

The stock price has decreased by -1.11% in the last 52 weeks. The beta is 0.65, so TFS Financial's price volatility has been lower than the market average.

Beta (5Y) 0.65
52-Week Price Change -1.11%
50-Day Moving Average 12.88
200-Day Moving Average 13.06
Relative Strength Index (RSI) 46.59
Average Volume (20 Days) 327,359

Short Selling Information

The latest short interest is 2.84 million, so 1.02% of the outstanding shares have been sold short.

Short Interest 2.84M
Short Previous Month 2.68M
Short % of Shares Out 1.02%
Short % of Float 5.68%
Short Ratio (days to cover) 8.83

Income Statement

In the last 12 months, TFS Financial had revenue of $304.58 million and earned $79.93 million in profits. Earnings per share was $0.29.

Revenue 304.58M
Gross Profit 304.58M
Operating Income 116.95M
Pretax Income 100.74M
Net Income 79.93M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.29
Full Income Statement

Balance Sheet

The company has $465.96 million in cash and $4.70 billion in debt, giving a net cash position of -$4.23 billion or -$15.18 per share.

Cash & Cash Equivalents 465.96M
Total Debt 4.70B
Net Cash -4.23B
Net Cash Per Share -$15.18
Equity (Book Value) 1.91B
Book Value Per Share 6.87
Working Capital -10.73B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $97.82 million and capital expenditures -$3.00 million, giving a free cash flow of $94.82 million.

Operating Cash Flow 97.82M
Capital Expenditures -3.00M
Free Cash Flow 94.82M
FCF Per Share $0.34
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.40%
Pretax Margin 33.68%
Profit Margin 26.69%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 31.13%

Dividends & Yields

This stock pays an annual dividend of $1.13, which amounts to a dividend yield of 9.08%.

Dividend Per Share $1.13
Dividend Yield 9.08%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 393.50%
Buyback Yield -0.20%
Shareholder Yield 8.88%
Earnings Yield 2.31%
FCF Yield 2.74%
Dividend Details

Analyst Forecast

The average price target for TFS Financial is $14.50, which is 16.47% higher than the current price. The consensus rating is "Hold".

Price Target $14.50
Price Target Difference 16.47%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4