The Hanover Insurance Group, Inc. (THG)
NYSE: THG · Real-Time Price · USD
193.19
+6.20 (3.32%)
Jun 5, 2026, 4:00 PM EDT - Market closed
THG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 6,223 | 6,161 | 5,913 | 5,663 | 5,252 | 4,770 |
Investment Income | 475.2 | 454.4 | 372.6 | 332.1 | 296.3 | 310.7 |
Net Gains on Investments | -32.7 | -49.1 | -81.6 | -50.5 | -123.2 | 123 |
Total Other Revenues | 24.7 | 24.9 | 28 | 30.8 | 26.5 | 23.9 |
| 6,693 | 6,594 | 6,237 | 5,994 | 5,469 | 5,228 | |
Revenue Growth (YoY) | 6.41% | 5.72% | 4.07% | 9.60% | 4.61% | 8.35% |
Insurance Benefits & Claims | 3,732 | 3,729 | 3,757 | 4,135 | 3,623 | 3,134 |
Policy Amortization Costs | 1,305 | 1,285 | 1,222 | 1,176 | 1,093 | 982.7 |
Other Operating Expenses | 690.2 | 692.9 | 686.4 | 607.7 | 573.9 | 555.6 |
Operating Income | 966.3 | 887 | 571.9 | 75.2 | 178.1 | 555.3 |
Interest Expense | -45.5 | -43.2 | -34.1 | -34.1 | -34.1 | -34 |
Total Non-Operating Income (Expense) | -45.5 | -43.2 | -34.1 | -34.1 | -34.1 | -34 |
Pretax Income | 920.8 | 843.8 | 537.8 | 41.1 | 144 | 521.3 |
Provision for Income Taxes | 201.5 | 183.1 | 112.5 | 7.6 | 27.2 | 101.3 |
Net Income | 532.5 | 660.7 | 425.3 | 33.5 | 116.8 | 420 |
Earnings From Discontinued Operations | 1.5 | 1.8 | 0.7 | 1.8 | -0.8 | 2.8 |
Net Income to Common | 721.1 | 662.5 | 426 | 35.3 | 116 | 422.8 |
Net Income Growth | 64.37% | 55.52% | 1106.80% | -69.57% | -72.56% | 17.87% |
Shares Outstanding (Basic) | 36 | 36 | 36 | 36 | 36 | 36 |
Shares Outstanding (Diluted) | 36 | 37 | 36 | 36 | 36 | 36 |
Shares Change (YoY) | -0.62% | 0.27% | 0.83% | - | -0.82% | -4.46% |
EPS (Basic) | 20.13 | 18.50 | 11.85 | 0.99 | 3.28 | 11.78 |
EPS (Diluted) | 19.87 | 18.16 | 11.70 | 0.98 | 3.23 | 11.60 |
EPS Growth | 65.44% | 55.21% | 1093.88% | -69.66% | -72.16% | 23.14% |
Shares Outstanding | 35.1 | 35.4 | 35.9 | 35.8 | 35.6 | 35.5 |
Free Cash Flow | 1,249 | 1,170 | 796.2 | 349.8 | 704.5 | 815.7 |
Free Cash Flow Growth | 6.68% | 47.00% | 127.62% | -50.35% | -13.63% | 17.76% |
Free Cash Flow Per Share | 34.42 | 32.07 | 21.87 | 9.69 | 19.52 | 22.41 |
Dividends Per Share | 3.700 | 3.650 | 3.450 | 3.280 | 3.060 | 2.850 |
Dividend Growth | 1.37% | 5.80% | 5.18% | 7.19% | 7.37% | 7.55% |
Operating Margin | 14.44% | 13.45% | 9.17% | 1.25% | 3.26% | 10.62% |
Profit Margin | 7.96% | 10.02% | 6.82% | 0.56% | 2.14% | 8.03% |
FCF Margin | 18.66% | 17.75% | 12.76% | 5.84% | 12.88% | 15.60% |
EBITDA | 961 | 882.4 | 573.4 | 81.5 | 191 | 572.2 |
EBITDA Margin | 14.36% | 13.38% | 9.19% | 1.36% | 3.49% | 10.95% |
EBIT | 966.3 | 887 | 571.9 | 75.2 | 178.1 | 555.3 |
EBIT Margin | 14.44% | 13.45% | 9.17% | 1.25% | 3.26% | 10.62% |
Effective Tax Rate | 21.88% | 21.70% | 20.92% | 18.49% | 18.89% | 19.43% |