The Hanover Insurance Group, Inc. (THG)
NYSE: THG · Real-Time Price · USD
231.46
+2.34 (1.02%)
At close: Aug 6, 2026, 4:00 PM EDT
230.00
-1.46 (-0.63%)
Pre-market: Aug 7, 2026, 4:30 AM EDT

THG Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,7646,5946,2375,9945,4695,228
Revenue Growth
5.58%5.72%4.07%9.60%4.61%8.35%
Operating Income
1,014887571.975.2178.1555.3
Net Income
755.6662.542635.3116422.8
Earnings Per Share
20.9518.1611.700.983.2311.60
EPS Growth
37.92%55.21%1093.88%-69.66%-72.16%23.14%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Core Commercial
2,4852,4192,3242,2172,0911,961
Specialty
1,5431,5061,4121,3521,2571,099
Personal Lines
2,7392,6952,5642,4422,2142,029
Other Business Segment
22.82112.415.414.216.4
Net Realized and Unrealized Investment Gain
-25.2-46-75.8-32.5-106.5123
Revenue (Total)
6,7646,5946,2375,9945,4695,228

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,2641,178806.4361.7722.3823.7
Capital Expenditures
-10.6-7.7-10.2-11.9-17.8-8
Free Cash Flow
1,2531,170796.2349.8704.5815.7
Free Cash Flow Growth
48.33%47.00%127.62%-50.35%-13.63%17.76%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.98%13.45%9.17%1.25%3.26%10.62%
Pretax Margin
14.29%12.80%8.62%0.69%2.63%9.97%
Profit Margin
11.14%10.02%6.82%0.56%2.14%8.03%
FCF Margin
18.52%17.75%12.76%5.84%12.88%15.60%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.8003.6503.4503.2803.0602.850
Dividend Per Share Growth
5.63%5.80%5.18%7.19%7.37%7.55%
Dividend Yield
1.64%2.00%2.24%2.70%2.26%2.17%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.0810.0613.22123.9041.8411.30
Forward PE
12.1511.0912.0012.4214.5012.81
P/FCF Ratio
6.435.536.9712.436.835.70
PS Ratio
1.190.980.890.730.880.89