The Hanover Insurance Group, Inc. (THG)
NYSE: THG · Real-Time Price · USD
244.80
+1.90 (0.78%)
Nov 9, 2026, 2:25 PM EST - Market open
THG Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 6,835 | 6,594 | 6,237 | 5,994 | 5,469 | 5,228 |
Revenue Growth | 5.04% | 5.72% | 4.07% | 9.60% | 4.61% | 8.35% |
Operating Income Operating Income Growth | 1,005 | 887 | 571.9 | 75.2 | 178.1 | 555.3 |
Net Income Net Income Growth | 749.5 | 662.5 | 426 | 35.3 | 116 | 422.8 |
Earnings Per Share EPS Growth | 20.89 | 18.17 | 11.70 | 0.98 | 3.21 | 11.60 |
EPS Growth | 20.66% | 55.30% | 1093.97% | -69.45% | -72.34% | 23.11% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Core Commercial Core Commercial Growth | 2,521 | 2,419 | 2,324 | 2,217 | 2,091 | 1,961 |
Specialty Specialty Growth | 1,563 | 1,506 | 1,412 | 1,352 | 1,257 | 1,099 |
Personal Lines Personal Lines Growth | 2,760 | 2,695 | 2,564 | 2,442 | 2,214 | 2,029 |
Other Business Segment Other Business Segment Growth | 20.9 | 21 | 12.4 | 15.4 | 14.2 | 16.4 |
Net Realized and Unrealized Investment Gain Net Realized and Unrealized Investment Gain Growth | -30.3 | -46 | -75.8 | -32.5 | -106.5 | 123 |
Revenue (Total) Revenue (Total) Growth | 6,835 | 6,594 | 6,237 | 5,994 | 5,469 | 5,228 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 506.3 | 1,123 | 435.5 | 316.1 | 305 | 230.9 |
Total Debt Total Debt Growth | 844.2 | 1,218 | 784.1 | 783.2 | 782.4 | 781.6 |
Net Cash (Debt) Net Cash Growth | -337.9 | -95.6 | -348.6 | -467.1 | -477.4 | -550.7 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -9.41 | -2.62 | -9.58 | -12.94 | -13.22 | -15.13 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,231 | 1,178 | 805.8 | 361.7 | 722.3 | 823.7 |
Capital Expenditures CapEx Growth | -9.4 | -7.7 | -10.2 | -11.9 | -17.8 | -8 |
Free Cash Flow Free Cash Flow Growth | 1,222 | 1,171 | 795.6 | 349.8 | 704.5 | 815.7 |
Free Cash Flow Growth | 21.96% | 47.12% | 127.44% | -50.35% | -13.63% | 17.76% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 14.71% | 13.45% | 9.17% | 1.26% | 3.26% | 10.62% |
Pretax Margin | 14.04% | 12.80% | 8.62% | 0.69% | 2.63% | 9.97% |
Profit Margin | 10.97% | 10.05% | 6.83% | 0.59% | 2.12% | 8.09% |
FCF Margin | 17.88% | 17.75% | 12.75% | 5.84% | 12.88% | 15.60% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.800 | 3.650 | 3.450 | 3.280 | 3.060 | 2.850 |
Dividend Per Share Growth | 5.56% | 5.80% | 5.18% | 7.19% | 7.37% | 7.55% |
Dividend Yield | 1.55% | 1.99% | 2.22% | 2.70% | 2.27% | 2.17% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.72 | 9.82 | 13.08 | 123.01 | 41.43 | 11.03 |
Forward PE | 12.42 | 11.09 | 12.00 | 12.42 | 14.50 | 12.81 |
P/FCF Ratio | 6.85 | 5.56 | 7.01 | 12.41 | 6.82 | 5.72 |
PS Ratio | 1.22 | 0.99 | 0.89 | 0.72 | 0.88 | 0.89 |