The Hanover Insurance Group, Inc. (THG)
NYSE: THG · Real-Time Price · USD
223.27
+4.36 (1.99%)
Aug 20, 2026, 4:00 PM EDT - Market closed
THG Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 20, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 7,776 | 6,504 | 5,573 | 4,342 | 4,806 | 4,663 | |
Market Cap Growth | 28.08% | 16.70% | 28.34% | -9.64% | 3.05% | 9.54% |
Enterprise Value | 8,354 | 6,868 | 5,930 | 4,831 | 5,423 | 5,273 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 20, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.48 | 9.82 | 13.08 | 123.01 | 41.43 | 11.03 |
PS Ratio | 1.15 | 0.99 | 0.89 | 0.72 | 0.88 | 0.89 |
PB Ratio | 2.08 | 1.82 | 1.96 | 1.76 | 2.06 | 1.48 |
P/FCF Ratio | 6.21 | 5.56 | 7.01 | 12.41 | 6.82 | 5.72 |
P/OCF Ratio | 6.15 | 5.52 | 6.92 | 12.01 | 6.65 | 5.66 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 20, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.23 | 1.04 | 0.95 | 0.81 | 0.99 | 1.01 |
EV/EBITDA Ratio | - | 7.73 | 10.34 | 59.27 | 28.39 | 9.22 |
EV/EBIT Ratio | 8.24 | 7.74 | 10.37 | 64.24 | 30.45 | 9.50 |
EV/FCF Ratio | 6.67 | 5.87 | 7.45 | 13.81 | 7.70 | 6.47 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 20, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.23 | 0.34 | 0.28 | 0.32 | 0.34 | 0.25 |
Debt / EBITDA Ratio | - | 1.37 | 1.37 | 9.61 | 4.10 | 1.37 |
Debt / FCF Ratio | 0.67 | 1.04 | 0.99 | 2.24 | 1.11 | 0.96 |
Net Debt / Equity Ratio | 0.16 | 0.03 | 0.12 | 0.19 | 0.21 | 0.18 |
Net Debt / EBITDA Ratio | - | 0.11 | 0.61 | 5.73 | 2.50 | 0.96 |
Net Debt / FCF Ratio | 0.46 | 0.08 | 0.44 | 1.34 | 0.68 | 0.68 |
Quick Ratio | 0.18 | 0.24 | 0.19 | 0.18 | 0.18 | 0.17 |
Current Ratio | 0.36 | 0.41 | 0.38 | 0.37 | 0.37 | 0.37 |
Asset Turnover | 0.42 | 0.41 | 0.42 | 0.42 | 0.39 | 0.38 |
Return on Equity (ROE) | 21.88% | 20.60% | 16.03% | 1.40% | 4.26% | 13.23% |
Return on Assets (ROA) | 3.89% | 3.44% | 2.39% | 0.33% | 0.79% | 2.51% |
Return on Invested Capital (ROIC) | 17.70% | 16.51% | 13.16% | 1.93% | 4.10% | 11.31% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 20, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 9.72% | 10.19% | 7.64% | 0.81% | 2.41% | 9.07% |
FCF Yield | 16.11% | 18.00% | 14.28% | 8.06% | 14.66% | 17.49% |
Dividend Yield | 1.70% | 2.02% | 2.30% | 2.86% | 2.46% | 2.42% |
Payout Ratio | 18.14% | 19.71% | 29.13% | 332.01% | 93.88% | 24.17% |
Buyback Yield / Dilution | 1.23% | -0.27% | -0.83% | -0.28% | 0.82% | 4.46% |
Total Shareholder Return | 2.93% | 1.74% | 1.47% | 2.58% | 3.29% | 6.88% |