The Hanover Insurance Group, Inc. (THG)
NYSE: THG · IEX Real-Time Price · USD
132.39
-0.74 (-0.56%)
May 24, 2024, 4:00 PM EDT - Market closed

THG Statistics

Total Valuation

THG has a market cap or net worth of $4.76 billion. The enterprise value is $5.28 billion.

Market Cap 4.76B
Enterprise Value 5.28B

Important Dates

The last earnings date was Wednesday, May 1, 2024, after market close.

Earnings Date May 1, 2024
Ex-Dividend Date Mar 14, 2024

Share Statistics

THG has 35.94 million shares outstanding. The number of shares has increased by 0.56% in one year.

Shares Outstanding 35.94M
Shares Change (YoY) +0.56%
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.91%
Owned by Institutions (%) 88.19%
Float 35.53M

Valuation Ratios

The trailing PE ratio is 29.75 and the forward PE ratio is 11.33. THG's PEG ratio is -23.25.

PE Ratio 29.75
Forward PE 11.33
PS Ratio 0.78
Forward PS 0.77
PB Ratio 1.89
P/FCF Ratio 12.16
PEG Ratio -23.25
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 21.57, with an EV/FCF ratio of 13.49.

EV / Earnings 32.42
EV / Sales 0.87
EV / EBITDA 21.57
EV / EBIT 22.01
EV / FCF 13.49

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.31
Debt / EBITDA 3.20
Debt / FCF 2.00
Interest Coverage 7.03

Financial Efficiency

Return on equity (ROE) is 7.00% and return on invested capital (ROIC) is 5.70%.

Return on Equity (ROE) 7.00%
Return on Assets (ROA) 1.10%
Return on Capital (ROIC) 5.70%
Revenue Per Employee $1.27M
Profits Per Employee $33,917
Employee Count 4,800
Asset Turnover 0.42
Inventory Turnover n/a

Taxes

In the past 12 months, THG has paid $42.90 million in taxes.

Income Tax 42.90M
Effective Tax Rate 20.86%

Stock Price Statistics

The stock price has increased by +15.81% in the last 52 weeks. The beta is 0.68, so THG's price volatility has been lower than the market average.

Beta (1Y) 0.68
52-Week Price Change +15.81%
50-Day Moving Average 131.85
200-Day Moving Average 123.07
Relative Strength Index (RSI) 45.74
Average Volume (30 Days) 161,738

Short Selling Information

The latest short interest is 542,952, so 1.51% of the outstanding shares have been sold short.

Short Interest 542,952
Short Previous Month 360,092
Short % of Shares Out 1.51%
Short % of Float 1.53%
Short Ratio (days to cover) 3.43

Income Statement

In the last 12 months, THG had revenue of $6.10 billion and earned $162.80 million in profits. Earnings per share was $4.45.

Revenue 6.10B
Gross Profit 862.30M
Operating Income 238.00M
Pretax Income 205.70M
Net Income 162.80M
EBITDA 244.70M
EBIT 239.80M
Earnings Per Share (EPS) $4.45
Full Income Statement

Balance Sheet

The company has $264.60 million in cash and $783.40 million in debt, giving a net cash position of -$518.80 million or -$14.43 per share.

Cash & Cash Equivalents 264.60M
Total Debt 783.40M
Net Cash -518.80M
Net Cash Per Share -$14.43
Equity / Book Value 2.52B
Book Value Per Share 70.19
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $402.30 million and capital expenditures -$11.00 million, giving a free cash flow of $391.30 million.

Operating Cash Flow 402.30M
Capital Expenditures -11.00M
Free Cash Flow 391.30M
FCF Per Share $10.93
Full Cash Flow Statement

Margins

Gross margin is 14.13%, with operating and profit margins of 3.90% and 2.67%.

Gross Margin 14.13%
Operating Margin 3.90%
Pretax Margin 3.37%
Profit Margin 2.67%
EBITDA Margin 4.01%
EBIT Margin 3.93%
FCF Margin 6.41%

Dividends & Yields

This stock pays an annual dividend of $3.40, which amounts to a dividend yield of 2.57%.

Dividend Per Share $3.40
Dividend Yield 2.57%
Dividend Growth (YoY) 6.41%
Years of Dividend Growth 4
Payout Ratio 76.40%
Buyback Yield -0.56%
Shareholder Yield 2.01%
Earnings Yield 3.42%
FCF Yield 8.22%
Dividend Details

Analyst Forecast

The average price target for THG is $151.00, which is 10.89% higher than the current price. The consensus rating is "Buy".

Price Target $151.00
Price Target Difference 10.89%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6