The Hanover Insurance Group Inc. (THG)
Stock Price Chart
Key Info
| Market Cap | 4.01B |
| Revenue (ttm) | 4.75B |
| Net Income (ttm) | 303.90M |
| Shares Out | 37.74M |
| EPS (ttm) | 7.72 |
| PE Ratio | 13.76 |
| Forward PE | 13.11 |
| Dividend | $2.60 |
| Dividend Yield | 2.45% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $106.22 |
| Previous Close | $102.99 |
| Change ($) | 3.23 |
| Change (%) | 3.14% |
| Day's Open | 102.50 |
| Day's Range | 102.08 - 106.28 |
| Day's Volume | 143,377 |
| 52-Week Range | 75.11 - 144.71 |
More Stats
| Market Cap | 4.01B |
| Enterprise Value | 4.48B |
| Earnings Date (est) | Oct 28, 2020 |
| Ex-Dividend Date | Jun 11, 2020 |
| Shares Outstanding | 37.74M |
| Float | 37.44M |
| EPS (basic) | 7.79 |
| EPS (diluted) | 7.72 |
| FCF / Share | 17.46 |
| Dividend | $2.60 |
| Dividend Yield | 2.45% |
| Earnings Yield | 7.27% |
| FCF Yield | 16.55% |
| Payout Ratio | 64.80% |
| Shares Short | 397,961 |
| Short Ratio | 1.33 |
| Short % of Float | 1.20% |
| Beta | 0.84 |
| PE Ratio | 13.76 |
| Forward PE | 13.11 |
| P/FCF Ratio | 6.04 |
| PS Ratio | 0.84 |
| PB Ratio | 1.27 |
| Revenue | 4.75B |
| Operating Income | 390.50M |
| Net Income | 303.90M |
| Free Cash Flow | 663.50M |
| Net Cash | -470.20M |
| Net Cash / Share | -12.46 |
| Gross Margin | 23.11% |
| Operating Margin | 8.22% |
| Profit Margin | 6.40% |
| FCF Margin | 13.96% |
| ROA | 1.95% |
| ROE | 9.91% |
| ROIC | 3.10% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,891 | 4,494 | 4,268 | 4,054 | 5,034 | 5,068 | 4,794 | 4,591 | 3,932 | 3,152 |
| Revenue Growth | 8.82% | 5.3% | 5.28% | -19.47% | -0.66% | 5.71% | 4.42% | 16.76% | 24.73% | - |
| Gross Profit | 1,099 | 878 | 848 | 704 | 1,117 | 1,100 | 1,062 | 678 | 602 | 695 |
| Operating Income | 560 | 356 | 338 | 206 | 524 | 444 | 394 | 90.60 | 76.60 | 250 |
| Net Income | 425 | 391 | 186 | 155 | 332 | 282 | 251 | 55.90 | 36.70 | 151 |
| Shares Outstanding | 40.00 | 42.40 | 42.50 | 42.80 | 43.90 | 44.00 | 44.10 | 44.70 | 45.20 | 45.60 |
| Earnings Per Share | 10.56 | 5.56 | 5.03 | 3.59 | 7.40 | 6.28 | 5.59 | 1.23 | 0.80 | 3.27 |
| EPS Growth | 89.93% | 10.54% | 40.11% | -51.49% | 17.83% | 12.34% | 354.47% | 53.75% | -75.54% | - |
| Dividend Per Share | 9.70 | 2.22 | 2.04 | 1.88 | 1.69 | 1.52 | 1.36 | 1.23 | 1.42 | 1.00 |
| Dividend Growth | 336.94% | 8.82% | 8.51% | 11.24% | 11.18% | 11.76% | 10.57% | -13.07% | 41.5% | - |
| Operating Cash Flow | 603 | 551 | 705 | 743 | 445 | 565 | 384 | 408 | 222 | 83.60 |
| Capital Expenditures | -13.30 | -13.10 | -18.60 | -15.70 | -19.50 | -11.20 | -22.90 | -21.30 | -16.50 | -10.90 |
| Free Cash Flow | 590 | 538 | 686 | 728 | 425 | 554 | 361 | 387 | 205 | 72.70 |
| Cash & Equivalents | 216 | 1,021 | 298 | 283 | 339 | 373 | 486 | 565 | 820 | 290 |
| Total Debt | 653 | 778 | 787 | 786 | 803 | 904 | 904 | 849 | 911 | 606 |
| Net Cash / Debt | -438 | 243 | -489 | -504 | -464 | -530 | -418 | -285 | -90.70 | -316 |
| Assets | 12,491 | 12,400 | 15,470 | 14,220 | 13,781 | 13,760 | 13,379 | 13,485 | 12,599 | 8,570 |
| Liabilities | 9,574 | 9,445 | 12,472 | 11,363 | 10,937 | 10,916 | 10,784 | 10,890 | 10,115 | 6,109 |
| Book Value | 2,916 | 2,955 | 2,998 | 2,858 | 2,844 | 2,844 | 2,595 | 2,595 | 2,484 | 2,461 |
Company Profile
Company Details
| Full Name | The Hanover Insurance Group Inc. |
| Country | United States |
| Employees | 4,300 |
| CEO | John Conner Roche |
Stock Information
| Ticker Symbol | THG |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Insurance—Property & Casualty |
| Unique Identifier | NYSE: THG |
| IPO Date | October 10, 1995 |
Description
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates in three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation, as well as management and professional liability, marine, general liability, specialty industrial and commercial property, mono-line general liability, surety, umbrella, fidelity, crime, and other commercial coverages. The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal inland marine, umbrella, fire, personal watercraft, and other miscellaneous coverages. The Other segment offers investment management and advisory services to institutions, pension funds, and other organizations. The company markets its products and services through independent agents and brokers. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.