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The Hanover Insurance Group Inc. (THG)

Stock Price: $106.22 USD 3.23 (3.14%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 4.01B
Revenue (ttm) 4.75B
Net Income (ttm) 303.90M
Shares Out 37.74M
EPS (ttm) 7.72
PE Ratio 13.76
Forward PE 13.11
Dividend $2.60
Dividend Yield 2.45%

Stock Quote

Trading Day Aug 7, 2020
Last Price $106.22
Previous Close $102.99
Change ($) 3.23
Change (%) 3.14%
Day's Open 102.50
Day's Range 102.08 - 106.28
Day's Volume 143,377
52-Week Range 75.11 - 144.71

More Stats

Market Cap 4.01B
Enterprise Value 4.48B
Earnings Date (est) Oct 28, 2020
Ex-Dividend Date Jun 11, 2020
Shares Outstanding 37.74M
Float 37.44M
EPS (basic) 7.79
EPS (diluted) 7.72
FCF / Share 17.46
Dividend $2.60
Dividend Yield 2.45%
Earnings Yield 7.27%
FCF Yield 16.55%
Payout Ratio 64.80%
Shares Short 397,961
Short Ratio 1.33
Short % of Float 1.20%
Beta 0.84
PE Ratio 13.76
Forward PE 13.11
P/FCF Ratio 6.04
PS Ratio 0.84
PB Ratio 1.27
Revenue 4.75B
Operating Income 390.50M
Net Income 303.90M
Free Cash Flow 663.50M
Net Cash -470.20M
Net Cash / Share -12.46
Gross Margin 23.11%
Operating Margin 8.22%
Profit Margin 6.40%
FCF Margin 13.96%
ROA 1.95%
ROE 9.91%
ROIC 3.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 3
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$121.67*
(14.55% upside)
Low
111
Current: $106.22
High
140
Target: 121.67
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue4,8914,4944,2684,0545,0345,0684,7944,5913,9323,152
Revenue Growth8.82%5.3%5.28%-19.47%-0.66%5.71%4.42%16.76%24.73%-
Gross Profit1,0998788487041,1171,1001,062678602695
Operating Income56035633820652444439490.6076.60250
Net Income42539118615533228225155.9036.70151
Shares Outstanding40.0042.4042.5042.8043.9044.0044.1044.7045.2045.60
Earnings Per Share10.565.565.033.597.406.285.591.230.803.27
EPS Growth89.93%10.54%40.11%-51.49%17.83%12.34%354.47%53.75%-75.54%-
Dividend Per Share9.702.222.041.881.691.521.361.231.421.00
Dividend Growth336.94%8.82%8.51%11.24%11.18%11.76%10.57%-13.07%41.5%-
Operating Cash Flow60355170574344556538440822283.60
Capital Expenditures-13.30-13.10-18.60-15.70-19.50-11.20-22.90-21.30-16.50-10.90
Free Cash Flow59053868672842555436138720572.70
Cash & Equivalents2161,021298283339373486565820290
Total Debt653778787786803904904849911606
Net Cash / Debt-438243-489-504-464-530-418-285-90.70-316
Assets12,49112,40015,47014,22013,78113,76013,37913,48512,5998,570
Liabilities9,5749,44512,47211,36310,93710,91610,78410,89010,1156,109
Book Value2,9162,9552,9982,8582,8442,8442,5952,5952,4842,461
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name The Hanover Insurance Group Inc.
Country United States
Employees 4,300
CEO John Conner Roche

Stock Information

Ticker Symbol THG
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Insurance—Property & Casualty
Unique Identifier NYSE: THG
IPO Date October 10, 1995

Description

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates in three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation, as well as management and professional liability, marine, general liability, specialty industrial and commercial property, mono-line general liability, surety, umbrella, fidelity, crime, and other commercial coverages. The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal inland marine, umbrella, fire, personal watercraft, and other miscellaneous coverages. The Other segment offers investment management and advisory services to institutions, pension funds, and other organizations. The company markets its products and services through independent agents and brokers. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.