The Hanover Insurance Group, Inc. (THG)

THG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	4,553	4,342	4,806	4,663	4,356	5,384
Market Cap Growth	6.61%	-9.64%	3.05%	7.06%	-19.10%	8.91%
Enterprise Value	5,072	4,809	5,283	5,214	5,016	5,821
PE Ratio	28.47	123.01	41.43	11.03	12.14	12.66
PS Ratio	0.75	0.72	0.88	0.89	0.90	1.10
PB Ratio	1.80	1.76	2.06	1.48	1.36	1.85
P/FCF Ratio	11.64	12.41	6.82	5.72	6.29	9.13
P/OCF Ratio	11.32	12.01	6.65	5.66	6.16	8.93
EV/Sales Ratio	0.83	0.80	0.97	1.00	1.04	1.19
EV/EBITDA Ratio	20.73	57.74	27.78	9.07	10.10	10.08
EV/EBIT Ratio	21.15	62.46	29.80	9.34	10.48	10.48
EV/FCF Ratio	12.96	13.75	7.50	6.39	7.24	9.87
Debt / Equity Ratio	0.31	0.32	0.34	0.25	0.24	0.22
Debt / EBITDA Ratio	3.20	9.40	4.11	1.36	1.57	1.13
Debt / FCF Ratio	2.00	2.24	1.11	0.96	1.13	1.11
Asset Turnover	0.42	0.42	0.40	0.38	0.37	0.40
Interest Coverage	7.03	2.26	5.20	16.41	12.90	14.82
Return on Equity (ROE)	7.00%	1.50%	4.60%	13.60%	11.80%	14.30%
Return on Assets (ROA)	1.10%	0.20%	0.80%	3.00%	2.80%	3.50%
Return on Capital (ROIC)	5.70%	1.90%	4.63%	11.41%	9.96%	12.86%
Earnings Yield	3.58%	0.81%	2.41%	9.07%	8.24%	7.90%
FCF Yield	8.59%	8.06%	14.66%	17.49%	15.90%	10.95%
Dividend Yield	2.68%	2.70%	2.30%	2.20%	2.30%	7.10%
Payout Ratio	76.40%	331.30%	93.90%	24.20%	27.80%	91.30%
Buyback Yield / Dilution	-0.56%	-0.28%	0.84%	4.77%	5.75%	5.66%
Total Shareholder Return	2.12%	2.42%	3.14%	6.97%	8.05%	12.76%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).