The Hanover Insurance Group, Inc. (THG)

THG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 8, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,971	5,573	4,342	4,806	4,663	4,257
Market Cap Growth	28.13%	28.34%	-9.64%	3.05%	9.54%	-20.93%
Enterprise Value	6,440	5,930	4,831	5,423	5,273	4,806
PE Ratio	13.85	13.08	123.01	41.43	11.03	11.87
PS Ratio	0.95	0.89	0.72	0.88	0.89	0.88
PB Ratio	1.97	1.96	1.76	2.06	1.48	1.33
P/FCF Ratio	7.68	7.01	12.41	6.82	5.72	6.15
P/OCF Ratio	7.59	6.92	12.01	6.65	5.66	6.02
EV/Sales Ratio	1.02	0.95	0.81	0.99	1.01	1.00
EV/EBITDA Ratio	10.96	10.34	59.27	28.39	9.22	9.49
EV/EBIT Ratio	10.98	10.37	64.24	30.45	9.50	9.85
EV/FCF Ratio	8.29	7.45	13.81	7.70	6.47	6.94
Debt / Equity Ratio	0.26	0.28	0.32	0.34	0.25	0.24
Debt / EBITDA Ratio	1.33	1.37	9.61	4.10	1.37	1.54
Debt / FCF Ratio	1.01	0.99	2.24	1.11	0.96	1.13
Quick Ratio	0.18	0.19	0.18	0.18	0.17	0.16
Current Ratio	0.37	0.38	0.37	0.37	0.37	0.37
Asset Turnover	0.42	0.42	0.42	0.39	0.38	0.37
Return on Equity (ROE)	15.73%	16.03%	1.40%	4.26%	13.23%	11.83%
Return on Assets (ROA)	2.44%	2.39%	0.33%	0.79%	2.51%	2.35%
Return on Capital (ROIC)	10.28%	10.40%	1.48%	3.16%	8.78%	8.08%
Earnings Yield	7.35%	7.64%	0.81%	2.41%	9.07%	8.43%
Earnings Yield	7.35%	7.64%	0.81%	2.41%	9.07%	8.43%
FCF Yield	13.02%	14.28%	8.06%	14.66%	17.49%	16.27%
Dividend Yield	2.17%	2.24%	2.79%	2.40%	2.36%	2.51%
Payout Ratio	29.94%	29.13%	332.01%	93.88%	24.17%	27.74%
Buyback Yield / Dilution	-0.55%	-0.83%	-0.28%	0.82%	4.46%	6.16%
Total Shareholder Return	1.61%	1.41%	2.50%	3.22%	6.82%	8.67%

Updated Apr 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q