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TrustCo Bank Corp NY (TRST)

Stock Price: $6.08 USD -0.17 (-2.72%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 586.31M
Revenue (ttm) 166.72M
Net Income (ttm) 53.18M
Shares Out 96.43M
EPS (ttm) 0.55
PE Ratio 11.05
Forward PE n/a
Dividend $0.27
Dividend Yield 4.44%

Stock Quote

Trading Day Aug 13, 2020
Last Price $6.08
Previous Close $6.25
Change ($) -0.17
Change (%) -2.72%
Day's Open 6.20
Day's Range 6.07 - 6.22
Day's Volume 297,054
52-Week Range 4.30 - 9.10

More Stats

Market Cap 586.31M
Enterprise Value n/a
Earnings Date (est) Oct 26, 2020
Ex-Dividend Date Jun 4, 2020
Shares Outstanding 96.43M
Float 94.10M
EPS (basic) 0.55
EPS (diluted) 0.55
FCF / Share 0.60
Dividend $0.27
Dividend Yield 4.44%
Earnings Yield 9.05%
FCF Yield 9.87%
Payout Ratio n/a
Shares Short 2.41M
Short Ratio 4.75
Short % of Float 2.44%
Beta 1.20
PE Ratio 11.05
Forward PE n/a
P/FCF Ratio 10.14
PS Ratio 3.52
PB Ratio 1.03
Revenue 166.72M
Operating Income 70.56M
Net Income 53.18M
Free Cash Flow 57.84M
Net Cash 721.85M
Net Cash / Share 7.49
Gross Margin 104.51%
Operating Margin 42.32%
Profit Margin 31.90%
FCF Margin 34.69%
ROA 0.98%
ROE 9.95%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (1)

Buy 1
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$7.00*
Low
7.00
Current: $6.08
High
7.00
Target: 7.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue174177171162157156149144135125
Revenue Growth-1.76%3.88%5.32%3.05%0.68%5.2%3.18%7.01%7.79%-
Gross Profit174177171162157156149144135125
Operating Income76.5179.6576.7568.2966.7671.5963.5359.9852.3943.91
Net Income57.8461.4543.1542.6042.2444.1939.8137.5333.0929.32
Shares Outstanding96.9296.6696.1195.7195.2694.8994.4593.9493.3277.13
Earnings Per Share0.600.640.450.450.440.470.420.400.390.38
EPS Growth-6.13%41.96%0.67%0.23%-4.72%10.43%5.5%2.83%2.1%-
Dividend Per Share0.270.270.260.260.260.260.260.260.260.26
Dividend Growth1.87%2.29%0%0%-0.38%0%0%0%2.73%-
Operating Cash Flow63.8067.6461.6954.8960.0155.0069.8958.6361.3248.48
Capital Expenditures-3.88-3.65-3.55-1.38-3.63-3.61-6.37-4.26-5.21-3.61
Free Cash Flow59.9264.0058.1453.5156.3851.3863.5254.3756.1144.87
Cash & Equivalents457504613707718671583544533444
Total Debt205162243209191189204160148125
Net Cash / Debt252342370498527482379384385320
Assets5,2214,9594,9084,8694,7354,6444,5214,3474,2443,955
Liabilities4,6834,4694,4504,4364,3224,2514,1603,9883,9053,699
Book Value538490458433413393362359339255
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name TrustCo Bank Corp NY
Country United States
Employees 806
CEO Robert Joseph McCormick

Stock Information

Ticker Symbol TRST
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: TRST

Description

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company is primarily involved in accepting deposits, and making loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit sharing trusts. As of December 31, 2019, it operated 148 banking offices and 162 automatic teller machines in New York, Florida, Vermont, Massachusetts, and New Jersey. The company was founded in 1902 and is headquartered in Glenville, New York.