TrustCo Bank Corp NY Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	173.31	168.97	151.94	171.85	180.14	160.41
Net Interest Income Growth	11.29%	11.21%	-11.58%	-4.60%	12.30%	4.45%
Non-Interest Income	18.81	18.95	19.83	18.32	19.26	17.94
Non-Interest Income Growth	-5.78%	-4.48%	8.29%	-4.91%	7.38%	4.47%
Revenues Before Loan Losses	192.12	187.92	171.77	190.16	199.4	178.35
Provision for Credit Losses	2.25	1.6	2	1.25	-0.34	-5.45
Revenue	189.87	186.32	169.77	188.91	199.74	183.8
Revenue Growth (YoY)	9.12%	9.74%	-10.13%	-5.42%	8.67%	11.29%
Compensation Expenses	49.06	48.74	48.15	51.24	45.9	48.72
Selling, General & Admin	43.65	43.76	45.05	43.2	40.85	40.83
Other Non-Interest Expenses	13.44	13.01	12.53	16.86	13.57	12.12
Total Non-Interest Expense	106.16	105.5	105.73	111.3	100.32	101.66
Pretax Income	83.71	80.81	64.05	77.61	99.42	82.13
Provision for Income Taxes	20.57	19.68	15.21	18.97	24.18	20.61
Net Income	63.15	61.14	48.83	58.65	75.23	61.52
Net Income to Common	63.15	61.14	48.83	58.65	75.23	61.52
Net Income Growth	23.86%	25.20%	-16.73%	-22.05%	22.29%	17.29%
Shares Outstanding (Basic)	18	19	19	19	19	19
Shares Outstanding (Diluted)	19	19	19	19	19	19
Shares Change (YoY)	-2.83%	-1.30%	0.06%	-0.56%	-0.68%	-0.21%
EPS (Basic)	3.42	3.26	2.57	3.08	3.93	3.19
EPS (Diluted)	3.41	3.25	2.57	3.08	3.93	3.19
EPS Growth	27.24%	26.46%	-16.56%	-21.63%	23.20%	17.28%
Shares Outstanding	17.51	18.03	19.02	19.02	19.02	19.22
Free Cash Flow	59.18	45.74	54.56	58.46	74.84	52.53
Free Cash Flow Growth	29.40%	-16.17%	-6.68%	-21.88%	42.49%	-9.95%
Free Cash Flow Per Share	3.20	2.43	2.87	3.07	3.91	2.73
Dividends Per Share	1.500	1.480	1.440	1.440	1.410	1.372
Dividend Growth	1.35%	2.78%	-	2.13%	2.78%	0.69%
Profit Margin	33.26%	32.81%	28.76%	31.04%	37.67%	33.47%
FCF Margin	31.17%	24.55%	32.14%	30.95%	37.47%	28.58%
EBITDA	10.27	11.46	11.44	10.79	10.55	10.6
EBITDA Margin	5.41%	6.15%	6.74%	5.71%	5.28%	5.77%
Effective Tax Rate	24.57%	24.35%	23.75%	24.44%	24.32%	25.10%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q