TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $956.96 million. The enterprise value is $405.06 million.
| Market Cap | 956.96M |
| Enterprise Value | 405.06M |
Important Dates
The next estimated earnings date is Tuesday, October 20, 2026, after market close.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Sep 4, 2026 |
Share Statistics
TRST has 17.03 million shares outstanding. The number of shares has decreased by -4.91% in one year.
| Current Share Class | 17.03M |
| Shares Outstanding | 17.03M |
| Shares Change (YoY) | -4.91% |
| Shares Change (QoQ) | -2.74% |
| Owned by Insiders (%) | 3.92% |
| Owned by Institutions (%) | 73.47% |
| Float | 15.48M |
Valuation Ratios
The trailing PE ratio is 15.62.
| PE Ratio | 15.62 |
| Forward PE | n/a |
| PS Ratio | 4.91 |
| Forward PS | n/a |
| PB Ratio | 1.46 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | 16.01 |
| P/OCF Ratio | 13.85 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.22 |
| EV / Sales | 2.08 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.78 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.65%.
| Return on Equity (ROE) | 9.65% |
| Return on Assets (ROA) | 1.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.76% |
| Revenue Per Employee | $262,499 |
| Profits Per Employee | $87,699 |
| Employee Count | 742 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $21.43 million in taxes.
| Income Tax | 21.43M |
| Effective Tax Rate | 24.78% |
Stock Price Statistics
The stock price has increased by +46.32% in the last 52 weeks. The beta is 0.64, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +46.32% |
| 50-Day Moving Average | 56.83 |
| 200-Day Moving Average | 49.40 |
| Relative Strength Index (RSI) | 45.24 |
| Average Volume (20 Days) | 156,909 |
Short Selling Information
The latest short interest is 900,759, so 5.29% of the outstanding shares have been sold short.
| Short Interest | 900,759 |
| Short Previous Month | 847,550 |
| Short % of Shares Out | 5.29% |
| Short % of Float | 5.82% |
| Short Ratio (days to cover) | 6.94 |
Income Statement
In the last 12 months, TRST had revenue of $194.77 million and earned $65.07 million in profits. Earnings per share was $3.60.
| Revenue | 194.77M |
| Gross Profit | 194.77M |
| Operating Income | 91.28M |
| Pretax Income | 86.51M |
| Net Income | 65.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.60 |
Balance Sheet
The company has $696.64 million in cash and $144.74 million in debt, with a net cash position of $551.90 million or $32.41 per share.
| Cash & Cash Equivalents | 696.64M |
| Total Debt | 144.74M |
| Net Cash | 551.90M |
| Net Cash Per Share | $32.41 |
| Equity (Book Value) | 656.01M |
| Book Value Per Share | 38.53 |
| Working Capital | -5.14B |
Cash Flow
In the last 12 months, operating cash flow was $69.08 million and capital expenditures -$9.33 million, giving a free cash flow of $59.75 million.
| Operating Cash Flow | 69.08M |
| Capital Expenditures | -9.33M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 26.01M |
| Free Cash Flow | 59.75M |
| FCF Per Share | $3.51 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.86% |
| Pretax Margin | 44.41% |
| Profit Margin | 33.41% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.68% |
Dividends & Yields
This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 2.85%.
| Dividend Per Share | $1.60 |
| Dividend Yield | 2.85% |
| Dividend Growth (YoY) | 5.48% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 44.48% |
| FCF Payout Ratio | 45.59% |
| Buyback Yield | 4.91% |
| Shareholder Yield | 7.76% |
| Earnings Yield | 6.80% |
| FCF Yield | 6.24% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 28, 2021. It was a reverse split with a ratio of 1:5.
| Last Split Date | May 28, 2021 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |