TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $530.59 million. The enterprise value is $86.05 million.
| Market Cap | 530.59M |
| Enterprise Value | 86.05M |
Important Dates
The last earnings date was Monday, April 22, 2024, after market close.
| Earnings Date | Apr 22, 2024 |
| Ex-Dividend Date | Feb 29, 2024 |
Share Statistics
TRST has 19.02 million shares outstanding. The number of shares has decreased by -0.14% in one year.
| Shares Outstanding | 19.02M |
| Shares Change (YoY) | -0.14% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 3.27% |
| Owned by Institutions (%) | 72.56% |
| Float | 18.39M |
Valuation Ratios
The trailing PE ratio is 9.06 and the forward PE ratio is 10.72. TRST's PEG ratio is 3.73.
| PE Ratio | 9.06 |
| Forward PE | 10.72 |
| PS Ratio | 2.81 |
| Forward PS | 2.93 |
| PB Ratio | 0.82 |
| P/FCF Ratio | 9.08 |
| PEG Ratio | 3.73 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 0.97, with an EV/FCF ratio of 1.47.
| EV / Earnings | 1.47 |
| EV / Sales | 0.46 |
| EV / EBITDA | 0.97 |
| EV / EBIT | 1.11 |
| EV / FCF | 1.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.21 |
| Debt / EBITDA | 1.51 |
| Debt / FCF | 2.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.40% and return on invested capital (ROIC) is 7.53%.
| Return on Equity (ROE) | 9.40% |
| Return on Assets (ROA) | 1.00% |
| Return on Capital (ROIC) | 7.53% |
| Revenue Per Employee | $248,239 |
| Profits Per Employee | $77,064 |
| Employee Count | 761 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $18.97 million in taxes.
| Income Tax | 18.97M |
| Effective Tax Rate | 24.44% |
Stock Price Statistics
The stock price has decreased by -0.61% in the last 52 weeks. The beta is 0.84, so TRST's price volatility has been lower than the market average.
| Beta (1Y) | 0.84 |
| 52-Week Price Change | -0.61% |
| 50-Day Moving Average | 27.18 |
| 200-Day Moving Average | 28.11 |
| Relative Strength Index (RSI) | 57.00 |
| Average Volume (30 Days) | 80,226 |
Short Selling Information
The latest short interest is 210,461, so 1.11% of the outstanding shares have been sold short.
| Short Interest | 210,461 |
| Short Previous Month | 202,443 |
| Short % of Shares Out | 1.11% |
| Short % of Float | 1.14% |
| Short Ratio (days to cover) | 2.76 |
Income Statement
In the last 12 months, TRST had revenue of $188.91 million and earned $58.65 million in profits. Earnings per share was $3.08.
| Revenue | 188.91M |
| Gross Profit | 188.91M |
| Operating Income | 77.61M |
| Pretax Income | 77.61M |
| Net Income | 58.65M |
| EBITDA | 88.40M |
| EBIT | 77.61M |
| Earnings Per Share (EPS) | $3.08 |
Balance Sheet
The company has $578.00 million in cash and $133.46 million in debt, giving a net cash position of $444.54 million or $23.37 per share.
| Cash & Cash Equivalents | 578.00M |
| Total Debt | 133.46M |
| Net Cash | 444.54M |
| Net Cash Per Share | $23.37 |
| Equity / Book Value | 645.29M |
| Book Value Per Share | 33.92 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $64.13 million and capital expenditures -$5.67 million, giving a free cash flow of $58.46 million.
| Operating Cash Flow | 64.13M |
| Capital Expenditures | -5.67M |
| Free Cash Flow | 58.46M |
| FCF Per Share | $3.07 |
Margins
Gross margin is 100.00%, with operating and profit margins of 41.08% and 31.04%.
| Gross Margin | 100.00% |
| Operating Margin | 41.08% |
| Pretax Margin | 41.08% |
| Profit Margin | 31.04% |
| EBITDA Margin | 46.79% |
| EBIT Margin | 41.08% |
| FCF Margin | 30.95% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 5.16%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 5.16% |
| Dividend Growth (YoY) | 1.41% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 46.75% |
| Buyback Yield | 0.14% |
| Shareholder Yield | 5.31% |
| Earnings Yield | 11.05% |
| FCF Yield | 11.02% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 28, 2021. It was a reverse split with a ratio of 1:5.
| Last Split Date | May 28, 2021 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |