TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · IEX Real-Time Price · USD
26.67
-0.03 (-0.11%)
Jun 21, 2024, 4:00 PM EDT - Market closed

TrustCo Bank Corp NY Statistics

Total Valuation

TRST has a market cap or net worth of $507.38 million. The enterprise value is $35.51 million.

Market Cap 507.38M
Enterprise Value 35.51M

Important Dates

The next estimated earnings date is Monday, July 22, 2024, after market close.

Earnings Date Jul 22, 2024
Ex-Dividend Date Jun 7, 2024

Share Statistics

TRST has 19.02 million shares outstanding.

Shares Outstanding 19.02M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 3.27%
Owned by Institutions (%) 72.91%
Float 18.39M

Valuation Ratios

The trailing PE ratio is 9.59 and the forward PE ratio is 10.89. TRST's PEG ratio is 3.73.

PE Ratio 9.59
Forward PE 10.89
PS Ratio 2.84
Forward PS 2.89
PB Ratio 0.78
P/FCF Ratio 10.18
PEG Ratio 3.73
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.44, with an EV/FCF ratio of 0.71.

EV / Earnings 0.67
EV / Sales 0.20
EV / EBITDA 0.44
EV / EBIT 0.51
EV / FCF 0.71

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.21
Debt / EBITDA 1.71
Debt / FCF 2.77
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.40% and return on invested capital (ROIC) is 6.74%.

Return on Equity (ROE) 8.40%
Return on Assets (ROA) 0.90%
Return on Capital (ROIC) 6.74%
Revenue Per Employee $234,424
Profits Per Employee $69,679
Employee Count 761
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, TRST has paid $16.85 million in taxes.

Income Tax 16.85M
Effective Tax Rate 24.11%

Stock Price Statistics

The stock price has decreased by -9.93% in the last 52 weeks. The beta is 0.85, so TRST's price volatility has been lower than the market average.

Beta (1Y) 0.85
52-Week Price Change -9.93%
50-Day Moving Average 27.48
200-Day Moving Average 27.85
Relative Strength Index (RSI) 42.58
Average Volume (20 Days) 73,409

Short Selling Information

The latest short interest is 222,935, so 1.17% of the outstanding shares have been sold short.

Short Interest 222,935
Short Previous Month 225,444
Short % of Shares Out 1.17%
Short % of Float 1.21%
Short Ratio (days to cover) 3.63

Income Statement

In the last 12 months, TRST had revenue of $178.40 million and earned $53.03 million in profits. Earnings per share was $2.78.

Revenue 178.40M
Gross Profit 178.40M
Operating Income 69.88M
Pretax Income 69.88M
Net Income 53.03M
EBITDA 80.76M
EBIT 69.88M
Earnings Per Share (EPS) $2.78
Full Income Statement

Balance Sheet

The company has $609.68 million in cash and $137.81 million in debt, giving a net cash position of $471.87 million or $24.80 per share.

Cash & Cash Equivalents 609.68M
Total Debt 137.81M
Net Cash 471.87M
Net Cash Per Share $24.80
Equity / Book Value 649.19M
Book Value Per Share 34.12
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $55.25 million and capital expenditures -$5.41 million, giving a free cash flow of $49.84 million.

Operating Cash Flow 55.25M
Capital Expenditures -5.41M
Free Cash Flow 49.84M
FCF Per Share $2.62
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 39.17% and 29.72%.

Gross Margin 100.00%
Operating Margin 39.17%
Pretax Margin 39.17%
Profit Margin 29.72%
EBITDA Margin 45.27%
EBIT Margin 39.17%
FCF Margin 27.93%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 5.40%.

Dividend Per Share $1.44
Dividend Yield 5.40%
Dividend Growth (YoY) 0.70%
Years of Dividend Growth 3
Payout Ratio 51.80%
Buyback Yield n/a
Shareholder Yield 5.40%
Earnings Yield 10.45%
FCF Yield 9.82%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 28, 2021. It was a reverse split with a ratio of 1:5.

Last Split Date May 28, 2021
Split Type Reverse
Split Ratio 1:5

Scores

Altman Z-Score n/a
Piotroski F-Score 4