TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $888.28 million. The enterprise value is $268.29 million.
Important Dates
The next estimated earnings date is Monday, July 20, 2026, after market close.
| Earnings Date | Jul 20, 2026 |
| Ex-Dividend Date | Jun 5, 2026 |
Share Statistics
TRST has 17.47 million shares outstanding. The number of shares has decreased by -2.85% in one year.
| Current Share Class | 17.47M |
| Shares Outstanding | 17.47M |
| Shares Change (YoY) | -2.85% |
| Shares Change (QoQ) | -2.46% |
| Owned by Insiders (%) | 3.81% |
| Owned by Institutions (%) | 78.62% |
| Float | 16.80M |
Valuation Ratios
The trailing PE ratio is 14.90.
| PE Ratio | 14.90 |
| Forward PE | n/a |
| PS Ratio | 4.67 |
| Forward PS | n/a |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | 15.00 |
| P/OCF Ratio | 13.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.25 |
| EV / Sales | 1.41 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.53 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.52 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.30%.
| Return on Equity (ROE) | 9.30% |
| Return on Assets (ROA) | 0.98% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.68% |
| Revenue Per Employee | $256,581 |
| Profits Per Employee | $85,334 |
| Employee Count | 740 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $20.57 million in taxes.
| Income Tax | 20.57M |
| Effective Tax Rate | 24.57% |
Stock Price Statistics
The stock price has increased by +65.68% in the last 52 weeks. The beta is 0.65, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +65.68% |
| 50-Day Moving Average | 47.42 |
| 200-Day Moving Average | 42.63 |
| Relative Strength Index (RSI) | 58.06 |
| Average Volume (20 Days) | 103,690 |
Short Selling Information
The latest short interest is 723,943, so 4.14% of the outstanding shares have been sold short.
| Short Interest | 723,943 |
| Short Previous Month | 720,571 |
| Short % of Shares Out | 4.14% |
| Short % of Float | 4.31% |
| Short Ratio (days to cover) | 8.37 |
Income Statement
In the last 12 months, TRST had revenue of $189.87 million and earned $63.15 million in profits. Earnings per share was $3.41.
| Revenue | 189.87M |
| Gross Profit | 189.87M |
| Operating Income | 88.93M |
| Pretax Income | 83.71M |
| Net Income | 63.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.41 |
Full Income StatementBalance Sheet
The company has $768.11 million in cash and $148.85 million in debt, with a net cash position of $619.26 million or $35.44 per share.
| Cash & Cash Equivalents | 768.11M |
| Total Debt | 148.85M |
| Net Cash | 619.26M |
| Net Cash Per Share | $35.44 |
| Equity (Book Value) | 670.92M |
| Book Value Per Share | 38.32 |
| Working Capital | -5.04B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $68.14 million and capital expenditures -$8.96 million, giving a free cash flow of $59.18 million.
| Operating Cash Flow | 68.14M |
| Capital Expenditures | -8.96M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 30.66M |
| Free Cash Flow | 59.18M |
| FCF Per Share | $3.39 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.84% |
| Pretax Margin | 44.09% |
| Profit Margin | 33.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.17% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 2.99%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 2.99% |
| Dividend Growth (YoY) | 5.56% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 44.59% |
| Buyback Yield | 2.85% |
| Shareholder Yield | 5.84% |
| Earnings Yield | 7.11% |
| FCF Yield | 6.67% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 28, 2021. It was a reverse split with a ratio of 1:5.
| Last Split Date | May 28, 2021 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
