TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
34.73
+0.88 (2.60%)
Sep 19, 2024, 4:00 PM EDT - Market closed

TrustCo Bank Corp NY Statistics

Total Valuation

TRST has a market cap or net worth of $660.23 million.

Market Cap 660.23M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Monday, October 21, 2024, after market close.

Earnings Date Oct 21, 2024
Ex-Dividend Date Sep 6, 2024

Share Statistics

TRST has 19.01 million shares outstanding. The number of shares has decreased by -0.13% in one year.

Shares Outstanding 19.01M
Shares Change (YoY) -0.13%
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 3.22%
Owned by Institutions (%) 70.40%
Float 18.38M

Valuation Ratios

The trailing PE ratio is 13.43.

PE Ratio 13.43
Forward PE n/a
PS Ratio 3.84
Forward PS 3.64
PB Ratio 1.01
P/FCF Ratio 12.50
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.49
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.71%.

Return on Equity (ROE) 7.71%
Return on Assets (ROA) 0.81%
Return on Capital (ROIC) n/a
Revenue Per Employee $213,101
Profits Per Employee $60,897
Employee Count 808
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TRST has paid $15.33 million in taxes.

Income Tax 15.33M
Effective Tax Rate 23.75%

Stock Price Statistics

The stock price has increased by +28.06% in the last 52 weeks. The beta is 0.83, so TRST's price volatility has been lower than the market average.

Beta (5Y) 0.83
52-Week Price Change +28.06%
50-Day Moving Average 33.30
200-Day Moving Average 29.49
Relative Strength Index (RSI) 62.56
Average Volume (20 Days) 65,890

Short Selling Information

The latest short interest is 230,420, so 1.21% of the outstanding shares have been sold short.

Short Interest 230,420
Short Previous Month 253,236
Short % of Shares Out 1.21%
Short % of Float 1.25%
Short Ratio (days to cover) 2.94

Income Statement

In the last 12 months, TRST had revenue of $172.19 million and earned $49.21 million in profits. Earnings per share was $2.59.

Revenue 172.19M
Gross Profit 172.19M
Operating Income 68.83M
Pretax Income 64.53M
Net Income 49.21M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.59
Full Income Statement

Balance Sheet

The company has $536.11 million in cash and $131.75 million in debt, giving a net cash position of $404.37 million or $21.27 per share.

Cash & Cash Equivalents 536.11M
Total Debt 131.75M
Net Cash 404.37M
Net Cash Per Share $21.27
Equity (Book Value) 655.17M
Book Value Per Share 34.46
Working Capital -4.87B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $58.30 million and capital expenditures -$5.46 million, giving a free cash flow of $52.84 million.

Operating Cash Flow 58.30M
Capital Expenditures -5.46M
Free Cash Flow 52.84M
FCF Per Share $2.78
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.97%
Pretax Margin 37.48%
Profit Margin 28.58%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 30.70%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.19%.

Dividend Per Share $1.44
Dividend Yield 4.19%
Dividend Growth (YoY) n/a
Years of Dividend Growth 3
Payout Ratio 55.67%
Buyback Yield 0.13%
Shareholder Yield 4.31%
Earnings Yield 7.45%
FCF Yield 8.00%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 28, 2021. It was a reverse split with a ratio of 0.2:1.

Last Split Date May 28, 2021
Split Type Reverse
Split Ratio 0.2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4