Trupanion, Inc. (TRUP)
NASDAQ: TRUP · Real-Time Price · USD
34.26
-1.24 (-3.49%)
Nov 10, 2026, 4:00 PM EST - Market closed
Trupanion Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,559 | 1,439 | 1,286 | 1,109 | 905.18 | 698.99 |
| 1,559 | 1,439 | 1,286 | 1,109 | 905.18 | 698.99 | |
Revenue Growth | 11.41% | 11.95% | 15.97% | 22.47% | 29.50% | 39.23% |
Policy Benefits | 1,111 | 1,029 | 949.15 | 831.06 | 649.74 | 486.06 |
Policy Acquisition & Underwriting Costs | 92.7 | 85.41 | 71.38 | 77.37 | 89.5 | 78.65 |
Depreciation & Amortization | 15.24 | 15.84 | 16.47 | 12.47 | 10.92 | 11.97 |
Selling, General & Administrative | 97.45 | 88.89 | 74.36 | 56.87 | 46.57 | 36.76 |
Other Operating Expenses | 184.71 | 177.04 | 155.68 | 144.92 | 126.77 | 101.44 |
Total Operating Expenses | 1,530 | 1,424 | 1,290 | 1,145 | 947.56 | 733.93 |
Operating Income | 28.96 | 15.27 | -4.03 | -36.27 | -42.38 | -34.94 |
Interest Expense | -9.6 | -13.76 | -14.5 | -12.08 | -4.27 | -0.01 |
Earnings From Equity Investments | - | -0.31 | -0.18 | -0.22 | -0.25 | -0.17 |
Other Non Operating Income (Expenses) | 11.64 | 14.13 | 14.37 | 7.7 | 3.07 | -0.01 |
EBT Excluding Unusual Items | 31 | 15.34 | -4.34 | -40.86 | -43.82 | -35.14 |
Impairment of Goodwill | -1.13 | -1.13 | -5.3 | - | - | - |
Gain (Loss) on Sale of Investments | - | 7.78 | - | - | - | - |
Other Unusual Items | - | - | - | -4.18 | -0.37 | -0.08 |
Pretax Income | 29.87 | 21.99 | -9.64 | -45.04 | -44.2 | -35.22 |
Income Tax Expense | 3.25 | 2.56 | -0.01 | -0.34 | 0.48 | 0.31 |
Net Income | 26.62 | 19.43 | -9.63 | -44.69 | -44.67 | -35.53 |
Net Income to Common | 26.62 | 19.43 | -9.63 | -44.69 | -44.67 | -35.53 |
Net Income Growth | 72.22% | - | - | - | - | - |
Shares Outstanding (Basic) | 44 | 43 | 42 | 41 | 41 | 40 |
Shares Outstanding (Diluted) | 44 | 44 | 42 | 41 | 41 | 40 |
Shares Change | 1.03% | 3.31% | 1.74% | 1.65% | 1.56% | 11.93% |
EPS (Basic) | 0.61 | 0.45 | -0.23 | -1.08 | -1.10 | -0.89 |
EPS (Diluted) | 0.61 | 0.45 | -0.23 | -1.08 | -1.10 | -0.89 |
EPS Growth | 69.19% | - | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 86.71 | 75.36 | 38.57 | 0.36 | -25.09 | -4.9 |
Free Cash Flow Per Share | 1.98 | 1.73 | 0.92 | 0.01 | -0.61 | -0.12 |
Operating Margin | 1.86% | 1.06% | -0.31% | -3.27% | -4.68% | -5.00% |
Profit Margin | 1.71% | 1.35% | -0.75% | -4.03% | -4.93% | -5.08% |
Free Cash Flow Margin | 5.56% | 5.24% | 3.00% | 0.03% | -2.77% | -0.70% |
EBITDA | 44.2 | 31.11 | 12.43 | -23.79 | -31.46 | -22.98 |
EBITDA Margin | 2.83% | 2.16% | 0.97% | -2.15% | -3.48% | -3.29% |
D&A For EBITDA | 15.24 | 15.84 | 16.47 | 12.47 | 10.92 | 11.97 |
EBIT | 28.96 | 15.27 | -4.03 | -36.27 | -42.38 | -34.94 |
EBIT Margin | 1.86% | 1.06% | -0.31% | -3.27% | -4.68% | -5.00% |
Effective Tax Rate | 10.86% | 11.64% | - | - | - | - |