United Security Bancshares (UBFO)
NASDAQ: UBFO · Real-Time Price · USD
8.38
-0.17 (-1.99%)
Aug 1, 2025, 4:00 PM - Market closed

UBFO Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
55.8955.2454.1843.0435.1532.4
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Interest Income on Investments
5.35.526.196.222.582.16
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Total Interest Income
61.1960.7560.3849.2637.7334.57
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Interest Paid on Deposits
11.659.586.762.821.92.01
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Interest Paid on Borrowings
1.774.324.30.380.180.28
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Total Interest Expense
13.4113.911.063.22.082.29
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Net Interest Income
47.7746.8549.3246.0635.6532.28
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Net Interest Income Growth (YoY)
1.41%-5.01%7.07%29.20%10.45%-13.68%
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Gain (Loss) on Sale of Assets
-0.050.01--0.010.01-
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Gain (Loss) on Sale of Investments
----0.4-0.110.07
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Other Non-Interest Income
3.854.75.572.253.484.79
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Total Non-Interest Income
3.794.715.571.843.394.86
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Non-Interest Income Growth (YoY)
-38.46%-15.37%202.99%-45.70%-30.41%-15.47%
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Revenues Before Loan Losses
51.5751.5654.8947.939.0437.14
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Provision for Loan Losses
6.932.961.461.82.112.77
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44.6448.653.4346.136.9334.37
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Revenue Growth (YoY)
-14.52%-9.04%15.90%24.83%7.44%-20.30%
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Salaries and Employee Benefits
14.2613.1912.6811.4711.4810.4
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Occupancy Expenses
3.693.693.741.33.541.41
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Federal Deposit Insurance
0.70.70.730.790.740.46
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Selling, General & Administrative
7.947.516.077.734.766.69
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Other Non-Interest Expense
3.323.22.742.652.842.34
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Total Non-Interest Expense
29.9228.2825.9524.0423.6222.27
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EBT Excluding Unusual Items
14.7220.3227.4822.0613.3112.1
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Other Unusual Items
0.47-----
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Pretax Income
15.1920.3227.4822.0613.3112.41
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Income Tax Expense
4.025.547.686.373.223.45
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Net Income
11.1814.7819.815.6910.18.96
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Net Income to Common
11.1814.7819.815.6910.18.96
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Net Income Growth
-36.90%-25.32%26.20%55.34%12.69%-40.94%
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Basic Shares Outstanding
171717171717
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Diluted Shares Outstanding
171717171717
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Shares Change (YoY)
0.45%0.44%0.37%0.18%0.19%0.08%
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EPS (Basic)
0.650.861.160.920.590.53
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EPS (Diluted)
0.650.861.160.920.590.53
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EPS Growth
-36.98%-25.65%25.73%55.93%11.78%-40.69%
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Dividend Per Share
0.4800.4800.4600.4400.4400.440
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Dividend Growth
-4.35%4.54%---
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Effective Tax Rate
26.43%27.25%27.95%28.89%24.15%27.80%
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Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q