United Security Bancshares (UBFO)
NASDAQ: UBFO · Real-Time Price · USD
8.93
-0.03 (-0.33%)
Apr 1, 2025, 3:59 PM EDT - Market closed
UBFO Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 55.24 | 54.18 | 43.04 | 35.15 | 32.4 | Upgrade
|
| Interest Income on Investments | 5.52 | 6.19 | 6.22 | 2.58 | 2.16 | Upgrade
|
| Total Interest Income | 60.75 | 60.38 | 49.26 | 37.73 | 34.57 | Upgrade
|
| Interest Paid on Deposits | 9.58 | 6.76 | 2.82 | 1.9 | 2.01 | Upgrade
|
| Interest Paid on Borrowings | 4.32 | 4.3 | 0.38 | 0.18 | 0.28 | Upgrade
|
| Total Interest Expense | 13.9 | 11.06 | 3.2 | 2.08 | 2.29 | Upgrade
|
| Net Interest Income | 46.85 | 49.32 | 46.06 | 35.65 | 32.28 | Upgrade
|
| Net Interest Income Growth (YoY) | -5.01% | 7.07% | 29.20% | 10.45% | -13.68% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.01 | - | -0.01 | 0.01 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -0.4 | -0.11 | 0.07 | Upgrade
|
| Other Non-Interest Income | 4.7 | 5.57 | 2.25 | 3.48 | 4.79 | Upgrade
|
| Total Non-Interest Income | 4.71 | 5.57 | 1.84 | 3.39 | 4.86 | Upgrade
|
| Non-Interest Income Growth (YoY) | -15.37% | 202.99% | -45.70% | -30.41% | -15.47% | Upgrade
|
| Revenues Before Loan Losses | 51.56 | 54.89 | 47.9 | 39.04 | 37.14 | Upgrade
|
| Provision for Loan Losses | 2.96 | 1.46 | 1.8 | 2.11 | 2.77 | Upgrade
|
| Revenue | 48.6 | 53.43 | 46.1 | 36.93 | 34.37 | Upgrade
|
| Revenue Growth (YoY) | -9.04% | 15.90% | 24.83% | 7.44% | -20.30% | Upgrade
|
| Salaries and Employee Benefits | 13.19 | 12.68 | 11.47 | 11.48 | 10.4 | Upgrade
|
| Occupancy Expenses | 3.69 | 3.74 | 1.3 | 3.54 | 1.41 | Upgrade
|
| Federal Deposit Insurance | 0.7 | 0.73 | 0.79 | 0.74 | 0.46 | Upgrade
|
| Selling, General & Administrative | 7.51 | 6.07 | 7.73 | 4.76 | 6.69 | Upgrade
|
| Other Non-Interest Expense | 3.2 | 2.74 | 2.65 | 2.84 | 2.34 | Upgrade
|
| Total Non-Interest Expense | 28.28 | 25.95 | 24.04 | 23.62 | 22.27 | Upgrade
|
| EBT Excluding Unusual Items | 20.32 | 27.48 | 22.06 | 13.31 | 12.1 | Upgrade
|
| Pretax Income | 20.32 | 27.48 | 22.06 | 13.31 | 12.41 | Upgrade
|
| Income Tax Expense | 5.54 | 7.68 | 6.37 | 3.22 | 3.45 | Upgrade
|
| Net Income | 14.78 | 19.8 | 15.69 | 10.1 | 8.96 | Upgrade
|
| Net Income to Common | 14.78 | 19.8 | 15.69 | 10.1 | 8.96 | Upgrade
|
| Net Income Growth | -25.32% | 26.20% | 55.34% | 12.69% | -40.94% | Upgrade
|
| Basic Shares Outstanding | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Diluted Shares Outstanding | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Shares Change (YoY) | 0.44% | 0.37% | 0.18% | 0.19% | 0.08% | Upgrade
|
| EPS (Basic) | 0.86 | 1.16 | 0.92 | 0.59 | 0.53 | Upgrade
|
| EPS (Diluted) | 0.86 | 1.16 | 0.92 | 0.59 | 0.53 | Upgrade
|
| EPS Growth | -25.65% | 25.73% | 55.93% | 11.78% | -40.69% | Upgrade
|
| Dividend Per Share | 0.480 | 0.460 | 0.440 | 0.440 | 0.440 | Upgrade
|
| Dividend Growth | 4.35% | 4.54% | - | - | - | Upgrade
|
| Effective Tax Rate | 27.25% | 27.95% | 28.89% | 24.15% | 27.80% | Upgrade
|
Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.