United Security Bancshares (UBFO)
NASDAQ: UBFO · Real-Time Price · USD
8.57
+0.56 (6.99%)
Apr 22, 2025, 4:00 PM EDT - Market closed
UBFO Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 55.7 | 55.24 | 54.18 | 43.04 | 35.15 | 32.4 | Upgrade
|
| Interest Income on Investments | 5.46 | 5.52 | 6.19 | 6.22 | 2.58 | 2.16 | Upgrade
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| Total Interest Income | 61.16 | 60.75 | 60.38 | 49.26 | 37.73 | 34.57 | Upgrade
|
| Interest Paid on Deposits | 10.64 | 9.58 | 6.76 | 2.82 | 1.9 | 2.01 | Upgrade
|
| Interest Paid on Borrowings | 3.09 | 4.32 | 4.3 | 0.38 | 0.18 | 0.28 | Upgrade
|
| Total Interest Expense | 13.72 | 13.9 | 11.06 | 3.2 | 2.08 | 2.29 | Upgrade
|
| Net Interest Income | 47.43 | 46.85 | 49.32 | 46.06 | 35.65 | 32.28 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.37% | -5.01% | 7.07% | 29.20% | 10.45% | -13.68% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.01 | - | -0.01 | 0.01 | - | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | - | -0.4 | -0.11 | 0.07 | Upgrade
|
| Other Non-Interest Income | 5.02 | 4.7 | 5.57 | 2.25 | 3.48 | 4.79 | Upgrade
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| Total Non-Interest Income | 5.02 | 4.71 | 5.57 | 1.84 | 3.39 | 4.86 | Upgrade
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| Non-Interest Income Growth (YoY) | -2.98% | -15.37% | 202.99% | -45.70% | -30.41% | -15.47% | Upgrade
|
| Revenues Before Loan Losses | 52.45 | 51.56 | 54.89 | 47.9 | 39.04 | 37.14 | Upgrade
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| Provision for Loan Losses | 5.09 | 2.96 | 1.46 | 1.8 | 2.11 | 2.77 | Upgrade
|
| Revenue | 47.36 | 48.6 | 53.43 | 46.1 | 36.93 | 34.37 | Upgrade
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| Revenue Growth (YoY) | -7.38% | -9.04% | 15.90% | 24.83% | 7.44% | -20.30% | Upgrade
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| Salaries and Employee Benefits | 13.62 | 13.19 | 12.68 | 11.47 | 11.48 | 10.4 | Upgrade
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| Occupancy Expenses | 3.69 | 3.69 | 3.74 | 1.3 | 3.54 | 1.41 | Upgrade
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| Federal Deposit Insurance | 0.7 | 0.7 | 0.73 | 0.79 | 0.74 | 0.46 | Upgrade
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| Selling, General & Administrative | 8.09 | 7.51 | 6.07 | 7.73 | 4.76 | 6.69 | Upgrade
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| Other Non-Interest Expense | 3.05 | 3.2 | 2.74 | 2.65 | 2.84 | 2.34 | Upgrade
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| Total Non-Interest Expense | 29.15 | 28.28 | 25.95 | 24.04 | 23.62 | 22.27 | Upgrade
|
| EBT Excluding Unusual Items | 18.22 | 20.32 | 27.48 | 22.06 | 13.31 | 12.1 | Upgrade
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| Pretax Income | 18.22 | 20.32 | 27.48 | 22.06 | 13.31 | 12.41 | Upgrade
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| Income Tax Expense | 4.91 | 5.54 | 7.68 | 6.37 | 3.22 | 3.45 | Upgrade
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| Net Income | 13.3 | 14.78 | 19.8 | 15.69 | 10.1 | 8.96 | Upgrade
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| Net Income to Common | 13.3 | 14.78 | 19.8 | 15.69 | 10.1 | 8.96 | Upgrade
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| Net Income Growth | -25.39% | -25.32% | 26.20% | 55.34% | 12.69% | -40.94% | Upgrade
|
| Basic Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 | Upgrade
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| Diluted Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Shares Change (YoY) | 0.45% | 0.44% | 0.37% | 0.18% | 0.19% | 0.08% | Upgrade
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| EPS (Basic) | 0.77 | 0.86 | 1.16 | 0.92 | 0.59 | 0.53 | Upgrade
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| EPS (Diluted) | 0.77 | 0.86 | 1.16 | 0.92 | 0.59 | 0.53 | Upgrade
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| EPS Growth | -25.65% | -25.65% | 25.73% | 55.93% | 11.78% | -40.69% | Upgrade
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| Dividend Per Share | 0.480 | 0.480 | 0.460 | 0.440 | 0.440 | 0.440 | Upgrade
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| Dividend Growth | 2.13% | 4.35% | 4.54% | - | - | - | Upgrade
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| Effective Tax Rate | 26.96% | 27.25% | 27.95% | 28.89% | 24.15% | 27.80% | Upgrade
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Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.