United Security Bancshares (UBFO)

Apr 1, 2026 - UBFO was delisted (reason: merged with CWBC)

10.51

0.00 (0.00%)

Inactive · Last trade price on Mar 31, 2026

UBFO Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	185	177	175	144	125	138
Market Cap Growth	16.00%	0.95%	21.47%	15.73%	-9.77%	15.30%
Enterprise Value	73.72	183.35	186.96	155.59	135.64	149.46
Last Close Price	10.51	10.07	10.10	8.41	7.31	8.12

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.18	14.39	11.88	7.25	7.95	13.76
PS Ratio	3.83	4.15	3.84	2.78	2.82	3.97
PB Ratio	1.32	1.27	1.35	1.18	1.11	1.15
P/FCF Ratio	9.36	8.95	9.43	7.01	5.79	9.04
P/OCF Ratio	8.39	8.03	8.93	6.75	5.26	8.35

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.53	4.29	4.10	2.99	3.06	4.29
EV/EBITDA Ratio	-	125.75	127.27	106.64	102.76	106.76
EV/FCF Ratio	3.73	9.27	10.05	7.56	6.29	9.77

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.05	0.05	0.09	0.09	0.10	0.09
Debt / EBITDA Ratio	4.32	4.32	7.88	7.69	8.24	7.99
Debt / FCF Ratio	0.32	0.32	0.62	0.55	0.51	0.73
Net Debt / Equity Ratio	0.05	0.05	0.09	0.09	0.10	0.09
Net Debt / EBITDA Ratio	4.32	4.32	7.88	7.69	8.24	7.99
Net Debt / FCF Ratio	0.32	0.32	0.62	0.55	0.51	0.73
Asset Turnover	0.03	0.03	0.04	0.04	0.03	0.03
Return on Equity (ROE)	9.10%	9.10%	11.69%	16.85%	13.48%	8.49%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	6.55%	6.95%	8.42%	13.79%	12.59%	7.27%
FCF Yield	10.69%	11.17%	10.60%	14.26%	17.28%	11.06%
Dividend Yield	4.57%	4.83%	4.79%	5.47%	6.02%	5.42%
Payout Ratio	69.33%	68.24%	56.19%	39.76%	47.79%	74.16%
Buyback Yield / Dilution	-1.71%	-0.32%	-0.38%	-0.37%	-0.18%	-0.19%
Total Shareholder Return	2.86%	4.51%	4.40%	5.10%	5.84%	5.23%

SEC Filings: 10-K · 10-Q