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United Security Bancshares (UBFO)
Apr 1, 2026 - UBFO was delisted (reason: merged with CWBC)
10.51
0.00 (0.00%)
Inactive · Last trade price on Mar 31, 2026

UBFO Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
12.2914.7819.815.6910.1
Depreciation & Amortization
1.461.471.461.321.4
Provision for Credit Losses
5.572.961.461.82.11
Stock-Based Compensation
0.970.680.480.370.24
Other Adjustments
-0.411.2-3.646.390.16
Changes in Accrued Interest and Accounts Receivable
0.94-0.180.56-0.960.63
Changes in Accounts Payable
0.4-0.360.770.260.62
Changes in Other Operating Activities
0.84-0.930.49-1.171.3
Operating Cash Flow
22.0619.6421.3823.716.55
Operating Cash Flow Growth
12.33%-8.14%-9.81%43.20%19.93%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Loans Held-for-Investment
3.34-11.5358.09-113.39-218.33
Net Change in Securities and Investments
24.8624.228.28-58.38-98.75
Capital Expenditures
-2.28-1.04-0.79-2.14-1.25
Sale of Property, Plant & Equipment
----0.01
Other Investing Activities
-1.322-0.32-1.05
Investing Cash Flow
25.9212.9587.58-174.23-319.37

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Deposits
31.1653.15-161.01-22.62235.46
Net Short-Term Debt Issued (Repaid)
--6262--
Long-Term Debt Repaid
-6----
Net Long-Term Debt Issued (Repaid)
-6----
Issuance of Common Stock
--0.110.03-
Net Common Stock Issued (Repurchased)
--0.110.03-
Common Dividends Paid
-8.39-8.31-7.87-7.5-7.49
Financing Cash Flow
16.77-17.16-106.77-30.09227.97

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
64.7415.432.19-180.62-74.85

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
19.7818.620.5921.5615.3
Free Cash Flow Growth
6.34%-9.68%-4.50%40.94%20.84%
FCF Margin
46.30%40.75%39.62%48.67%43.93%
Free Cash Flow Per Share
1.151.081.201.260.90
Levered Free Cash Flow
7.64-48.2584.291312.79
Unlevered Free Cash Flow
1.35-1.042.49-2.692.7
SEC Filings: 10-K · 10-Q