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United Security Bancshares (UBFO)
Apr 1, 2026 - UBFO was delisted (reason: merged with CWBC)
10.51
0.00 (0.00%)
Inactive · Last trade price on Mar 31, 2026

UBFO Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
12.2914.7819.815.6910.1
Depreciation & Amortization
2.292.122.111.931.41
Gain (Loss) on Sale of Assets
0.06-0.01-0.01-0.01
Gain (Loss) on Sale of Investments
0.250.450.461.011.06
Total Asset Writedown
0.07----
Provision for Credit Losses
5.572.961.461.82.11
Accrued Interest Receivable
0.94-0.180.56-0.960.63
Change in Accounts Payable
0.41-0.370.730.210.62
Change in Income Taxes
-0.511.27-1.761.97-0.07
Change in Other Net Operating Assets
0.59-0.99-0.372.070.59
Other Operating Activities
-0.86-1.08-2.13-0.44-0.12
Operating Cash Flow
22.0619.6421.3823.716.55
Operating Cash Flow Growth
12.33%-8.14%-9.81%43.20%19.93%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-2.28-1.04-0.79-2.14-1.25
Sale of Property, Plant and Equipment
----0.01
Investment in Securities
24.8823.1529.32-56.27-98.9
Net Decrease (Increase) in Loans Originated / Sold - Investing
3.34-11.5358.09-113.39-218.33
Other Investing Activities
-0.032.380.96-2.43-1.15
Investing Cash Flow
25.9212.9587.58-174.23-319.37

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
--62--
Total Debt Issued
--62--
Short-Term Debt Repaid
--62---
Long-Term Debt Repaid
-6----
Total Debt Repaid
-6-62---
Net Debt Issued (Repaid)
-6-6262--
Issuance of Common Stock
--0.110.03-
Common Dividends Paid
-8.39-8.31-7.87-7.5-7.49
Net Increase (Decrease) in Deposit Accounts
31.1653.15-161.01-22.62235.46
Financing Cash Flow
16.77-17.16-106.77-30.09227.97

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
64.7415.432.19-180.62-74.85

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
19.7818.620.5921.5615.3
Free Cash Flow Growth
6.34%-9.68%-4.50%40.94%20.84%
Free Cash Flow Margin
40.96%38.26%38.54%46.77%41.42%
Free Cash Flow Per Share
1.131.081.201.260.90

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
12.0513.911.013.152.08
Cash Income Tax Paid
4.566.459.736.773.03
SEC Filings: 10-K · 10-Q