United Security Bancshares (UBFO)
NASDAQ: UBFO · Real-Time Price · USD
8.90
-0.10 (-1.11%)
Oct 20, 2025, 4:00 PM EDT - Market closed
UBFO Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 66.77 | 56.21 | 40.78 | 38.6 | 219.22 | 294.07 | Upgrade |
Investment Securities | 148.62 | 86.1 | 99.64 | 116.44 | 117.91 | 47.75 | Upgrade |
Mortgage-Backed Securities | - | 78.88 | 88.18 | 97.22 | 64.74 | 38.45 | Upgrade |
Total Investments | 148.62 | 164.98 | 187.82 | 213.66 | 182.65 | 86.19 | Upgrade |
Gross Loans | 960.33 | 930.24 | 921.34 | 981.77 | 871.53 | 655.41 | Upgrade |
Allowance for Loan Losses | -16.24 | -16.05 | -15.66 | -10.18 | -9.33 | -8.52 | Upgrade |
Other Adjustments to Gross Loans | -1.98 | -1.78 | -1.3 | -1.59 | - | -1.06 | Upgrade |
Net Loans | 942.11 | 912.42 | 904.38 | 970 | 862.2 | 645.83 | Upgrade |
Property, Plant & Equipment | 11.66 | 11.74 | 10.44 | 11.75 | 11.54 | 11.97 | Upgrade |
Goodwill | 4.49 | 4.49 | 4.49 | 4.49 | 4.49 | 4.49 | Upgrade |
Accrued Interest Receivable | 7.47 | 8.1 | 7.93 | 8.49 | 7.53 | 8.16 | Upgrade |
Long-Term Deferred Tax Assets | 13 | 14.42 | 14.06 | 12.83 | 3.62 | 2.91 | Upgrade |
Other Real Estate Owned & Foreclosed | 7.85 | 4.58 | 4.58 | 4.58 | 4.58 | 5 | Upgrade |
Other Long-Term Assets | 33.65 | 34.78 | 36.57 | 34.8 | 35.12 | 34.03 | Upgrade |
Total Assets | 1,236 | 1,212 | 1,211 | 1,299 | 1,331 | 1,093 | Upgrade |
Interest Bearing Deposits | 691.53 | 664.26 | 577.5 | 668.74 | 690.4 | 539.54 | Upgrade |
Institutional Deposits | - | 33.22 | 23.75 | 15.12 | 20.96 | 21.22 | Upgrade |
Non-Interest Bearing Deposits | 384.37 | 360.15 | 403.23 | 481.63 | 476.75 | 391.9 | Upgrade |
Total Deposits | 1,076 | 1,058 | 1,004 | 1,165 | 1,188 | 952.65 | Upgrade |
Short-Term Borrowings | - | - | 62 | - | - | - | Upgrade |
Current Portion of Leases | - | 0.72 | - | - | - | 0.67 | Upgrade |
Long-Term Leases | 2.68 | 2.44 | 1.44 | 2.09 | 2.71 | 2.3 | Upgrade |
Trust Preferred Securities | 9.15 | 11.57 | 11.21 | 10.88 | 11.19 | 10.92 | Upgrade |
Pension & Post-Retirement Benefits | - | 4.4 | 4.3 | 4.25 | 4.75 | 4.73 | Upgrade |
Other Long-Term Liabilities | 10.51 | 4.6 | 5.08 | 4.03 | 3.98 | 3.57 | Upgrade |
Total Liabilities | 1,098 | 1,081 | 1,089 | 1,187 | 1,211 | 974.85 | Upgrade |
Common Stock | 61.93 | 61.27 | 60.59 | 60.03 | 59.64 | 59.4 | Upgrade |
Retained Earnings | 86.02 | 83.45 | 77 | 69.93 | 61.75 | 59.14 | Upgrade |
Comprehensive Income & Other | -10.57 | -14.35 | -15.04 | -17.5 | -1.17 | -0.73 | Upgrade |
Shareholders' Equity | 137.38 | 130.36 | 122.54 | 112.46 | 120.21 | 117.81 | Upgrade |
Total Liabilities & Equity | 1,236 | 1,212 | 1,211 | 1,299 | 1,331 | 1,093 | Upgrade |
Total Debt | 11.82 | 14.73 | 74.65 | 12.98 | 13.89 | 13.89 | Upgrade |
Net Cash (Debt) | 54.94 | 41.48 | -33.87 | 25.62 | 205.33 | 280.18 | Upgrade |
Net Cash Growth | - | - | - | -87.52% | -26.72% | 36.86% | Upgrade |
Net Cash Per Share | 3.18 | 2.41 | -1.98 | 1.50 | 12.06 | 16.48 | Upgrade |
Filing Date Shares Outstanding | 17.56 | 17.26 | 17.26 | 17.15 | 17.03 | 17.01 | Upgrade |
Total Common Shares Outstanding | 17.56 | 17.36 | 17.17 | 17.07 | 17.03 | 17.01 | Upgrade |
Book Value Per Share | 7.82 | 7.51 | 7.14 | 6.59 | 7.06 | 6.93 | Upgrade |
Tangible Book Value | 132.89 | 125.87 | 118.05 | 107.98 | 115.72 | 113.32 | Upgrade |
Tangible Book Value Per Share | 7.57 | 7.25 | 6.88 | 6.33 | 6.80 | 6.66 | Upgrade |
Updated Oct 16, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.