United Security Bancshares (UBFO)

UBFO Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	125	144	125	138	120	182
Market Cap Growth	21.60%	15.64%	-9.77%	15.40%	-34.21%	12.34%
Enterprise Value	198	178	99	-67	-160	-23
PE Ratio	6.94	7.28	7.95	13.68	13.36	11.99
PS Ratio	2.45	2.70	2.70	3.74	3.45	4.22
PB Ratio	1.01	1.18	1.11	1.15	1.02	1.57
P/FCF Ratio	6.82	7.00	5.78	9.02	9.45	11.96
P/OCF Ratio	6.42	6.74	5.26	8.35	8.67	11.26
EV/Sales Ratio	3.87	3.33	2.15	-1.82	-4.63	-0.53
EV/EBITDA Ratio	7.39	6.02	4.13	-4.65	-12.14	-1.04
EV/EBIT Ratio	8.01	6.48	4.49	-5.05	-12.93	-1.07
EV/FCF Ratio	10.78	8.64	4.59	-4.39	-12.68	-1.50
Debt / Equity Ratio	0.93	0.61	0.12	0.12	0.12	0.12
Debt / EBITDA Ratio	4.32	2.52	0.54	0.96	1.05	0.65
Debt / FCF Ratio	6.30	3.63	0.60	0.91	1.10	0.94
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.04
Return on Equity (ROE)	14.90%	17.00%	14.20%	8.50%	7.60%	13.30%
Return on Assets (ROA)	1.40%	1.60%	1.20%	0.80%	0.80%	1.60%
Return on Capital (ROIC)	7.44%	10.04%	12.50%	7.53%	6.80%	11.65%
Earnings Yield	14.25%	13.74%	12.59%	7.31%	7.49%	8.34%
FCF Yield	14.66%	14.29%	17.30%	11.08%	10.58%	8.36%
Dividend Yield	6.64%	5.50%	4.50%	5.40%	6.20%	5.10%
Payout Ratio	46.15%	39.70%	35.90%	74.60%	83.00%	61.10%
Buyback Yield / Dilution	-0.46%	-0.37%	-0.18%	-0.19%	-0.08%	-0.27%
Total Shareholder Return	6.19%	5.13%	4.32%	5.21%	6.12%	4.83%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).