United Security Bancshares (UBFO)

NASDAQ: UBFO · Real-Time Price · USD

10.99

-0.08 (-0.72%)

At close: Feb 11, 2026, 4:00 PM EST

11.03

+0.04 (0.36%)

After-hours: Feb 11, 2026, 4:10 PM EST

UBFO Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	194	177	175	144	125	138
Market Cap Growth	12.13%	1.17%	21.40%	15.63%	-9.77%	15.40%
Last Close Price	11.03	10.07	9.46	7.41	6.03	6.40
PE Ratio	15.76	14.41	11.84	7.28	7.95	13.68
PS Ratio	3.94	3.67	3.60	2.70	2.70	3.74
PB Ratio	1.39	1.27	1.34	1.18	1.11	1.15
P/FCF Ratio	-	-	9.41	7.00	5.78	9.03
P/OCF Ratio	-	-	8.91	6.74	5.26	8.35
Debt / Equity Ratio	0.07	0.07	0.11	0.61	0.12	0.12
Debt / FCF Ratio	-	-	0.79	3.63	0.60	0.91
Return on Equity (ROE)	9.10%	9.10%	11.69%	16.85%	13.48%	8.48%
Return on Assets (ROA)	1.00%	1.00%	1.22%	1.58%	1.19%	0.83%
Earnings Yield	6.34%	6.94%	8.45%	13.74%	12.59%	7.31%
FCF Yield	-	-	10.63%	14.29%	17.30%	11.07%
Dividend Yield	4.34%	4.77%	5.07%	6.21%	7.30%	6.87%
Payout Ratio	68.57%	-	56.19%	39.76%	47.79%	74.16%
Buyback Yield / Dilution	-0.27%	-0.27%	-0.44%	-0.37%	-0.18%	-0.19%
Total Shareholder Return	4.10%	4.50%	4.64%	5.83%	7.12%	6.68%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q