UBFO Statistics
Total Valuation
UBFO has a market cap or net worth of $166.55 million. The enterprise value is $132.10 million.
Important Dates
The next estimated earnings date is Friday, October 17, 2025, after market close.
Earnings Date | Oct 17, 2025 |
Ex-Dividend Date | Jul 7, 2025 |
Share Statistics
UBFO has 17.48 million shares outstanding. The number of shares has increased by 0.45% in one year.
Current Share Class | 17.48M |
Shares Outstanding | 17.48M |
Shares Change (YoY) | +0.45% |
Shares Change (QoQ) | -0.01% |
Owned by Insiders (%) | 22.15% |
Owned by Institutions (%) | 36.48% |
Float | 13.61M |
Valuation Ratios
The trailing PE ratio is 14.68.
PE Ratio | 14.68 |
Forward PE | n/a |
PS Ratio | 3.68 |
Forward PS | n/a |
PB Ratio | 1.24 |
P/TBV Ratio | 1.28 |
P/FCF Ratio | 8.08 |
P/OCF Ratio | 7.71 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 11.82 |
EV / Sales | 2.96 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 6.41 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 0.71 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.54%.
Return on Equity (ROE) | 8.54% |
Return on Assets (ROA) | 0.92% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $391,544 |
Profits Per Employee | $98,035 |
Employee Count | 114 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, UBFO has paid $4.02 million in taxes.
Income Tax | 4.02M |
Effective Tax Rate | 26.43% |
Stock Price Statistics
The stock price has increased by +18.18% in the last 52 weeks. The beta is 0.41, so UBFO's price volatility has been lower than the market average.
Beta (5Y) | 0.41 |
52-Week Price Change | +18.18% |
50-Day Moving Average | 8.91 |
200-Day Moving Average | 9.16 |
Relative Strength Index (RSI) | 64.19 |
Average Volume (20 Days) | 19,608 |
Short Selling Information
The latest short interest is 255,105, so 1.46% of the outstanding shares have been sold short.
Short Interest | 255,105 |
Short Previous Month | 296,636 |
Short % of Shares Out | 1.46% |
Short % of Float | 1.87% |
Short Ratio (days to cover) | 8.89 |
Income Statement
In the last 12 months, UBFO had revenue of $44.64 million and earned $11.18 million in profits. Earnings per share was $0.65.
Revenue | 44.64M |
Gross Profit | 44.64M |
Operating Income | 15.42M |
Pretax Income | 24.52M |
Net Income | 11.18M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $0.65 |
Full Income Statement Balance Sheet
The company has $49.09 million in cash and $14.64 million in debt, giving a net cash position of $34.45 million or $1.97 per share.
Cash & Cash Equivalents | 49.09M |
Total Debt | 14.64M |
Net Cash | 34.45M |
Net Cash Per Share | $1.97 |
Equity (Book Value) | 134.25M |
Book Value Per Share | 7.68 |
Working Capital | -991.11M |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $21.60 million and capital expenditures -$1.00 million, giving a free cash flow of $20.60 million.
Operating Cash Flow | 21.60M |
Capital Expenditures | -1.00M |
Free Cash Flow | 20.60M |
FCF Per Share | $1.18 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 34.56% |
Pretax Margin | 34.04% |
Profit Margin | 25.04% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 46.15% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 5.04%.
Dividend Per Share | $0.48 |
Dividend Yield | 5.04% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | 2 |
Payout Ratio | 73.94% |
Buyback Yield | -0.45% |
Shareholder Yield | 4.58% |
Earnings Yield | 6.71% |
FCF Yield | 12.37% |
Dividend Details Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
The last stock split was on April 5, 2017. It was a forward split with a ratio of 1.01:1.
Last Split Date | Apr 5, 2017 |
Split Type | Forward |
Split Ratio | 1.01:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |