UBFO Statistics

Total Valuation

UBFO has a market cap or net worth of $136.79 million. The enterprise value is $209.41 million.

Market Cap	136.79M
Enterprise Value	209.41M

Important Dates

The last earnings date was Thursday, July 18, 2024, after market close.

Earnings Date	Jul 18, 2024
Ex-Dividend Date	Jul 8, 2024

Share Statistics

UBFO has 17.32 million shares outstanding. The number of shares has increased by 0.46% in one year.

Shares Outstanding	17.32M
Shares Change (YoY)	+0.46%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	20.15%
Owned by Institutions (%)	31.34%
Float	13.79M

Valuation Ratios

The trailing PE ratio is 7.60.

PE Ratio	7.60
Forward PE	n/a
PS Ratio	2.68
Forward PS	n/a
PB Ratio	1.10
P/FCF Ratio	7.46
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.82, with an EV/FCF ratio of 11.41.

EV / Earnings	11.74
EV / Sales	4.10
EV / EBITDA	7.82
EV / EBIT	8.48
EV / FCF	11.41

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.93
Debt / EBITDA	4.32
Debt / FCF	6.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.90% and return on invested capital (ROIC) is 7.44%.

Return on Equity (ROE)	14.90%
Return on Assets (ROA)	1.40%
Return on Capital (ROIC)	7.44%
Revenue Per Employee	$448,491
Profits Per Employee	$156,421
Employee Count	114
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, UBFO has paid $6.85 million in taxes.

Income Tax	6.85M
Effective Tax Rate	27.76%

Stock Price Statistics

The stock price has increased by +10.64% in the last 52 weeks. The beta is 0.56, so UBFO's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+10.64%
50-Day Moving Average	7.30
200-Day Moving Average	7.57
Relative Strength Index (RSI)	73.80
Average Volume (20 Days)	54,821

Short Selling Information

The latest short interest is 15,725, so 0.09% of the outstanding shares have been sold short.

Short Interest	15,725
Short Previous Month	13,116
Short % of Shares Out	0.09%
Short % of Float	0.11%
Short Ratio (days to cover)	1.62

Income Statement

In the last 12 months, UBFO had revenue of $51.13 million and earned $17.83 million in profits. Earnings per share was $1.04.

Revenue	51.13M
Gross Profit	51.13M
Operating Income	24.69M
Pretax Income	24.69M
Net Income	17.83M
EBITDA	26.77M
EBIT	24.69M
Earnings Per Share (EPS)	$1.04

Full Income Statement

Balance Sheet

The company has $43.00 million in cash and $115.62 million in debt, giving a net cash position of -$72.62 million or -$4.19 per share.

Cash & Cash Equivalents	43.00M
Total Debt	115.62M
Net Cash	-72.62M
Net Cash Per Share	-$4.19
Equity (Book Value)	124.18M
Book Value Per Share	7.17
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $19.50 million and capital expenditures -$1.15 million, giving a free cash flow of $18.35 million.

Operating Cash Flow	19.50M
Capital Expenditures	-1.15M
Free Cash Flow	18.35M
FCF Per Share	$1.07

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 48.28% and 34.88%.

Gross Margin	100.00%
Operating Margin	48.28%
Pretax Margin	48.28%
Profit Margin	34.88%
EBITDA Margin	52.35%
EBIT Margin	48.28%
FCF Margin	35.88%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 6.08%.

Dividend Per Share	$0.48
Dividend Yield	6.08%
Dividend Growth (YoY)	6.67%
Years of Dividend Growth	1
Payout Ratio	46.15%
Buyback Yield	-0.46%
Shareholder Yield	5.61%
Earnings Yield	13.04%
FCF Yield	13.41%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on April 5, 2017. It was a forward split with a ratio of 101:100.

Last Split Date	Apr 5, 2017
Split Type	Forward
Split Ratio	101:100

Scores

Altman Z-Score	n/a
Piotroski F-Score	5