United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
28.95
+0.03 (0.10%)
Jul 18, 2025, 3:19 PM EDT

United Bancshares Statistics

Total Valuation

UBOH has a market cap or net worth of 85.20 million.

Market Cap85.20M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, July 18, 2025.

Earnings Date Jul 18, 2025
Ex-Dividend Date May 30, 2025

Share Statistics

UBOH has 2.97 million shares outstanding. The number of shares has decreased by -1.72% in one year.

Current Share Class 2.97M
Shares Outstanding 2.97M
Shares Change (YoY) -1.72%
Shares Change (QoQ) +0.18%
Owned by Insiders (%) n/a
Owned by Institutions (%) 1.97%
Float n/a

Valuation Ratios

The trailing PE ratio is 7.47.

PE Ratio 7.47
Forward PE n/a
PS Ratio 1.89
PB Ratio 0.84
P/TBV Ratio 0.84
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.88%.

Return on Equity (ROE) 11.88%
Return on Assets (ROA) 0.97%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 214,081
Profits Per Employee 54,066
Employee Count 211
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, UBOH has paid 1.24 million in taxes.

Income Tax 1.24M
Effective Tax Rate 9.78%

Stock Price Statistics

The stock price has increased by +49.22% in the last 52 weeks. The beta is 0.04, so UBOH's price volatility has been lower than the market average.

Beta (5Y) 0.04
52-Week Price Change +49.22%
50-Day Moving Average 27.66
200-Day Moving Average 25.87
Relative Strength Index (RSI) 75.05
Average Volume (20 Days) 1,607

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, UBOH had revenue of 45.17 million and earned 11.41 million in profits. Earnings per share was 3.84.

Revenue45.17M
Gross Profit 45.17M
Operating Income 12.64M
Pretax Income 12.64M
Net Income 11.41M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 3.84
Full Income Statement

Balance Sheet

The company has 91.80 million in cash and 16.59 million in debt, giving a net cash position of 75.20 million or 25.29 per share.

Cash & Cash Equivalents 91.80M
Total Debt 16.59M
Net Cash 75.20M
Net Cash Per Share 25.29
Equity (Book Value) 101.12M
Book Value Per Share 34.16
Working Capital -982.20M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 27.99%
Pretax Margin 27.99%
Profit Margin 25.26%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.92, which amounts to a dividend yield of 3.21%.

Dividend Per Share 0.92
Dividend Yield 3.21%
Dividend Growth (YoY) 1.14%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.72%
Shareholder Yield 4.94%
Earnings Yield 13.39%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 1, 1998. It was a forward split with a ratio of 1.00625.

Last Split Date Dec 1, 1998
Split Type Forward
Split Ratio 1.00625

Scores

Altman Z-Score n/a
Piotroski F-Score 2