United Bancshares, Inc. (UBOH)

NASDAQ: UBOH · IEX Real-Time Price · USD
29.44
0.00 (0.00%)
At close: Jul 6, 2022 12:00 AM
29.20
-0.24 (-0.82%)
After-hours: Jul 6, 2022 4:00 PM EDT

Total Valuation

UBOH has a market cap or net worth of $96.54 million. The enterprise value is $50.71 million.

Market Cap 96.54M
Enterprise Value 50.71M

Important Dates

The next earnings date is Tuesday, August 2, 2022, before market open.

Estimated Earnings Date Aug 2, 2022
Ex-Dividend Date May 27, 2022

Share Statistics

UBOH has 3.28 million shares outstanding. The number of shares has increased by 0.01% in one year.

Shares Outstanding 3.28M
Shares Change (YoY) +0.01%
Shares Change (QoQ) +0.08%
Owned by Insiders (%) 16.09%
Owned by Institutions (%) 20.71%
Float 2.21M

Valuation Ratios

PE Ratio 8.20
Forward PE n/a
PS Ratio 1.93
PB Ratio 0.97
P/FCF Ratio 5.58
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.27, with a EV/FCF ratio of 2.93.

EV / Earnings 4.23
EV / Sales 1.01
EV / EBITDA 3.27
EV / EBIT 3.63
EV / FCF 2.93

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.20.

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.20
Debt / EBITDA 1.27
Debt / FCF 1.14

Financial Efficiency

Return on equity (ROE) is 10.60%, which is not very high. The company has a high ROIC of 1.50%.

Return on Equity (ROE) 10.60%
Return on Assets (ROA) 1.10%
Return on Capital (ROIC) 1.50%
Revenue Per Employee $236,820
Profits Per Employee $56,801
Employee Count 211
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

In the past 12 months, UBOH has paid $1.99 million in taxes.

Income Tax 1.99M
Effective Tax Rate 14.21%

Stock Price Statistics

The stock price has decreased by -17.75% in the last 52 weeks. The beta is 0.62, so UBOH's price volatility has been lower than the market average.

Beta (1Y) 0.62
52-Week Price Change -17.75%
50-Day Moving Average 29.53
200-Day Moving Average 31.60
Average Volume (30 Days) 4,115

Short Selling Information

The latest short interest is 603, so 0.02% of the outstanding shares have been sold short.

Short Interest 603
Short % of Shares Out 0.02%
Short % of Float 0.03%
Short Ratio (days to cover) 0.14

Income Statement

In the last 12 months, UBOH had revenue of $49.97 million and earned 11.99 million in profits. Earnings per share was $3.59.

Revenue 49.97M
Gross Profit 49.97M
Operating Income 13.97M
Pretax Income 13.97M
Net Income 11.99M
EBITDA 15.51M
EBIT 13.97M
Earnings Per Share (EPS) $3.59
Full Income Statement

Balance Sheet

The company has $65.56 million in cash and $19.73 million in debt, giving a net cash position of $45.83 million or $13.97 per share.

Cash & Cash Equivalents 65.56M
Total Debt 19.73M
Net Cash 45.83M
Net Cash Per Share $13.97
Book Value 99.37M
Book Value Per Share 30.30
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $21.20 million and capital expenditures -$3.89 million, giving a free cash flow of $17.30 million.

Operating Cash Flow 21.20M
Capital Expenditures -3.89M
Free Cash Flow 17.30M
FCF Per Share $5.28
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 27.96% and 23.98%.

Gross Margin 100.00%
Operating Margin 27.96%
Pretax Margin 27.96%
Profit Margin 23.98%
EBITDA Margin 31.05%
EBIT Margin 27.96%
FCF Margin 34.63%

Dividends & Yields

This stock pays an annual dividend of $0.82, which amounts to a dividend yield of 2.79%.

Dividend Per Share $0.82
Dividend Yield 2.79%
Earnings Yield 12.41%
FCF Yield 17.92%
Dividend Growth (YoY) 31.25%
Payout Ratio 21.30%
Buyback Yield n/a
Shareholder Yield 2.79%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Stock Splits

The last stock split was on January 28, 2014. It was a forward split with a ratio of 10064:1000.

Last Split Date Jan 28, 2014
Split Type Forward
Split Ratio 10064:1000