United Community Banks, Inc. (UCB)

NYSE: UCB · Real-Time Price · USD
34.23
+0.22 (0.65%)
At close: Jan 28, 2026, 4:00 PM EST
34.24
+0.01 (0.03%)
After-hours: Jan 28, 2026, 7:36 PM EST
0.65%
Market Cap4.13B
Revenue (ttm)1.01B +12.6%
Net Income318.18M +30.0%
EPS2.62 +28.4%
Shares Out 120.60M
PE Ratio13.06
Forward PE11.49
Dividend$1.00 (2.92%)
Ex-Dividend DateDec 15, 2025
Volume1,255,930
Open34.13
Previous Close34.01
Day's Range34.00 - 34.53
52-Week Range22.93 - 35.72
Beta0.84
AnalystsBuy
Price Target36.20 (+5.76%)
Earnings DateJan 14, 2026

About UCB

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estate, commercial, consumer, secured and unsecured, and mortgage loans to individuals, small and mid-sized businesses, and non-profit organizations. It als... [Read more]

Sector Financials
IPO Date Mar 18, 2002
Employees 3,058
Stock Exchange NYSE
Ticker Symbol UCB
Full Company Profile

Financial Performance

In 2025, United Community Banks's revenue was $1.01 billion, an increase of 12.56% compared to the previous year's $901.17 million. Earnings were $318.18 million, an increase of 30.07%.

Financial Statements

Analyst Summary

According to 6 analysts, the average rating for UCB stock is "Buy." The 12-month stock price target is $36.2, which is an increase of 5.76% from the latest price.

Price Target
$36.2
(5.76% upside)
Analyst Consensus: Buy
Stock Forecasts

News

United Community Banks Analysts Increase Their Forecasts Following Q4 Earnings

United Community Banks (NYSE: UCB) reported in-line earnings for the fourth quarter on Wednesday.

13 days ago - Benzinga

United Community Banks Is Inching Toward An Upgrade

United Community Banks, Inc. delivered solid Q4 2025 results, with revenue exceeding expectations and continued balance sheet and income statement growth. UCB benefits from a strong presence in high-g...

14 days ago - Seeking Alpha

United Community Banks: Set To Break Out

United Community Banks, Inc. delivered a solid Q4, modestly beating revenue expectations and demonstrating robust loan growth despite a slight dip in deposits. UCB's net interest margin expanded to 3....

14 days ago - Seeking Alpha

United Community Banks, Inc. (UCB) Q4 2025 Earnings Call Transcript

United Community Banks, Inc. (UCB) Q4 2025 Earnings Call Transcript

14 days ago - Seeking Alpha

United Community Banks, Inc. Reports Fourth Quarter Earnings

GREENVILLE, S.C., Jan. 14, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (United) today announced net income for the fourth quarter of 2025 of $86.5 million and pre-tax, pre-provis...

14 days ago - GlobeNewsWire

United Community Banks Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

United Community Banks, Inc. (NYSE: UCB) will release earnings results for the fourth quarter, before the opening bell on Wednesday, Jan. 14, 2025.

19 days ago - Benzinga

United Community Banks, Inc. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call

GREENVILLE, S.C., Dec. 22, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its fourth quarter 2025 financial results on Wednesday, January 14, 2026, before ...

5 weeks ago - GlobeNewsWire

United Community Banks, Inc. Announces Extension of Share Repurchase Program

GREENVILLE, S.C., Dec. 08, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”) today announced that the Company's Board of Directors approved a common stock repurchase pr...

7 weeks ago - GlobeNewsWire

United Community Banks, Inc. Announces Quarterly Cash Dividend On Common Stock

GREENVILLE, S.C., Nov. 13, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”, the “Company”), reported that its Board of Directors approved a quarterly cash dividend of $0.25...

2 months ago - GlobeNewsWire

United Community Climbs 32 Spots on American Banker's 2025 Best Banks to Work For List

GREENVILLE, S.C., Nov. 13, 2025 /PRNewswire/ -- United Community has climbed 32 spots—from No. 82 to No. 50—on American Banker's Best Banks to Work For List, marking its ninth consecutive year of reco...

2 months ago - PRNewsWire

United Community Banks, Inc. (UCB) Q3 2025 Earnings Call Transcript

United Community Banks, Inc. (NYSE:UCB) Q3 2025 Earnings Call October 22, 2025 9:00 AM EDT Company Participants Herbert Harton - Chairman & CEO Jefferson Harralson - Executive VP & CFO Richard Bradsh...

3 months ago - Seeking Alpha

United Community Banks, Inc. Reports Third Quarter Earnings

GREENVILLE, S.C., Oct. 22, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (United) today announced net income for the third quarter of 2025 of $91.5 million and pre-tax, pre-provisi...

3 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Date for Third Quarter 2025 Earnings Release and Conference Call

GREENVILLE, S.C., Sept. 26, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its third quarter 2025 financial results on Wednesday, October 22, 2025, before ...

4 months ago - GlobeNewsWire

8 Upcoming Dividend Increases

Dividend growth investing provides steady, increasing income and long-term capital appreciation, with a focus on companies consistently raising payouts. This week's highlighted stocks feature an avera...

4 months ago - Seeking Alpha

United Community Banks: Offering Growth At A Reasonable Price

United Community Banks sports an attractive funding profile and a footprint in high-growth southeastern markets, supporting its long-term growth prospects. The stock has trailed the space this year, w...

5 months ago - Seeking Alpha

United Community Banks, Inc. Announces Redemption of All Oustanding Shares of 6.875% Series I Non-Cumulative Perpetual Preferred Stock

GREENVILLE, S.C., Aug. 15, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”, the “Company”), is redeeming all outstanding shares of the Company's 6.875% Series I Non-Cumulat...

5 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Quarterly Cash Dividend on Common and Preferred Stock

GREENVILLE, S.C., Aug. 14, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”, the “Company”), reported that its Board of Directors approved a 4.2% quarterly cash dividend inc...

5 months ago - GlobeNewsWire

United Community Banks, Inc. (UCB) Q2 2025 Earnings Call Transcript

United Community Banks, Inc. (NYSE:UCB) Q2 2025 Earnings Conference Call July 23, 2025 9:00 AM ET Company Participants Herbert Harton - Investor Relations Jefferson Harralson - Executive VP & CFO Ric...

6 months ago - Seeking Alpha

United Community Banks, Inc. Reports Second Quarter Earnings

Margin Expansion, Stable Credit Quality, and Disciplined Expense Control Drive Results Margin Expansion, Stable Credit Quality, and Disciplined Expense Control Drive Results

6 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Date for Second Quarter 2025 Earnings Release and Conference Call

GREENVILLE, S.C., June 27, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its second quarter 2025 financial results on Wednesday, July 23, 2025, before the...

7 months ago - GlobeNewsWire

United Community Banks: Increase In Preferred Dividend Yield Warrants An Upgrade

Upgrading United Community Banks' preferred shares to Buy as higher yields now exceed industry averages, offering a compelling income opportunity. Lower interest rates have improved net interest incom...

7 months ago - Seeking Alpha

United Community Banks: High-Quality Deposits And Growth Potential Make It A Buy

UCB is a solid regional bank with strong deposit growth, low-cost funding, and a robust loan portfolio, positioning it well for future rate cuts. The bank's low loan-to-deposit ratio and high-quality,...

9 months ago - Seeking Alpha

United Community Banks, Inc. Announces Completion of Merger With ANB Holdings, Inc., The Parent of American National Bank

GREENVILLE, S.C., May 01, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) completed its merger with ANB Holdings, Inc. (“ANB”) effective May 1, 2025. In this transaction, ...

9 months ago - GlobeNewsWire

United Community Banks, Inc. (UCB) Q1 2025 Earnings Call Transcript

United Community Banks, Inc. (NYSE:UCB) Q1 2025 Earnings Conference Call April 22, 2025 9:00 AM ET Company Participants Lynn Harton - Chairman and CEO Jefferson Harralson - CFO Rob Edwards - CRO Rich...

10 months ago - Seeking Alpha

United Community Banks, Inc. Reports First Quarter Earnings

Growth, Margin Expansion, and Disciplined Expense Control Drive Results Growth, Margin Expansion, and Disciplined Expense Control Drive Results

10 months ago - GlobeNewsWire