United Fire Group, Inc. (UFCS)
NASDAQ: UFCS · Real-Time Price · USD
53.72
+0.52 (0.98%)
Aug 13, 2026, 4:00 PM EDT - Market closed
United Fire Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 1,367 | 1,293 | 1,177 | 1,035 | 951.54 | 962.82 |
Investment Income | 108.38 | 97.54 | 81.99 | 59.61 | 44.93 | 55.78 |
Net Gains on Investments | -2.75 | -3.82 | -5.43 | 1.27 | -15.89 | 47.38 |
Total Other Revenues | - | - | - | - | -0.3 | 0.21 |
| 1,473 | 1,386 | 1,253 | 1,095 | 980.29 | 1,066 | |
Revenue Growth | 11.36% | 10.62% | 14.41% | 11.75% | -8.06% | -0.23% |
Insurance Benefits & Claims | 801.37 | 764.4 | 744.61 | 769.41 | 637.3 | 652.16 |
Policy Amortization Costs | 329.64 | 315.32 | 281.34 | 244.99 | 213.08 | 203.43 |
Other Operating Expenses | 152.48 | 147.48 | 143.05 | 117.52 | 114.65 | 110.57 |
Operating Income | 189.51 | 159.2 | 84.32 | -36.46 | 15.27 | 100.03 |
Interest Expense | -12.67 | -11.27 | -7.28 | -3.26 | -3.19 | -3.19 |
Total Non-Operating Income (Expense) | -12.67 | -11.27 | -7.28 | -3.26 | -3.19 | -3.19 |
Pretax Income | 176.84 | 147.94 | 77.03 | -39.72 | 12.08 | 96.84 |
Provision for Income Taxes | 35.88 | 29.75 | 15.08 | -10.02 | -2.95 | 16.25 |
Net Income | 140.96 | 118.19 | 61.96 | -29.7 | 15.03 | 80.59 |
Net Income to Common | 140.96 | 118.19 | 61.96 | -29.7 | 15.03 | 80.59 |
Net Income Growth | 53.49% | 90.76% | - | - | -81.35% | - |
Shares Outstanding (Basic) | 26 | 25 | 25 | 25 | 25 | 25 |
Shares Outstanding (Diluted) | 26 | 26 | 26 | 25 | 25 | 26 |
Shares Change | 0.27% | 1.68% | 2.65% | -0.27% | -0.79% | 1.97% |
EPS (Basic) | 5.47 | 4.64 | 2.45 | -1.18 | 0.60 | 3.21 |
EPS (Diluted) | 5.38 | 4.48 | 2.39 | -1.18 | 0.59 | 3.16 |
EPS Growth | 53.28% | 87.45% | - | - | -81.33% | - |
Free Cash Flow | 268.44 | 263.3 | 328.43 | 160.85 | -3.39 | 15.94 |
Free Cash Flow Growth | -7.94% | -19.83% | 104.19% | - | - | -29.38% |
Free Cash Flow Per Share | 10.24 | 9.99 | 12.67 | 6.37 | -0.13 | 0.62 |
Dividends Per Share | 0.720 | 0.640 | 0.640 | 0.640 | 0.630 | 0.600 |
Dividend Growth | 12.50% | 0% | 0% | 1.59% | 5.00% | -47.37% |
Operating Margin | 12.87% | 11.48% | 6.73% | -3.33% | 1.56% | 9.38% |
Profit Margin | 9.57% | 8.52% | 4.94% | -2.71% | 1.53% | 7.56% |
FCF Margin | 18.22% | 18.99% | 26.21% | 14.68% | -0.35% | 1.50% |
EBITDA | 200.88 | 169.97 | 95.22 | -25.95 | 22.94 | 106.6 |
EBITDA Margin | 13.64% | 12.26% | 7.60% | -2.37% | 2.34% | 10.00% |
EBIT | 189.51 | 159.2 | 84.32 | -36.46 | 15.27 | 100.03 |
EBIT Margin | 12.87% | 11.48% | 6.73% | -3.33% | 1.56% | 9.38% |
Effective Tax Rate | 20.29% | 20.11% | 19.57% | 25.23% | -24.46% | 16.78% |