United Fire Group, Inc. (UFCS)
NASDAQ: UFCS · Real-Time Price · USD
56.65
-0.43 (-0.75%)
Nov 3, 2026, 4:00 PM EST - Market closed
United Fire Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,401 | 1,293 | 1,177 | 1,035 | 951.54 | 962.82 |
Total Interest & Dividend Income | 113.16 | 99.02 | 80.54 | 62.47 | 52.86 | 46.08 |
Gain (Loss) on Sale of Investments | -3.8 | -5.3 | -3.98 | -1.59 | -23.82 | 57.08 |
Other Revenue | 0.61 | - | - | - | -0.3 | 0.21 |
| 1,511 | 1,386 | 1,253 | 1,095 | 980.29 | 1,066 | |
Revenue Growth | 11.58% | 10.62% | 14.41% | 11.75% | -8.06% | -0.23% |
Policy Benefits | 829.56 | 764.4 | 744.61 | 769.41 | 637.3 | 652.16 |
Policy Acquisition & Underwriting Costs | 495.34 | 462.81 | 424.39 | 362.51 | 327.72 | 313.54 |
Other Operating Expenses | - | - | - | - | - | 0.47 |
Total Operating Expenses | 1,325 | 1,227 | 1,169 | 1,132 | 965.02 | 966.16 |
Operating Income | 185.71 | 159.2 | 84.32 | -36.46 | 15.27 | 100.03 |
Interest Expense | -12.74 | -11.27 | -7.28 | -3.26 | -3.19 | -3.19 |
EBT Excluding Unusual Items | 172.97 | 147.94 | 77.03 | -39.72 | 12.08 | 96.84 |
Pretax Income | 172.97 | 147.94 | 77.03 | -39.72 | 12.08 | 96.84 |
Income Tax Expense | 36.12 | 29.75 | 15.08 | -10.02 | -2.95 | 16.25 |
Earnings From Continuing Ops. | 136.86 | 118.19 | 61.96 | -29.7 | 15.03 | 80.59 |
Net Income | 136.86 | 118.19 | 61.96 | -29.7 | 15.03 | 80.59 |
Net Income to Common | 136.86 | 118.19 | 61.96 | -29.7 | 15.03 | 80.59 |
Net Income Growth | 22.98% | 90.76% | - | - | -81.35% | - |
Shares Outstanding (Basic) | 26 | 25 | 25 | 25 | 25 | 25 |
Shares Outstanding (Diluted) | 26 | 26 | 26 | 25 | 25 | 26 |
Shares Change | -2.03% | 1.68% | 2.65% | -0.27% | -0.79% | 1.97% |
EPS (Basic) | 5.32 | 4.64 | 2.45 | -1.18 | 0.60 | 3.21 |
EPS (Diluted) | 5.32 | 4.48 | 2.39 | -1.18 | 0.59 | 3.16 |
EPS Growth | 25.59% | 87.45% | - | - | -81.33% | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 263.3 | 328.43 | 160.85 | -3.39 | 15.94 |
Free Cash Flow Per Share | - | 9.99 | 12.67 | 6.37 | -0.13 | 0.63 |
Dividend Per Share | 0.160 | 0.640 | 0.640 | 0.640 | 0.630 | 0.600 |
Dividend Growth | -75.00% | 0% | 0% | 1.59% | 5.00% | -47.37% |
Operating Margin | 12.29% | 11.48% | 6.73% | -3.33% | 1.56% | 9.38% |
Profit Margin | 9.06% | 8.53% | 4.94% | -2.71% | 1.53% | 7.56% |
Free Cash Flow Margin | - | 18.99% | 26.21% | 14.68% | -0.35% | 1.49% |
EBITDA | 196.69 | 169.97 | 95.22 | -25.95 | 22.94 | 106.6 |
EBITDA Margin | 13.02% | 12.26% | 7.60% | -2.37% | 2.34% | 10.00% |
D&A For EBITDA | 10.98 | 10.77 | 10.9 | 10.51 | 7.67 | 6.57 |
EBIT | 185.71 | 159.2 | 84.32 | -36.46 | 15.27 | 100.03 |
EBIT Margin | 12.29% | 11.48% | 6.73% | -3.33% | 1.56% | 9.38% |
Effective Tax Rate | 20.88% | 20.11% | 19.57% | - | - | 16.78% |
Revenue as Reported | 1,386 | 1,386 | 1,253 | 1,095 | 980.29 | 1,066 |