American Coastal Insurance Corporation (ACIC)

ACIC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	330.59	335.44	296.66	264.4	221.67	228.69
Revenue Growth	3.29%	13.07%	12.20%	19.28%	-3.07%	-72.99%
Operating Income Operating Income Growth	143.01	146.59	111.59	104.73	0.82	-1.24
Net Income Net Income Growth	100.2	106.84	75.72	309.91	-469.86	-57.92
Earnings Per Share EPS Growth	2.02	2.15	1.54	6.98	-10.91	-1.35
EPS Growth	23.80%	39.86%	-77.98%	-	-	-

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	218.94	198.76	137.04	138.93	70.9	212.02
Total Debt Total Debt Growth	152.54	152.49	152.34	149.43	150.05	158.51
Net Cash (Debt) Net Cash Growth	66.4	46.27	-15.31	-10.5	-79.14	53.51
Net Cash Growth	-59.28%	-	-	-	-	-32.32%
Net Cash Per Share Net Cash Per Share Growth	1.33	0.93	-0.31	-0.24	-1.84	1.25

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-30.61	71.03	243.51	-136	-173.11	-295.39
Capital Expenditures CapEx Growth	-0.43	-0.16	-0.02	-0.2	-3.05	-5.27
Free Cash Flow Free Cash Flow Growth	-31.04	70.87	243.49	-136.2	-176.16	-300.66
Free Cash Flow Growth	-	-70.89%	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	43.26%	43.70%	37.62%	39.61%	0.37%	-0.54%
Pretax Margin	40.27%	42.55%	34.27%	36.34%	0.76%	-4.56%
Profit Margin	30.31%	31.85%	25.52%	117.21%	-211.96%	-25.33%
FCF Margin	-9.39%	21.13%	82.08%	-51.51%	-79.47%	-131.47%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 21, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.750	-	-	-	0.060	0.240
Dividend Per Share Growth	50.00%	-	-	-	-75.00%	0%
Dividend Yield	8.18%	-	-	-	6.25%	6.22%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 21, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	4.54	5.70	8.46	1.33	-	-
Forward PE	9.60	9.50	11.12	5.02	5.02	11.18
P/FCF Ratio	-	8.59	2.63	-	-	-
PS Ratio	1.31	1.81	2.16	1.56	0.20	0.81

Data Source: S&P Global Market Intelligence Last updated: May 8, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 19, 2026

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