Union Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	81.77	86.04	76.73	75.69	78.85	71.42
Net Interest Income Growth	-2.30%	12.14%	1.38%	-4.01%	10.41%	12.99%
Non-Interest Income	9.09	11.46	9.72	9.9	9.45	12.96
Non-Interest Income Growth	-16.51%	17.89%	-1.83%	4.77%	-27.08%	-19.00%
Revenues Before Loan Losses	90.85	97.5	86.45	85.59	88.3	84.38
Provision for Credit Losses	0.17	0.77	0.93	-0.5	-	-
Revenue	90.69	96.73	85.52	86.09	88.3	84.38
Revenue Growth (YoY)	-2.85%	13.10%	-0.66%	-2.50%	4.65%	9.57%
Compensation Expenses	25.36	23.93	21.39	19.61	19.11	19.04
Selling, General & Admin	6.81	6.72	6.19	5.76	5.61	5.34
Other Non-Interest Expenses	11.47	11.05	10.45	10	8.91	8.48
Total Non-Interest Expense	43.63	41.7	38.03	35.37	33.63	32.86
Pretax Income	13.42	12.01	9.13	12.88	15.25	15.82
Provision for Income Taxes	1.31	0.93	0.37	1.62	2.63	2.65
Net Income	12.11	11.08	8.76	11.26	12.62	13.17
Net Income to Common	12.11	11.08	8.76	11.26	12.62	13.17
Net Income Growth	31.35%	26.47%	-22.17%	-10.76%	-4.21%	2.85%
Shares Outstanding (Basic)	5	5	5	5	4	4
Shares Outstanding (Diluted)	5	5	5	5	5	5
Shares Change (YoY)	1.58%	0.83%	0.37%	0.51%	0.12%	0.35%
EPS (Basic)	2.61	2.43	1.94	2.50	2.81	2.94
EPS (Diluted)	2.61	2.41	1.92	2.48	2.79	2.92
EPS Growth	28.57%	25.52%	-22.58%	-11.11%	-4.45%	2.46%
Free Cash Flow	-	15.97	11.08	7.25	28.37	25.68
Free Cash Flow Growth	-	44.15%	52.93%	-74.46%	10.46%	-
Free Cash Flow Per Share	-	3.48	2.43	1.60	6.28	5.70
Dividends Per Share	1.440	1.440	1.440	1.440	1.400	1.320
Dividend Growth	0%	0%	0%	2.86%	6.06%	3.13%
Profit Margin	13.36%	11.45%	10.24%	13.08%	14.29%	15.61%
FCF Margin	-	16.51%	12.96%	8.42%	32.12%	30.44%
Effective Tax Rate	9.73%	7.73%	4.04%	12.58%	17.26%	16.73%

SEC Filings: 10-K · 10-Q