Unity Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	173.18	164.21	145.53	133.06	94.8	83.06
Interest Income on Investments	8.86	9.42	10.2	10.44	5.94	1.72
Total Interest Income	182.04	173.63	155.74	143.49	100.74	84.78
Interest Paid on Deposits	54.35	52.36	51.51	33.89	7.25	6.59
Interest Paid on Borrowings	3.91	4.24	5.62	14.61	3.38	1.15
Total Interest Expense	58.26	56.6	57.13	48.5	10.63	7.74
Net Interest Income	123.78	117.03	98.61	95	90.11	77.04
Net Interest Income Growth	15.52%	18.68%	3.80%	5.43%	16.96%	19.56%
Gain (Loss) on Sale of Investments	1.32	5.6	0.59	0.01	-1.31	0.61
Other Non-Interest Income	7.47	6.95	5.74	5.29	7.01	6.14
Total Non-Interest Income	11.66	14.78	8.47	8.14	8.05	12.05
Non-Interest Income Growth	-7.71%	74.51%	4.02%	1.21%	-33.26%	-6.89%
Revenues Before Loan Losses	135.44	131.81	107.08	103.14	98.15	89.09
Provision for Loan Losses	5.02	3.94	3.95	3.17	4.27	0.18
Revenue	130.43	127.87	103.13	99.97	93.88	88.91
Revenue Growth	12.18%	23.99%	3.16%	6.49%	5.59%	26.33%
Salaries and Employee Benefits	31.03	29.85	27.93	27.3	25.27	23.15
Federal Deposit Insurance	1.22	1.17	1.1	1.72	1.02	0.84
Selling, General & Administrative	18.45	17.89	15.87	14.46	13.51	13.4
Other Non-Interest Expense	4.04	3.44	3.85	3.5	2.65	3.25
Total Non-Interest Expense	54.73	52.36	48.74	46.98	42.46	40.78
EBT Excluding Unusual Items	75.7	75.51	54.39	53	51.42	48.13
Pretax Income	75.7	75.51	54.39	53	51.42	48.13
Income Tax Expense	17.08	17.56	12.94	13.29	12.96	12.01
Net Income	58.62	57.95	41.45	39.71	38.46	36.12
Net Income to Common	58.62	57.95	41.45	39.71	38.46	36.12
Net Income Growth	16.09%	39.81%	4.39%	3.25%	6.47%	52.76%
Basic Shares Outstanding	10	10	10	10	11	10
Diluted Shares Outstanding	10	10	10	10	11	11
Shares Change	0.03%	0.21%	-1.32%	-3.43%	1.51%	-2.48%
EPS (Basic)	5.85	5.78	4.13	3.89	3.66	3.47
EPS (Diluted)	5.75	5.67	4.06	3.84	3.59	3.43
EPS Growth	16.37%	39.66%	5.73%	6.96%	4.67%	56.62%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.620	0.580	0.520	0.480	0.430	0.360
Dividend Growth	14.82%	11.54%	8.33%	11.63%	19.44%	12.50%
Effective Tax Rate	22.56%	23.26%	23.79%	25.07%	25.21%	24.95%

SEC Filings: 10-K · 10-Q