Unity Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	178.98	164.21	145.53	133.06	94.8	83.06
Interest Income on Investments	8.69	9.42	10.2	10.44	5.94	1.72
Total Interest Income	187.67	173.63	155.74	143.49	100.74	84.78
Interest Paid on Deposits	55.79	52.36	51.51	33.89	7.25	6.59
Interest Paid on Borrowings	3.67	4.24	5.62	14.61	3.38	1.15
Total Interest Expense	59.46	56.6	57.13	48.5	10.63	7.74
Net Interest Income	128.22	117.03	98.61	95	90.11	77.04
Net Interest Income Growth	14.32%	18.68%	3.80%	5.43%	16.96%	19.56%
Gain (Loss) on Sale of Investments	0.6	5.6	0.59	0.01	-1.31	0.61
Other Non-Interest Income	7.72	6.95	5.74	5.29	7.01	6.14
Total Non-Interest Income	11.05	14.78	8.47	8.14	8.05	12.05
Non-Interest Income Growth	-13.65%	74.51%	4.02%	1.21%	-33.26%	-6.89%
Revenues Before Loan Losses	139.27	131.81	107.08	103.14	98.15	89.09
Provision for Loan Losses	5.52	3.94	3.95	3.17	4.27	0.18
Revenue	133.75	127.87	103.13	99.97	93.88	88.91
Revenue Growth	9.66%	23.99%	3.16%	6.49%	5.59%	26.33%
Salaries and Employee Benefits	32.14	29.85	27.93	27.3	25.27	23.15
Federal Deposit Insurance	1.23	1.17	1.1	1.72	1.02	0.84
Selling, General & Administrative	18.82	17.89	15.87	14.46	13.51	13.4
Other Non-Interest Expense	4.73	3.44	3.85	3.5	2.65	3.25
Total Non-Interest Expense	56.92	52.36	48.74	46.98	42.46	40.78
EBT Excluding Unusual Items	76.83	75.51	54.39	53	51.42	48.13
Pretax Income	76.83	75.51	54.39	53	51.42	48.13
Income Tax Expense	15.23	17.56	12.94	13.29	12.96	12.01
Net Income	61.6	57.95	41.45	39.71	38.46	36.12
Net Income to Common	61.6	57.95	41.45	39.71	38.46	36.12
Net Income Growth	14.12%	39.81%	4.39%	3.25%	6.47%	52.76%
Basic Shares Outstanding	10	10	10	10	11	10
Diluted Shares Outstanding	10	10	10	10	11	11
Shares Change	-0.17%	0.21%	-1.32%	-3.43%	1.51%	-2.48%
EPS (Basic)	6.14	5.78	4.13	3.89	3.66	3.47
EPS (Diluted)	6.04	5.67	4.06	3.84	3.59	3.43
EPS Growth	14.63%	39.66%	5.73%	6.96%	4.67%	56.62%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.640	0.580	0.520	0.480	0.430	0.360
Dividend Growth	14.29%	11.54%	8.33%	11.63%	19.44%	12.50%
Effective Tax Rate	19.82%	23.26%	23.79%	25.07%	25.21%	24.95%

SEC Filings: 10-K · 10-Q