Interest Income on Loans | 115.24 | 87.88 | 60.83 | 48.73 | 47.08 | |
Interest Income on Investments | 16 | 13.13 | 10.28 | 7.99 | 5.56 | |
Total Interest Income | 131.23 | 101.02 | 71.1 | 56.72 | 52.63 | |
Interest Paid on Deposits | 54.96 | 39.06 | 6.77 | 3.67 | 7.96 | |
Interest Paid on Borrowings | 6.34 | 3.39 | 0.67 | 0.55 | 1.07 | |
Total Interest Expense | 61.3 | 42.45 | 7.44 | 4.23 | 9.04 | |
Net Interest Income | 69.94 | 58.57 | 63.66 | 52.5 | 43.6 | |
Net Interest Income Growth (YoY) | 19.41% | -8.00% | 21.27% | 20.41% | 12.69% | |
Gain (Loss) on Sale of Assets | - | - | - | 0.98 | - | |
Gain (Loss) on Sale of Investments | 0.01 | -1.86 | -2.53 | 0.21 | 0.43 | |
Other Non-Interest Income | 11.98 | 8.46 | 6.87 | 7.88 | 4.82 | |
Total Non-Interest Income | 12.74 | 7.4 | 5.23 | 10.7 | 6.1 | |
Non-Interest Income Growth (YoY) | 72.09% | 41.60% | -51.13% | 75.46% | 0.61% | |
Revenues Before Loan Losses | 82.68 | 65.97 | 68.89 | 63.19 | 49.69 | |
Provision for Loan Losses | 3.16 | 2.37 | 2.5 | -0.16 | 3.25 | |
Revenue | 79.52 | 63.6 | 66.39 | 63.35 | 46.44 | |
Revenue Growth (YoY) | 25.02% | -4.20% | 4.80% | 36.41% | 3.79% | |
Salaries and Employee Benefits | 26.66 | 23.42 | 23.42 | 21.15 | 19.02 | |
Federal Deposit Insurance | 1.77 | 1.45 | 0.93 | 0.78 | 0.69 | |
Selling, General & Administrative | 8.96 | 8.14 | 8.39 | 7.97 | 6.89 | |
Other Non-Interest Expense | 9.66 | 8.8 | 6.57 | 5.77 | 6.44 | |
Total Non-Interest Expense | 47.04 | 41.81 | 39.31 | 35.68 | 33.04 | |
EBT Excluding Unusual Items | 32.48 | 21.8 | 27.09 | 27.68 | 13.41 | |
Pretax Income | 32.48 | 21.8 | 27.09 | 27.68 | 13.41 | |
Income Tax Expense | 7.8 | 5.25 | 6.94 | 6.6 | 2.59 | |
Net Income | 24.67 | 16.55 | 20.14 | 21.08 | 10.82 | |
Preferred Dividends & Other Adjustments | - | - | - | 91.66 | 3.13 | |
Net Income to Common | 24.67 | 16.55 | 20.14 | -70.59 | 7.69 | |
Net Income Growth | 49.13% | -17.85% | -4.44% | 94.80% | 4.13% | |
Basic Shares Outstanding | 20 | 20 | 20 | 11 | 10 | |
Diluted Shares Outstanding | 20 | 20 | 20 | 11 | 10 | |
Shares Change (YoY) | 0.73% | -2.43% | 92.02% | 4.74% | - | |
EPS (Basic) | 1.25 | 0.84 | 1.01 | -6.72 | 0.77 | |
EPS (Diluted) | 1.24 | 0.84 | 1.00 | -6.72 | 0.77 | |
EPS Growth | 47.62% | -16.00% | - | - | - | |
Dividend Per Share | 0.200 | - | - | - | - | |
Effective Tax Rate | 24.03% | 24.09% | 25.64% | 23.85% | 19.30% | |