USCB Financial Holdings, Inc. (USCB)

USCB Financial Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	118.15	38.48	77.04	41.06	54.17	46.23
Securities and Investments	468.99	461.43	424.92	404.3	418.84	524.2
Other Earning Assets	-	68.75	62.85	61.93	45.66	43.82
Gross Loans	2,322	-	-	-	-	-
Allowance for Loan Losses	-26.7	-	-	-	-	-
Net Loans	2,296	2,164	1,949	1,760	1,490	1,175
Net Property, Plant & Equipment	-	9.77	13.01	16.26	19.66	19.46
Accrued Interest and Accounts Receivable	-	11.66	10.95	10.69	7.55	5.98
Other Non-Earning Assets	-	37.7	43.68	45.1	50.11	39.23
Total Assets	3,020	2,792	2,581	2,339	2,086	1,854

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest-bearing deposits	1,834	1,761	1,599	1,384	1,200	984.95
Noninterest-bearing deposits	618.06	583.86	575.16	552.76	629.78	605.43
Total Deposits	2,452	2,345	2,174	1,937	1,829	1,590
Short-Term Interbank Borrowing and Repurchase Agreements	240.9	158.25	163	183	46	36
Accrued Expenses	-	26.21	20.37	15.56	13.73	9.48
Long-Term Debt	39.38	39.3	-	-	-	-
Other Liabilities	-	5.52	8.45	11.42	14.4	14.19
Total Liabilities	2,786	2,574	2,366	2,147	1,903	1,650

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	-	18.14	19.93	19.58	20	19.99
Additional Paid-in Capital	-	278.85	307.81	305.21	311.28	310.67
Accumulated Other Comprehensive Income	-	-30.27	-44.53	-44.27	-44.75	-2.52
Retained Earnings	-	-49.54	-67.81	-88.55	-104.1	-124.25
Shareholders' Equity	233.24	217.18	215.39	191.97	182.43	203.9
Total Liabilities & Equity	3,020	2,792	2,581	2,339	2,086	1,854

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	39.38	39.3	0	0	0	0
Net Cash (Debt)	-39.38	-39.3	-0	-0	-0	-0
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.10	-2.00	-	-	-	-
Book Value	233.24	217.18	215.39	191.97	182.43	203.9
Book Value Per Share	12.43	11.05	10.86	9.75	9.06	10.20
Tangible Book Value	233.24	217.18	215.39	191.97	182.43	203.9
Tangible Book Value Per Share	12.43	11.05	10.86	9.75	9.06	10.20

SEC Filings: 10-K · 10-Q

Data Source: Fiscal.ai Last updated: Jul 23, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 29, 2026

Data Sources Report a data error