Skip to main content
logo
USCB Financial Holdings, Inc. (USCB)
NASDAQ: USCB · Real-Time Price · USD
19.92
-0.12 (-0.60%)
Oct 28, 2026, 4:00 PM EDT - Market closed

USCB Financial Holdings Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
26.124.6716.5520.1421.08
Depreciation & Amortization
0.620.590.590.691.03
Other Amortization
1.020.66-0.18--
Gain (Loss) on Sale of Assets
-----0.98
Gain (Loss) on Sale of Investments
5.99-0.541.092.960.38
Provision for Credit Losses
2.33.162.372.5-0.16
Net Decrease (Increase) in Loans Originated / Sold - Operating
10.75---
Accrued Interest Receivable
-0.72-0.26-3.14-1.57-0.43
Change in Other Net Operating Assets
-5.93-6.220.26-3.45-2.27
Other Operating Activities
4.86.033.094.392.09
Operating Cash Flow
42.8134.8422.5529.5422.05
Operating Cash Flow Growth
22.87%54.52%-23.67%33.95%68.30%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.3-0.31-0.16-0.67-0.63
Sale of Property, Plant and Equipment
----1.65
Investment in Securities
-23.05-20.4113.7545.79-199.93
Net Decrease (Increase) in Loans Originated / Sold - Investing
-218.12-192.65-272.48-314.93-146.07
Other Investing Activities
-3.940.77-14.11-0.78-14.39
Investing Cash Flow
-245.41-212.61-273-270.6-359.36

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
376.05227529.35126-
Long-Term Debt Repaid
-341.5-247-392.35-116-
Net Debt Issued (Repaid)
34.55-2013710-
Issuance of Common Stock
0.81.320.080.139.83
Repurchase of Common Stock
-34.55-0.5-7.58--
Preferred Share Repurchases
-----18.92
Common Dividends Paid
-7.83-3.94---
Preferred Dividends Paid
-----2.08
Total Dividends Paid
-7.83-3.94---2.08
Net Increase (Decrease) in Deposit Accounts
171.08236.87107.86238.9316.98
Financing Cash Flow
164.05213.74237.35249335.81

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-38.5635.97-13.117.94-1.51

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
42.534.5222.3828.8621.42
Free Cash Flow Growth
23.11%54.24%-22.45%34.77%67.92%
Free Cash Flow Margin
48.34%43.41%35.19%43.47%33.81%
Free Cash Flow Per Share
2.161.741.141.432.04

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
6060.5441.317.314.29
SEC Filings: 10-K · 10-Q