USCB Financial Holdings, Inc. (USCB)
NASDAQ: USCB · Real-Time Price · USD
22.27
-0.15 (-0.67%)
Aug 26, 2026, 4:00 PM EDT - Market closed
USCB Financial Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 28.73 | 26.1 | 24.67 | 16.55 | 20.14 | 21.08 |
Depreciation & Amortization | 0.67 | 0.62 | 0.59 | 0.59 | 0.69 | 1.03 |
Other Amortization | 1.13 | 1.02 | 0.66 | -0.18 | - | - |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -0.98 |
Gain (Loss) on Sale of Investments | 5.92 | 5.99 | -0.54 | 1.09 | 2.96 | 0.38 |
Provision for Credit Losses | 2.65 | 2.3 | 3.16 | 2.37 | 2.5 | -0.16 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.43 | 1 | 0.75 | - | - | - |
Accrued Interest Receivable | -0.39 | -0.72 | -0.26 | -3.14 | -1.57 | -0.43 |
Change in Other Net Operating Assets | 3.73 | -5.93 | -6.22 | 0.26 | -3.45 | -2.27 |
Other Operating Activities | 0.89 | 4.8 | 6.03 | 3.09 | 4.39 | 2.09 |
Operating Cash Flow | 50.06 | 42.81 | 34.84 | 22.55 | 29.54 | 22.05 |
Operating Cash Flow Growth | 21.81% | 22.87% | 54.52% | -23.67% | 33.95% | 68.30% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.97 | -0.3 | -0.31 | -0.16 | -0.67 | -0.63 |
Sale of Property, Plant and Equipment | - | - | - | - | - | 1.65 |
Investment in Securities | -17 | -23.05 | -20.41 | 13.75 | 45.79 | -199.93 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -210.39 | -218.12 | -192.65 | -272.48 | -314.93 | -146.07 |
Other Investing Activities | -6.46 | -3.94 | 0.77 | -14.11 | -0.78 | -14.39 |
Investing Cash Flow | -234.82 | -245.41 | -212.61 | -273 | -270.6 | -359.36 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 376.05 | 227 | 529.35 | 126 | - |
Long-Term Debt Repaid | - | -341.5 | -247 | -392.35 | -116 | - |
Net Debt Issued (Repaid) | 172.2 | 34.55 | -20 | 137 | 10 | - |
Issuance of Common Stock | 3.06 | 0.8 | 1.32 | 0.08 | 0.1 | 39.83 |
Repurchase of Common Stock | -35.38 | -34.55 | -0.5 | -7.58 | - | - |
Preferred Share Repurchases | - | - | - | - | - | -18.92 |
Common Dividends Paid | -8.4 | -7.83 | -3.94 | - | - | - |
Preferred Dividends Paid | - | - | - | - | - | -2.08 |
Total Dividends Paid | -8.4 | -7.83 | -3.94 | - | - | -2.08 |
Net Increase (Decrease) in Deposit Accounts | 116.61 | 171.08 | 236.87 | 107.86 | 238.9 | 316.98 |
Financing Cash Flow | 248.09 | 164.05 | 213.74 | 237.35 | 249 | 335.81 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 63.34 | -38.56 | 35.97 | -13.11 | 7.94 | -1.51 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 49.09 | 42.5 | 34.52 | 22.38 | 28.86 | 21.42 |
Free Cash Flow Growth | 20.12% | 23.11% | 54.24% | -22.45% | 34.77% | 67.92% |
Free Cash Flow Margin | 51.96% | 48.34% | 43.41% | 35.19% | 43.47% | 33.81% |
Free Cash Flow Per Share | 2.62 | 2.16 | 1.74 | 1.14 | 1.43 | 2.04 |