USCB Financial Holdings, Inc. (USCB)

USCB Financial Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	56.81	77.04	41.06	54.17	46.23	47.73
Investment Securities	103.23	107.4	106.79	111.61	123.57	100.04
Trading Asset Securities	10.09	7.19	4.89	5.01	1.43	0.5
Mortgage-Backed Securities	377.31	317.52	297.52	307.23	400.63	234.28
Total Investments	490.63	432.11	409.2	423.85	525.63	334.82
Gross Loans	2,131	1,973	1,781	1,507	1,192	1,041
Allowance for Loan Losses	-24.96	-24.07	-21.08	-17.49	-15.06	-15.09
Other Adjustments to Gross Loans	-	-	-	-	-1.58	-2.51
Net Loans	2,106	1,949	1,760	1,490	1,175	1,023
Property, Plant & Equipment	10.6	13.01	16.26	19.66	19.46	20.86
Accrued Interest Receivable	12.13	10.95	10.69	7.55	5.98	5.55
Long-Term Deferred Tax Assets	19.46	29.65	37.28	42.36	34.93	39.16
Other Long-Term Assets	69.99	60.31	54.71	45.52	44.59	27.49
Total Assets	2,768	2,581	2,339	2,086	1,854	1,502
Interest Bearing Deposits	1,871	1,505	1,267	1,118	865.55	726.8
Institutional Deposits	-	94	117.2	82	119.4	104.14
Non-Interest Bearing Deposits	584.24	575.16	552.76	629.78	605.43	442.47
Total Deposits	2,456	2,174	1,937	1,829	1,590	1,273
Short-Term Borrowings	10.08	6.87	7.99	5.01	1.43	0.5
Current Portion of Long-Term Debt	-	61	106	25	-	-
Current Portion of Leases	-	3.31	-	-	-	-
Accrued Interest Payable	36.62	2.13	1.37	0.23	0.1	0.16
Federal Home Loan Bank Debt, Long-Term	11	102	77	21	36	36
Long-Term Leases	6.28	5.14	11.42	14.4	14.19	14.51
Other Long-Term Liabilities	-	11.38	6.2	8.49	7.95	6.17
Total Liabilities	2,559	2,366	2,147	1,903	1,650	1,331
Preferred Stock, Redeemable	-	-	-	-	-	32.08
Common Stock	18.11	19.93	19.58	20	19.99	10.01
Additional Paid-In Capital	277.89	307.81	305.21	311.28	310.67	177.76
Retained Earnings	-49.09	-67.81	-88.55	-104.1	-124.25	-53.62
Comprehensive Income & Other	-37.81	-44.53	-44.27	-44.75	-2.52	4.78
Total Common Equity	209.1	215.39	191.97	182.43	203.9	138.92
Shareholders' Equity	209.1	215.39	191.97	182.43	203.9	171
Total Liabilities & Equity	2,768	2,581	2,339	2,086	1,854	1,502
Total Debt	66.62	178.32	202.41	65.41	51.62	51.01
Net Cash (Debt)	0.28	-94.1	-156.46	-6.23	-3.96	-2.78
Net Cash Per Share	0.01	-4.74	-7.95	-0.31	-0.38	-0.28
Filing Date Shares Outstanding	18.11	20.05	19.65	20	19.99	10.01
Total Common Shares Outstanding	18.11	19.92	19.58	20	19.99	10.01
Book Value Per Share	11.55	10.81	9.81	9.12	10.20	13.88
Tangible Book Value	209.1	215.39	191.97	182.43	203.9	138.92
Tangible Book Value Per Share	11.55	10.81	9.81	9.12	10.20	13.88

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q