USCB Financial Holdings, Inc. (USCB)

USCB Financial Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	29.65	24.67	16.55	20.14	21.08	10.82
Depreciation & Amortization	0.6	0.59	0.59	0.69	1.03	1.27
Gain (Loss) on Sale of Assets	-	-	-	-	-0.98	-
Gain (Loss) on Sale of Investments	-1.02	-0.54	1.09	2.96	0.38	-0.08
Provision for Credit Losses	3.67	3.16	2.37	2.5	-0.16	3.25
Accrued Interest Receivable	0.25	-0.26	-3.14	-1.57	-0.43	-2
Change in Other Net Operating Assets	-11.61	-6.22	0.26	-3.45	-2.27	0.47
Other Operating Activities	8.21	6.69	2.91	4.39	2.09	-0.79
Operating Cash Flow	40.35	34.09	22.55	29.54	22.05	13.1
Operating Cash Flow Growth	40.27%	51.20%	-23.67%	33.95%	68.30%	-8.60%
Capital Expenditures	-0.23	-0.31	-0.16	-0.67	-0.63	-0.35
Sale of Property, Plant and Equipment	-	-	-	-	1.65	-
Investment in Securities	-32.37	-20.41	13.75	45.79	-199.93	-148.24
Net Decrease (Increase) in Loans Originated / Sold - Investing	-244.85	-191.91	-272.48	-314.93	-146.07	-33.23
Other Investing Activities	-5.4	0.77	-14.11	-0.78	-14.39	3.05
Investing Cash Flow	-282.86	-211.86	-273	-270.6	-359.36	-178.78
Long-Term Debt Issued	-	227	529.35	126	-	79
Long-Term Debt Repaid	-	-247	-392.35	-116	-	-154
Net Debt Issued (Repaid)	-54	-20	137	10	-	-75
Issuance of Common Stock	1.31	1.32	0.08	0.1	39.83	0.02
Repurchase of Common Stock	-0.3	-0.5	-7.58	-	-	-
Preferred Share Repurchases	-	-	-	-	-18.92	-
Common Dividends Paid	-5.92	-3.94	-	-	-	-
Preferred Dividends Paid	-	-	-	-	-2.08	-3.13
Total Dividends Paid	-5.92	-3.94	-	-	-2.08	-3.13
Net Increase (Decrease) in Deposit Accounts	278.96	236.87	107.86	238.9	316.98	255.78
Financing Cash Flow	220.06	213.74	237.35	249	335.81	177.67
Net Cash Flow	-22.44	35.97	-13.11	7.94	-1.51	11.99
Free Cash Flow	40.12	33.78	22.38	28.86	21.42	12.76
Free Cash Flow Growth	40.84%	50.90%	-22.45%	34.77%	67.92%	-5.27%
Free Cash Flow Margin	45.54%	42.48%	35.19%	43.47%	33.81%	27.46%
Free Cash Flow Per Share	1.99	1.70	1.14	1.43	2.04	1.27
Cash Interest Paid	61.17	60.54	41.31	7.31	4.29	8.84

Updated May 9, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q