USCB Financial Holdings Statistics
Total Valuation
USCB has a market cap or net worth of $339.47 million. The enterprise value is $428.16 million.
Important Dates
The next estimated earnings date is Thursday, January 23, 2025, after market close.
| Earnings Date | Jan 23, 2025 |
| Ex-Dividend Date | Nov 15, 2024 |
Share Statistics
USCB has 19.84 million shares outstanding. The number of shares has decreased by -0.65% in one year.
| Current Share Class | 19.84M |
| Shares Outstanding | 19.84M |
| Shares Change (YoY) | -0.65% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 2.98% |
| Owned by Institutions (%) | 54.70% |
| Float | 13.39M |
Valuation Ratios
The trailing PE ratio is 16.44 and the forward PE ratio is 11.60.
| PE Ratio | 16.44 |
| Forward PE | 11.60 |
| PS Ratio | 4.67 |
| Forward PS | 3.60 |
| PB Ratio | 1.57 |
| P/TBV Ratio | 1.59 |
| P/FCF Ratio | 11.00 |
| P/OCF Ratio | 10.89 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 20.90 |
| EV / Sales | 5.96 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.87 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.37 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.33%.
| Return on Equity (ROE) | 10.33% |
| Return on Assets (ROA) | 0.86% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $366,281 |
| Profits Per Employee | $104,546 |
| Employee Count | 196 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, USCB has paid $6.39 million in taxes.
| Income Tax | 6.39M |
| Effective Tax Rate | 23.78% |
Stock Price Statistics
The stock price has increased by +41.06% in the last 52 weeks. The beta is 0.59, so USCB's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +41.06% |
| 50-Day Moving Average | 17.90 |
| 200-Day Moving Average | 14.21 |
| Relative Strength Index (RSI) | 33.91 |
| Average Volume (20 Days) | 30,793 |
Short Selling Information
The latest short interest is 56,306, so 0.28% of the outstanding shares have been sold short.
| Short Interest | 56,306 |
| Short Previous Month | 49,301 |
| Short % of Shares Out | 0.28% |
| Short % of Float | 0.42% |
| Short Ratio (days to cover) | 1.15 |
Income Statement
In the last 12 months, USCB had revenue of $71.79 million and earned $20.49 million in profits. Earnings per share was $1.04.
| Revenue | 71.79M |
| Gross Profit | 71.79M |
| Operating Income | 28.66M |
| Pretax Income | 20.14M |
| Net Income | 20.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.04 |
Full Income StatementBalance Sheet
The company has $46.20 million in cash and $134.89 million in debt, giving a net cash position of -$88.69 million or -$4.47 per share.
| Cash & Cash Equivalents | 46.20M |
| Total Debt | 134.89M |
| Net Cash | -88.69M |
| Net Cash Per Share | -$4.47 |
| Equity (Book Value) | 213.92M |
| Book Value Per Share | 10.90 |
| Working Capital | -2.10B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $31.16 million and capital expenditures -$288,000, giving a free cash flow of $30.88 million.
| Operating Cash Flow | 31.16M |
| Capital Expenditures | -288,000 |
| Free Cash Flow | 30.88M |
| FCF Per Share | $1.56 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.92% |
| Pretax Margin | 37.45% |
| Profit Margin | 28.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.01% |