USCB Financial Holdings Statistics
Total Valuation
USCB has a market cap or net worth of $340.90 million. The enterprise value is $435.00 million.
Important Dates
The next estimated earnings date is Thursday, April 24, 2025, after market close.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
USCB has 20.05 million shares outstanding. The number of shares has increased by 0.73% in one year.
| Current Share Class | 20.05M |
| Shares Outstanding | 20.05M |
| Shares Change (YoY) | +0.73% |
| Shares Change (QoQ) | +1.81% |
| Owned by Insiders (%) | 3.06% |
| Owned by Institutions (%) | 56.89% |
| Float | 13.65M |
Valuation Ratios
The trailing PE ratio is 13.71 and the forward PE ratio is 10.83.
| PE Ratio | 13.71 |
| Forward PE | 10.83 |
| PS Ratio | 4.21 |
| Forward PS | 3.48 |
| PB Ratio | 1.57 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 10.09 |
| P/OCF Ratio | 10.00 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.63 |
| EV / Sales | 5.47 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.88 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.11%.
| Return on Equity (ROE) | 12.11% |
| Return on Assets (ROA) | 1.00% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $399,593 |
| Profits Per Employee | $123,990 |
| Employee Count | 199 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, USCB has paid $7.80 million in taxes.
| Income Tax | 7.80M |
| Effective Tax Rate | 24.03% |
Stock Price Statistics
The stock price has increased by +52.88% in the last 52 weeks. The beta is 0.65, so USCB's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +52.88% |
| 50-Day Moving Average | 18.83 |
| 200-Day Moving Average | 16.67 |
| Relative Strength Index (RSI) | 30.69 |
| Average Volume (20 Days) | 42,463 |
Short Selling Information
The latest short interest is 57,902, so 0.29% of the outstanding shares have been sold short.
| Short Interest | 57,902 |
| Short Previous Month | 47,031 |
| Short % of Shares Out | 0.29% |
| Short % of Float | 0.42% |
| Short Ratio (days to cover) | 3.79 |
Income Statement
In the last 12 months, USCB had revenue of $79.52 million and earned $24.67 million in profits. Earnings per share was $1.24.
| Revenue | 79.52M |
| Gross Profit | 79.52M |
| Operating Income | 34.24M |
| Pretax Income | 20.14M |
| Net Income | 24.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.24 |
Full Income StatementBalance Sheet
The company has $84.23 million in cash and $178.32 million in debt, giving a net cash position of -$94.10 million or -$4.69 per share.
| Cash & Cash Equivalents | 84.23M |
| Total Debt | 178.32M |
| Net Cash | -94.10M |
| Net Cash Per Share | -$4.69 |
| Equity (Book Value) | 215.39M |
| Book Value Per Share | 10.81 |
| Working Capital | -2.15B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $34.09 million and capital expenditures -$314,000, giving a free cash flow of $33.78 million.
| Operating Cash Flow | 34.09M |
| Capital Expenditures | -314,000 |
| Free Cash Flow | 33.78M |
| FCF Per Share | $1.68 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.06% |
| Pretax Margin | 40.84% |
| Profit Margin | 31.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.48% |