USCB Financial Holdings Statistics
Total Valuation
USCB has a market cap or net worth of $331.80 million. The enterprise value is $349.36 million.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, after market close.
Earnings Date | Jul 24, 2025 |
Ex-Dividend Date | May 15, 2025 |
Share Statistics
USCB has 20.05 million shares outstanding. The number of shares has increased by 1.83% in one year.
Current Share Class | 20.05M |
Shares Outstanding | 20.05M |
Shares Change (YoY) | +1.83% |
Shares Change (QoQ) | +0.67% |
Owned by Insiders (%) | 3.06% |
Owned by Institutions (%) | 57.98% |
Float | 13.67M |
Valuation Ratios
The trailing PE ratio is 11.91 and the forward PE ratio is 10.24.
PE Ratio | 11.91 |
Forward PE | 10.24 |
PS Ratio | 3.87 |
Forward PS | 3.31 |
PB Ratio | 1.47 |
P/TBV Ratio | 1.47 |
P/FCF Ratio | 8.22 |
P/OCF Ratio | 8.17 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 12.60 |
EV / Sales | 4.14 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 8.66 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 3.06 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.20%.
Return on Equity (ROE) | 13.20% |
Return on Assets (ROA) | 1.07% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $424,407 |
Profits Per Employee | $139,296 |
Employee Count | 199 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, USCB has paid $8.82 million in taxes.
Income Tax | 8.82M |
Effective Tax Rate | 24.13% |
Stock Price Statistics
The stock price has increased by +36.26% in the last 52 weeks. The beta is 0.62, so USCB's price volatility has been lower than the market average.
Beta (5Y) | 0.62 |
52-Week Price Change | +36.26% |
50-Day Moving Average | 17.08 |
200-Day Moving Average | 17.31 |
Relative Strength Index (RSI) | 46.20 |
Average Volume (20 Days) | 21,537 |
Short Selling Information
The latest short interest is 100,625, so 0.50% of the outstanding shares have been sold short.
Short Interest | 100,625 |
Short Previous Month | 111,506 |
Short % of Shares Out | 0.50% |
Short % of Float | 0.74% |
Short Ratio (days to cover) | 3.84 |
Income Statement
In the last 12 months, USCB had revenue of $84.46 million and earned $27.72 million in profits. Earnings per share was $1.39.
Revenue | 84.46M |
Gross Profit | 84.46M |
Operating Income | 38.29M |
Pretax Income | 20.14M |
Net Income | 27.72M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.39 |
Full Income Statement Balance Sheet
The company has $105.98 million in cash and $123.55 million in debt, giving a net cash position of -$17.56 million or -$0.88 per share.
Cash & Cash Equivalents | 105.98M |
Total Debt | 123.55M |
Net Cash | -17.56M |
Net Cash Per Share | -$0.88 |
Equity (Book Value) | 225.09M |
Book Value Per Share | 11.23 |
Working Capital | -2.22B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $40.63 million and capital expenditures -$269,000, giving a free cash flow of $40.36 million.
Operating Cash Flow | 40.63M |
Capital Expenditures | -269,000 |
Free Cash Flow | 40.36M |
FCF Per Share | $2.01 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 45.34% |
Pretax Margin | 43.26% |
Profit Margin | 32.82% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 47.78% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.43%.
Dividend Per Share | $0.40 |
Dividend Yield | 2.43% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | 1 |
Payout Ratio | 28.78% |
Buyback Yield | -1.83% |
Shareholder Yield | 0.60% |
Earnings Yield | 8.35% |
FCF Yield | 12.16% |
Dividend Details Analyst Forecast
The average price target for USCB is $20.50, which is 24.54% higher than the current price. The consensus rating is "Buy".
Price Target | $20.50 |
Price Target Difference | 24.54% |
Analyst Consensus | Buy |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | n/a |
Lynch Upside | n/a |
Graham Number | |
Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |