Universal Insurance Holdings, Inc. (UVE)

UVE Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	1,430	1,393	1,271	1,149	1,058	947.34
Total Interest & Dividend Income	64.28	59.15	48.45	25.79	12.54	20.39
Gain (Loss) on Sale of Investments	3.76	8.62	10.82	-12.8	1.86	63.38
Other Revenue	69.72	60.2	61.5	60.86	49.28	41.66
Total Revenue	1,567	1,521	1,392	1,223	1,122	1,073
Revenue Growth (YoY)	5.64%	9.27%	13.82%	8.99%	4.58%	14.20%
Policy Benefits	1,114	1,087	992.64	938.4	779.21	758.81
Selling, General & Administrative	333.97	333.97	301.15	300.17	307.78	280.94
Total Operating Expenses	1,470	1,429	1,297	1,243	1,093	1,048
Operating Income	97.52	91.09	94.88	-20.64	29.05	24.33
Interest Expense	-6.45	-6.48	-6.53	-6.61	-0.64	-0.1
EBT Excluding Unusual Items	91.06	84.61	88.35	-27.25	28.41	24.23
Pretax Income	91.06	84.61	88.35	-27.25	28.41	24.23
Income Tax Expense	24.68	25.68	21.53	-4.99	8.01	5.13
Net Income	66.39	58.93	66.82	-22.26	20.41	19.11
Preferred Dividends & Other Adjustments	0.01	0.01	0.01	0.01	0.01	0.01
Net Income to Common	66.38	58.92	66.81	-22.27	20.4	19.1
Net Income Growth	-20.17%	-11.82%	-	-	6.82%	-58.93%
Shares Outstanding (Basic)	28	28	30	31	31	32
Shares Outstanding (Diluted)	29	29	30	31	31	32
Shares Change (YoY)	-1.48%	-2.90%	-1.96%	-1.78%	-2.08%	-6.60%
EPS (Basic)	2.36	2.07	2.24	-0.72	0.65	0.60
EPS (Diluted)	2.28	2.01	2.22	-0.72	0.65	0.60
EPS Growth	-19.14%	-9.46%	-	-	8.53%	-55.96%
Free Cash Flow	269.52	129.99	66.95	319.62	227.15	12.13
Free Cash Flow Per Share	9.27	4.44	2.22	10.39	7.26	0.38
Dividend Per Share	0.640	0.640	0.640	0.640	0.640	0.640
Operating Margin	6.22%	5.99%	6.82%	-1.69%	2.59%	2.27%
Profit Margin	4.23%	3.88%	4.80%	-1.82%	1.82%	1.78%
Free Cash Flow Margin	17.20%	8.55%	4.81%	26.14%	20.25%	1.13%
EBITDA	103.69	97.2	102.19	-13.34	35.96	29.43
EBITDA Margin	6.62%	6.39%	7.34%	-1.09%	3.21%	2.74%
D&A For EBITDA	6.17	6.12	7.31	7.3	6.91	5.11
EBIT	97.52	91.09	94.88	-20.64	29.05	24.33
EBIT Margin	6.22%	5.99%	6.82%	-1.69%	2.59%	2.27%
Effective Tax Rate	27.10%	30.35%	24.37%	-	28.18%	21.15%
Revenue as Reported	1,567	1,521	1,392	1,223	1,122	1,073

Updated Apr 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q