Universal Insurance Holdings, Inc. (UVE)

NYSE: UVE · Real-Time Price · USD

34.45

-0.73 (-2.08%)

At close: Mar 9, 2026, 4:00 PM EDT

34.45

0.00 (0.00%)

After-hours: Mar 9, 2026, 4:02 PM EDT

UVE Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	1,439	1,373	1,252	1,129	1,035
Investment Income	70.63	59.15	48.45	25.79	12.54
Net Gains on Investments	4.52	8.62	10.82	-12.8	1.86
Total Other Revenues	89.75	79.69	80.38	81.04	71.99
Revenue	1,604	1,521	1,392	1,223	1,122
Revenue Growth (YoY)	5.48%	9.27%	13.82%	8.99%	4.58%
Insurance Benefits & Claims	985.88	1,087	992.64	938.4	779.21
Policy Amortization Costs	250.25	233.44	208.01	-	-
Other Operating Expenses	118.3	108.64	96.06	304.9	313.6
Operating Income	249.49	91.09	94.88	-20.64	29.05
Interest Expense	-6.42	-6.48	-6.53	-6.61	-0.64
Total Non-Operating Income (Expense)	-6.42	-6.48	-6.53	-6.61	-0.64
Pretax Income	243.07	84.61	88.35	-27.25	28.41
Provision for Income Taxes	60.12	25.68	21.53	-4.99	8.01
Net Income	182.95	58.93	66.82	-22.26	20.41
Net Income to Common	182.95	58.93	66.82	-22.26	20.41
Net Income Growth	210.47%	-11.82%	-	-	6.82%
Shares Outstanding (Basic)	28	28	30	31	31
Shares Outstanding (Diluted)	29	29	30	31	31
Shares Change (YoY)	-1.09%	-2.90%	-1.96%	-1.78%	-2.08%
EPS (Basic)	6.56	2.07	2.24	-0.72	0.65
EPS (Diluted)	6.32	2.01	2.22	-0.72	0.65
EPS Growth	214.43%	-9.46%	-	-	8.33%
Free Cash Flow	377.06	129.99	66.95	319.62	227.15
Free Cash Flow Growth	190.06%	94.15%	-79.05%	40.71%	1772.34%
Free Cash Flow Per Share	13.02	4.44	2.22	10.39	7.26
Dividends Per Share	0.640	0.640	0.640	0.640	0.640
Operating Margin	15.56%	5.99%	6.82%	-1.69%	2.59%
Profit Margin	11.41%	3.88%	4.80%	-1.82%	1.82%
FCF Margin	23.51%	8.55%	4.81%	26.14%	20.25%
EBITDA	255.94	97.2	102.19	-13.34	35.96
EBITDA Margin	15.96%	6.39%	7.34%	-1.09%	3.21%
EBIT	249.49	91.09	94.88	-20.64	29.05
EBIT Margin	15.56%	5.99%	6.82%	-1.69%	2.59%
Effective Tax Rate	24.73%	30.35%	24.36%	18.31%	28.18%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q