UVE Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 17, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	897	596	466	323	530	473
Market Cap Growth	62.47%	27.73%	44.34%	-39.02%	11.91%	-49.07%
Enterprise Value	576	363	237	122	312	77
PE Ratio	7.55	10.11	6.98	-	25.98	24.80
PS Ratio	0.55	0.39	0.34	0.26	0.47	0.44
PB Ratio	1.77	1.60	1.37	1.12	1.23	1.05
P/FCF Ratio	3.50	4.58	6.97	1.01	2.33	39.03
P/OCF Ratio	3.44	4.34	6.57	1.00	2.26	16.13
EV/Sales Ratio	0.36	0.24	0.17	0.10	0.28	0.07
EV/EBITDA Ratio	3.30	3.74	2.32	-	8.69	2.62
EV/EBIT Ratio	3.42	3.99	2.50	-	10.75	3.17
EV/FCF Ratio	2.31	2.80	3.54	0.38	1.38	6.36
Debt / Equity Ratio	0.22	0.27	0.34	0.36	0.30	0.15
Debt / EBITDA Ratio	0.61	1.04	1.14	-	3.63	2.31
Debt / FCF Ratio	0.43	0.78	1.74	0.32	0.57	5.59
Net Debt / Equity Ratio	-0.60	-0.42	-0.82	-0.99	-0.28	-0.22
Net Debt / EBITDA Ratio	-1.71	-1.63	-2.75	21.43	-3.34	-3.37
Net Debt / FCF Ratio	-1.19	-1.22	-4.19	-0.89	-0.53	-8.18
Quick Ratio	0.22	0.17	0.27	0.19	0.22	0.21
Current Ratio	0.61	0.64	0.53	0.64	0.51	0.53
Asset Turnover	0.55	0.59	0.54	0.49	0.59	0.62
Return on Equity (ROE)	27.34%	16.49%	21.24%	-6.20%	4.64%	4.05%
Return on Assets (ROA)	3.67%	2.21%	2.28%	-0.52%	0.95%	0.87%
Return on Invested Capital (ROIC)	21.92%	13.61%	16.91%	-4.34%	3.87%	3.45%
Earnings Yield	14.00%	9.89%	14.33%	-6.89%	3.85%	4.04%
FCF Yield	28.57%	21.82%	14.36%	98.91%	42.87%	2.56%
Dividend Yield	2.41%	3.13%	4.28%	6.77%	4.50%	5.33%
Payout Ratio	18.20%	37.89%	34.85%	-	118.59%	128.54%
Buyback Yield / Dilution	1.32%	2.90%	1.96%	1.78%	2.08%	6.60%
Total Shareholder Return	3.79%	6.03%	6.25%	8.55%	6.58%	11.94%

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q