Universal Insurance Holdings, Inc. (UVE)

UVE Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	670	596	466	323	530	473
Market Cap Growth	27.73%	27.73%	44.34%	-39.02%	11.91%	-49.07%
Enterprise Value	512	363	237	122	312	77
PE Ratio	11.84	10.11	6.98	-	25.98	24.80
PS Ratio	0.44	0.39	0.34	0.26	0.47	0.44
PB Ratio	1.78	1.60	1.37	1.12	1.23	1.05
P/FCF Ratio	5.15	4.58	6.97	1.01	2.33	39.03
P/OCF Ratio	4.88	4.34	6.57	1.00	2.26	16.13
EV/Sales Ratio	0.34	0.24	0.17	0.10	0.28	0.07
EV/EBITDA Ratio	5.27	3.74	2.32	-	8.69	2.62
EV/EBIT Ratio	5.62	3.99	2.50	-	10.75	3.17
EV/FCF Ratio	3.94	2.80	3.54	0.38	1.38	6.36
Debt / Equity Ratio	0.27	0.27	0.34	0.36	0.30	0.15
Debt / EBITDA Ratio	1.04	1.04	1.14	-	3.63	2.31
Debt / FCF Ratio	0.78	0.78	1.74	0.32	0.57	5.59
Quick Ratio	0.17	0.17	0.27	0.19	0.22	0.21
Current Ratio	0.64	0.64	0.53	0.64	0.51	0.53
Asset Turnover	0.59	0.59	0.54	0.49	0.59	0.62
Return on Equity (ROE)	16.49%	16.49%	21.24%	-6.20%	4.64%	4.05%
Return on Assets (ROA)	2.21%	2.21%	2.28%	-0.52%	0.95%	0.87%
Return on Capital (ROIC)	12.21%	12.21%	13.98%	-2.71%	3.37%	2.74%
Earnings Yield	8.79%	9.89%	14.33%	-6.89%	3.85%	4.04%
Earnings Yield	8.79%	9.89%	14.33%	-6.89%	3.85%	4.04%
FCF Yield	19.40%	21.82%	14.36%	98.91%	42.87%	2.56%
Dividend Yield	3.24%	3.06%	4.19%	6.62%	4.40%	5.21%
Payout Ratio	38.31%	37.89%	34.85%	-	118.59%	128.54%
Buyback Yield / Dilution	2.90%	2.90%	1.96%	1.78%	2.08%	6.60%
Total Shareholder Return	6.13%	5.96%	6.15%	8.40%	6.48%	11.82%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q