Universal Insurance Holdings, Inc. (UVE)

UVE Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 21, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	639	466	323	530	473	930
Market Cap Growth	49.67%	44.33%	-39.01%	11.91%	-49.07%	-29.84%
Enterprise Value	398	237	122	312	77	782
PE Ratio	9.09	7.02	-	22.82	20.92	16.31
PS Ratio	0.42	0.34	0.26	0.47	0.44	0.99
PB Ratio	1.57	1.37	1.12	1.23	1.05	1.88
P/FCF Ratio	2.75	6.97	1.01	2.33	39.03	12.68
P/OCF Ratio	2.66	6.57	1.00	2.26	16.13	10.99
EV/Sales Ratio	0.26	0.17	0.10	0.28	0.07	0.83
EV/EBITDA Ratio	3.40	2.32	-	8.69	2.62	11.38
EV/EBIT Ratio	3.63	2.50	-	10.75	3.17	12.26
EV/FCF Ratio	1.72	3.54	0.38	1.38	6.36	10.67
Debt / Equity Ratio	0.25	0.34	0.36	0.30	0.15	0.20
Debt / EBITDA Ratio	0.87	1.14	-	3.63	2.31	1.46
Debt / FCF Ratio	0.44	1.74	0.32	0.57	5.59	1.37
Quick Ratio	0.23	0.30	0.19	0.22	0.21	0.23
Current Ratio	0.56	0.60	0.64	0.51	0.53	0.55
Asset Turnover	0.58	0.53	0.49	0.59	0.62	0.53
Return on Equity (ROE)	20.78%	21.24%	-6.20%	4.64%	4.05%	9.34%
Return on Assets (ROA)	2.63%	2.28%	-0.52%	0.95%	0.87%	2.23%
Return on Capital (ROIC)	14.94%	13.98%	-2.71%	3.37%	2.74%	6.59%
Earnings Yield	11.45%	14.33%	-6.89%	3.85%	4.04%	5.00%
FCF Yield	36.35%	14.36%	98.91%	42.87%	2.56%	7.88%
Dividend Yield	2.83%	4.10%	6.49%	4.31%	5.11%	2.89%
Payout Ratio	25.76%	34.85%	-	118.59%	128.54%	46.67%
Buyback Yield / Dilution	3.42%	1.96%	1.78%	2.08%	6.60%	4.34%
Total Shareholder Return	6.27%	6.07%	8.27%	6.39%	11.71%	7.23%

Source: S&P Capital IQ. Insurance template. Financial Sources.