Universal Insurance Holdings, Inc. (UVE)

UVE Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	552	466	323	530	473	930
Market Cap Growth	6.15%	44.33%	-39.01%	11.91%	-49.07%	-29.84%
Enterprise Value	255	183	35	407	361	845
PE Ratio	7.53	6.98	-14.52	25.96	24.78	19.99
PS Ratio	0.38	0.34	0.26	0.47	0.44	0.99
PB Ratio	1.51	1.37	1.12	1.23	1.05	1.88
P/FCF Ratio	2.79	6.96	1.01	2.30	38.45	11.09
P/OCF Ratio	2.70	6.57	1.00	2.26	16.13	10.99
EV/Sales Ratio	0.18	0.13	0.03	0.36	0.34	0.90
EV/EBITDA Ratio	2.18	1.79	-2.59	11.32	12.28	12.34
EV/EBIT Ratio	2.33	1.93	-1.67	14.01	14.86	13.31
EV/FCF Ratio	1.29	2.73	0.11	1.77	29.35	10.08
Debt / Equity Ratio	0.28	0.34	0.36	0.30	0.15	0.20
Debt / EBITDA Ratio	0.87	1.14	-7.70	3.63	2.31	1.47
Debt / FCF Ratio	0.52	1.74	0.32	0.57	5.51	1.20
Asset Turnover	0.58	0.54	0.48	0.54	0.58	0.51
Interest Coverage	16.81	14.53	-3.12	45.53	256.06	-
Return on Equity (ROE)	22.70%	20.60%	-6.80%	4.40%	3.90%	8.60%
Return on Assets (ROA)	3.10%	2.60%	-0.90%	1.00%	1.00%	2.50%
Return on Capital (ROIC)	17.39%	15.67%	-5.28%	3.73%	3.71%	7.83%
Earnings Yield	13.82%	14.33%	-6.89%	3.85%	4.04%	5.00%
FCF Yield	35.79%	14.36%	98.94%	43.39%	2.60%	9.02%
Dividend Yield	3.33%	4.80%	7.30%	4.50%	5.10%	2.80%
Payout Ratio	25.10%	34.40%	-106.90%	118.50%	128.30%	56.20%
Buyback Yield / Dilution	3.99%	1.96%	1.78%	2.08%	6.60%	4.34%
Total Shareholder Return	7.32%	6.76%	9.08%	6.58%	11.70%	7.14%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).