UVE Statistics
Total Valuation
UVE has a market cap or net worth of $655.76 million. The enterprise value is $497.56 million.
Important Dates
The next estimated earnings date is Thursday, April 24, 2025, after market close.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | Mar 7, 2025 |
Share Statistics
UVE has 28.10 million shares outstanding. The number of shares has decreased by -2.90% in one year.
| Current Share Class | 28.10M |
| Shares Outstanding | 28.10M |
| Shares Change (YoY) | -2.90% |
| Shares Change (QoQ) | +2.69% |
| Owned by Insiders (%) | 9.37% |
| Owned by Institutions (%) | 69.95% |
| Float | 25.46M |
Valuation Ratios
The trailing PE ratio is 11.61 and the forward PE ratio is 8.81.
| PE Ratio | 11.61 |
| Forward PE | 8.81 |
| PS Ratio | 0.44 |
| Forward PS | 0.45 |
| PB Ratio | 1.76 |
| P/TBV Ratio | 1.76 |
| P/FCF Ratio | 5.04 |
| P/OCF Ratio | 4.77 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 5.12, with an EV/FCF ratio of 3.83.
| EV / Earnings | 8.44 |
| EV / Sales | 0.33 |
| EV / EBITDA | 5.12 |
| EV / EBIT | 5.46 |
| EV / FCF | 3.83 |
Financial Position
The company has a current ratio of 0.64, with a Debt / Equity ratio of 0.27.
| Current Ratio | 0.64 |
| Quick Ratio | 0.17 |
| Debt / Equity | 0.27 |
| Debt / EBITDA | 1.04 |
| Debt / FCF | 0.78 |
| Interest Coverage | 14.07 |
Financial Efficiency
Return on equity (ROE) is 16.49% and return on invested capital (ROIC) is 12.21%.
| Return on Equity (ROE) | 16.49% |
| Return on Assets (ROA) | 2.21% |
| Return on Invested Capital (ROIC) | 12.21% |
| Return on Capital Employed (ROCE) | 10.10% |
| Revenue Per Employee | $1.42M |
| Profits Per Employee | $55,167 |
| Employee Count | 1,068 |
| Asset Turnover | 0.59 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UVE has paid $25.68 million in taxes.
| Income Tax | 25.68M |
| Effective Tax Rate | 30.35% |
Stock Price Statistics
The stock price has increased by +16.82% in the last 52 weeks. The beta is 0.85, so UVE's price volatility has been lower than the market average.
| Beta (5Y) | 0.85 |
| 52-Week Price Change | +16.82% |
| 50-Day Moving Average | 20.74 |
| 200-Day Moving Average | 20.43 |
| Relative Strength Index (RSI) | 69.69 |
| Average Volume (20 Days) | 189,322 |
Short Selling Information
The latest short interest is 326,173, so 1.16% of the outstanding shares have been sold short.
| Short Interest | 326,173 |
| Short Previous Month | 378,158 |
| Short % of Shares Out | 1.16% |
| Short % of Float | 1.28% |
| Short Ratio (days to cover) | 1.76 |
Income Statement
In the last 12 months, UVE had revenue of $1.52 billion and earned $58.92 million in profits. Earnings per share was $2.01.
| Revenue | 1.52B |
| Gross Profit | 433.17M |
| Operating Income | 91.09M |
| Pretax Income | 113.41M |
| Net Income | 58.92M |
| EBITDA | 97.20M |
| EBIT | 91.09M |
| Earnings Per Share (EPS) | $2.01 |
Full Income StatementBalance Sheet
The company has $259.44 million in cash and $101.24 million in debt, giving a net cash position of $158.20 million or $5.63 per share.
| Cash & Cash Equivalents | 259.44M |
| Total Debt | 101.24M |
| Net Cash | 158.20M |
| Net Cash Per Share | $5.63 |
| Equity (Book Value) | 373.25M |
| Book Value Per Share | 13.28 |
| Working Capital | -700.14M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $137.36 million and capital expenditures -$7.37 million, giving a free cash flow of $129.99 million.
| Operating Cash Flow | 137.36M |
| Capital Expenditures | -7.37M |
| Free Cash Flow | 129.99M |
| FCF Per Share | $4.63 |
Full Cash Flow StatementMargins
Gross margin is 28.49%, with operating and profit margins of 5.99% and 3.88%.
| Gross Margin | 28.49% |
| Operating Margin | 5.99% |
| Pretax Margin | 5.56% |
| Profit Margin | 3.88% |
| EBITDA Margin | 6.39% |
| EBIT Margin | 5.99% |
| FCF Margin | 8.55% |
Dividends & Yields
This stock pays an annual dividend of $0.77, which amounts to a dividend yield of 3.30%.
| Dividend Per Share | $0.77 |
| Dividend Yield | 3.30% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 38.31% |
| Buyback Yield | 2.90% |
| Shareholder Yield | 6.20% |
| Earnings Yield | 8.98% |
| FCF Yield | 19.82% |
Dividend DetailsAnalyst Forecast
The average price target for UVE is $25.00, which is 7.11% higher than the current price. The consensus rating is "Buy".
| Price Target | $25.00 |
| Price Target Difference | 7.11% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 6, 1994. It was a reverse split with a ratio of 0.25:1.
| Last Split Date | Dec 6, 1994 |
| Split Type | Reverse |
| Split Ratio | 0.25:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |