UVE Statistics
Total Valuation
UVE has a market cap or net worth of $964.88 million. The enterprise value is $656.50 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Mar 6, 2026 |
Share Statistics
UVE has 28.01 million shares outstanding. The number of shares has decreased by -1.09% in one year.
| Current Share Class | 28.01M |
| Shares Outstanding | 28.01M |
| Shares Change (YoY) | -1.09% |
| Shares Change (QoQ) | +1.23% |
| Owned by Insiders (%) | 9.21% |
| Owned by Institutions (%) | 75.55% |
| Float | 25.43M |
Valuation Ratios
The trailing PE ratio is 5.45 and the forward PE ratio is 8.61.
| PE Ratio | 5.45 |
| Forward PE | 8.61 |
| PS Ratio | 0.60 |
| Forward PS | 0.63 |
| PB Ratio | 1.79 |
| P/TBV Ratio | 1.75 |
| P/FCF Ratio | 2.56 |
| P/OCF Ratio | 2.53 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 2.57, with an EV/FCF ratio of 1.74.
| EV / Earnings | 3.59 |
| EV / Sales | 0.41 |
| EV / EBITDA | 2.57 |
| EV / EBIT | 2.63 |
| EV / FCF | 1.74 |
Financial Position
The company has a current ratio of 0.57, with a Debt / Equity ratio of 0.18.
| Current Ratio | 0.57 |
| Quick Ratio | 0.25 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | 0.39 |
| Debt / FCF | 0.27 |
| Interest Coverage | 38.85 |
Financial Efficiency
Return on equity (ROE) is 39.59% and return on invested capital (ROIC) is 29.95%.
| Return on Equity (ROE) | 39.59% |
| Return on Assets (ROA) | 5.49% |
| Return on Invested Capital (ROIC) | 29.95% |
| Return on Capital Employed (ROCE) | 27.02% |
| Weighted Average Cost of Capital (WACC) | 7.78% |
| Revenue Per Employee | $1.73M |
| Profits Per Employee | $196,922 |
| Employee Count | 929 |
| Asset Turnover | 0.56 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UVE has paid $60.12 million in taxes.
| Income Tax | 60.12M |
| Effective Tax Rate | 24.73% |
Stock Price Statistics
The stock price has increased by +63.18% in the last 52 weeks. The beta is 0.70, so UVE's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +63.18% |
| 50-Day Moving Average | 31.80 |
| 200-Day Moving Average | 28.85 |
| Relative Strength Index (RSI) | 57.49 |
| Average Volume (20 Days) | 198,607 |
Short Selling Information
The latest short interest is 558,834, so 2.00% of the outstanding shares have been sold short.
| Short Interest | 558,834 |
| Short Previous Month | 568,955 |
| Short % of Shares Out | 2.00% |
| Short % of Float | 2.20% |
| Short Ratio (days to cover) | 3.44 |
Income Statement
In the last 12 months, UVE had revenue of $1.60 billion and earned $182.94 million in profits. Earnings per share was $6.32.
| Revenue | 1.60B |
| Gross Profit | 367.79M |
| Operating Income | 249.49M |
| Pretax Income | 243.07M |
| Net Income | 182.94M |
| EBITDA | 255.94M |
| EBIT | 249.49M |
| Earnings Per Share (EPS) | $6.32 |
Full Income StatementBalance Sheet
The company has $408.87 million in cash and $100.48 million in debt, with a net cash position of $308.39 million or $11.01 per share.
| Cash & Cash Equivalents | 408.87M |
| Total Debt | 100.48M |
| Net Cash | 308.39M |
| Net Cash Per Share | $11.01 |
| Equity (Book Value) | 551.04M |
| Book Value Per Share | 19.67 |
| Working Capital | -826.87M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $381.49 million and capital expenditures -$4.44 million, giving a free cash flow of $377.06 million.
| Operating Cash Flow | 381.49M |
| Capital Expenditures | -4.44M |
| Free Cash Flow | 377.06M |
| FCF Per Share | $13.46 |
Full Cash Flow StatementMargins
Gross margin is 22.93%, with operating and profit margins of 15.56% and 11.41%.
| Gross Margin | 22.93% |
| Operating Margin | 15.56% |
| Pretax Margin | 15.15% |
| Profit Margin | 11.41% |
| EBITDA Margin | 15.96% |
| EBIT Margin | 15.56% |
| FCF Margin | 23.51% |
Dividends & Yields
This stock pays an annual dividend of $0.77, which amounts to a dividend yield of 2.24%.
| Dividend Per Share | $0.77 |
| Dividend Yield | 2.24% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 12.18% |
| Buyback Yield | 1.09% |
| Shareholder Yield | 3.32% |
| Earnings Yield | 18.96% |
| FCF Yield | 39.08% |
Dividend DetailsAnalyst Forecast
The average price target for UVE is $40.00, which is 16.11% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.00 |
| Price Target Difference | 16.11% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 6, 1994. It was a reverse split with a ratio of 1:4.
| Last Split Date | Dec 6, 1994 |
| Split Type | Reverse |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
