Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
23.39
-0.07 (-0.30%)
Apr 24, 2025, 4:00 PM EDT - Market closed

UVE Statistics

Total Valuation

UVE has a market cap or net worth of $657.16 million. The enterprise value is $360.03 million.

Market Cap 657.16M
Enterprise Value 360.03M

Important Dates

The last earnings date was Thursday, April 24, 2025, after market close.

Earnings Date Apr 24, 2025
Ex-Dividend Date May 9, 2025

Share Statistics

UVE has 28.10 million shares outstanding. The number of shares has decreased by -2.43% in one year.

Current Share Class 28.10M
Shares Outstanding 28.10M
Shares Change (YoY) -2.43%
Shares Change (QoQ) -1.16%
Owned by Insiders (%) 9.49%
Owned by Institutions (%) 68.74%
Float 25.43M

Valuation Ratios

The trailing PE ratio is 10.20 and the forward PE ratio is 8.63.

PE Ratio 10.20
Forward PE 8.63
PS Ratio 0.43
Forward PS 0.45
PB Ratio 1.56
P/TBV Ratio 1.56
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 5.40
EV / Sales 0.23
EV / EBITDA 3.38
EV / EBIT 3.63
EV / FCF n/a

Financial Position

The company has a current ratio of 0.49, with a Debt / Equity ratio of 0.24.

Current Ratio 0.49
Quick Ratio 0.22
Debt / Equity 0.24
Debt / EBITDA 0.95
Debt / FCF n/a
Interest Coverage 15.32

Financial Efficiency

Return on equity (ROE) is 16.95% and return on invested capital (ROIC) is 12.51%.

Return on Equity (ROE) 16.95%
Return on Assets (ROA) 2.56%
Return on Invested Capital (ROIC) 12.51%
Return on Capital Employed (ROCE) 17.77%
Revenue Per Employee $1.45M
Profits Per Employee $62,453
Employee Count 1,068
Asset Turnover 0.64
Inventory Turnover n/a

Taxes

In the past 12 months, UVE has paid $25.87 million in taxes.

Income Tax 25.87M
Effective Tax Rate 27.95%

Stock Price Statistics

The stock price has increased by +16.31% in the last 52 weeks. The beta is 0.76, so UVE's price volatility has been lower than the market average.

Beta (5Y) 0.76
52-Week Price Change +16.31%
50-Day Moving Average 21.89
200-Day Moving Average 20.82
Relative Strength Index (RSI) 58.94
Average Volume (20 Days) 174,387

Short Selling Information

The latest short interest is 296,505, so 1.06% of the outstanding shares have been sold short.

Short Interest 296,505
Short Previous Month 316,683
Short % of Shares Out 1.06%
Short % of Float 1.17%
Short Ratio (days to cover) 1.53

Income Statement

In the last 12 months, UVE had revenue of $1.55 billion and earned $66.70 million in profits. Earnings per share was $2.29.

Revenue 1.55B
Gross Profit 443.96M
Operating Income 99.05M
Pretax Income 113.41M
Net Income 66.70M
EBITDA 106.65M
EBIT 99.05M
Earnings Per Share (EPS) $2.29
Full Income Statement

Balance Sheet

The company has $398.18 million in cash and $101.05 million in debt, giving a net cash position of $297.13 million or $10.58 per share.

Cash & Cash Equivalents 398.18M
Total Debt 101.05M
Net Cash 297.13M
Net Cash Per Share $10.58
Equity (Book Value) 422.39M
Book Value Per Share 15.04
Working Capital -1.11B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 28.69%, with operating and profit margins of 6.40% and 4.31%.

Gross Margin 28.69%
Operating Margin 6.40%
Pretax Margin 5.98%
Profit Margin 4.31%
EBITDA Margin 6.89%
EBIT Margin 6.40%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.74%.

Dividend Per Share $0.64
Dividend Yield 2.74%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 27.91%
Buyback Yield 2.43%
Shareholder Yield 5.16%
Earnings Yield 10.15%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 6, 1994. It was a reverse split with a ratio of 0.25:1.

Last Split Date Dec 6, 1994
Split Type Reverse
Split Ratio 0.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5