UVE Statistics
Total Valuation
UVE has a market cap or net worth of $691.26 million. The enterprise value is $425.01 million.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Aug 1, 2025 |
Share Statistics
UVE has 28.32 million shares outstanding. The number of shares has decreased by -1.48% in one year.
| Current Share Class | 28.32M |
| Shares Outstanding | 28.32M |
| Shares Change (YoY) | -1.48% |
| Shares Change (QoQ) | +1.02% |
| Owned by Insiders (%) | 9.64% |
| Owned by Institutions (%) | 77.46% |
| Float | 25.59M |
Valuation Ratios
The trailing PE ratio is 10.70 and the forward PE ratio is 9.69.
| PE Ratio | 10.70 |
| Forward PE | 9.69 |
| PS Ratio | 0.44 |
| Forward PS | 0.46 |
| PB Ratio | 1.49 |
| P/TBV Ratio | 1.51 |
| P/FCF Ratio | 2.56 |
| P/OCF Ratio | 2.52 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 4.10, with an EV/FCF ratio of 1.58.
| EV / Earnings | 6.40 |
| EV / Sales | 0.27 |
| EV / EBITDA | 4.10 |
| EV / EBIT | 4.36 |
| EV / FCF | 1.58 |
Financial Position
The company has a current ratio of 0.58, with a Debt / Equity ratio of 0.22.
| Current Ratio | 0.58 |
| Quick Ratio | 0.17 |
| Debt / Equity | 0.22 |
| Debt / EBITDA | 0.97 |
| Debt / FCF | 0.37 |
| Interest Coverage | 15.12 |
Financial Efficiency
Return on equity (ROE) is 15.60% and return on invested capital (ROIC) is 11.57%.
| Return on Equity (ROE) | 15.60% |
| Return on Assets (ROA) | 2.05% |
| Return on Invested Capital (ROIC) | 11.57% |
| Return on Capital Employed (ROCE) | 16.26% |
| Revenue Per Employee | $1.47M |
| Profits Per Employee | $62,151 |
| Employee Count | 1,068 |
| Asset Turnover | 0.53 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UVE has paid $24.68 million in taxes.
| Income Tax | 24.68M |
| Effective Tax Rate | 27.10% |
Stock Price Statistics
The stock price has increased by +15.91% in the last 52 weeks. The beta is 0.87, so UVE's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | +15.91% |
| 50-Day Moving Average | 24.93 |
| 200-Day Moving Average | 23.05 |
| Relative Strength Index (RSI) | 51.66 |
| Average Volume (20 Days) | 188,370 |
Short Selling Information
The latest short interest is 565,587, so 2.00% of the outstanding shares have been sold short.
| Short Interest | 565,587 |
| Short Previous Month | 525,740 |
| Short % of Shares Out | 2.00% |
| Short % of Float | 2.21% |
| Short Ratio (days to cover) | 1.82 |
Income Statement
In the last 12 months, UVE had revenue of $1.57 billion and earned $66.38 million in profits. Earnings per share was $2.28.
| Revenue | 1.57B |
| Gross Profit | 441.89M |
| Operating Income | 97.52M |
| Pretax Income | 113.41M |
| Net Income | 66.38M |
| EBITDA | 103.69M |
| EBIT | 97.52M |
| Earnings Per Share (EPS) | $2.28 |
Full Income StatementBalance Sheet
The company has $367.11 million in cash and $100.86 million in debt, giving a net cash position of $266.25 million or $9.40 per share.
| Cash & Cash Equivalents | 367.11M |
| Total Debt | 100.86M |
| Net Cash | 266.25M |
| Net Cash Per Share | $9.40 |
| Equity (Book Value) | 457.81M |
| Book Value Per Share | 16.39 |
| Working Capital | -1.13B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $274.28 million and capital expenditures -$4.76 million, giving a free cash flow of $269.52 million.
| Operating Cash Flow | 274.28M |
| Capital Expenditures | -4.76M |
| Free Cash Flow | 269.52M |
| FCF Per Share | $9.52 |
Full Cash Flow StatementMargins
Gross margin is 28.19%, with operating and profit margins of 6.22% and 4.24%.
| Gross Margin | 28.19% |
| Operating Margin | 6.22% |
| Pretax Margin | 5.81% |
| Profit Margin | 4.24% |
| EBITDA Margin | 6.62% |
| EBIT Margin | 6.22% |
| FCF Margin | 17.20% |
