UVE Statistics
Total Valuation
UVE has a market cap or net worth of $890.55 million. The enterprise value is $573.65 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Aug 1, 2025 |
Share Statistics
UVE has 28.05 million shares outstanding. The number of shares has decreased by -1.32% in one year.
| Current Share Class | 28.05M |
| Shares Outstanding | 28.05M |
| Shares Change (YoY) | -1.32% |
| Shares Change (QoQ) | -0.91% |
| Owned by Insiders (%) | 9.46% |
| Owned by Institutions (%) | 77.73% |
| Float | 25.40M |
Valuation Ratios
The trailing PE ratio is 7.52 and the forward PE ratio is 10.33.
| PE Ratio | 7.52 |
| Forward PE | 10.33 |
| PS Ratio | 0.55 |
| Forward PS | 0.57 |
| PB Ratio | 1.76 |
| P/TBV Ratio | 1.76 |
| P/FCF Ratio | 3.49 |
| P/OCF Ratio | 3.43 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 3.29, with an EV/FCF ratio of 2.30.
| EV / Earnings | 4.69 |
| EV / Sales | 0.36 |
| EV / EBITDA | 3.29 |
| EV / EBIT | 3.41 |
| EV / FCF | 2.30 |
Financial Position
The company has a current ratio of 0.61, with a Debt / Equity ratio of 0.22.
| Current Ratio | 0.61 |
| Quick Ratio | 0.22 |
| Debt / Equity | 0.22 |
| Debt / EBITDA | 0.61 |
| Debt / FCF | 0.43 |
| Interest Coverage | 26.17 |
Financial Efficiency
Return on equity (ROE) is 27.34% and return on invested capital (ROIC) is 19.07%.
| Return on Equity (ROE) | 27.34% |
| Return on Assets (ROA) | 3.67% |
| Return on Invested Capital (ROIC) | 19.07% |
| Return on Capital Employed (ROCE) | 18.46% |
| Revenue Per Employee | $1.48M |
| Profits Per Employee | $114,579 |
| Employee Count | 1,068 |
| Asset Turnover | 0.55 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UVE has paid $39.58 million in taxes.
| Income Tax | 39.58M |
| Effective Tax Rate | 24.44% |
Stock Price Statistics
The stock price has increased by +58.09% in the last 52 weeks. The beta is 0.79, so UVE's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | +58.09% |
| 50-Day Moving Average | 27.37 |
| 200-Day Moving Average | 24.57 |
| Relative Strength Index (RSI) | 66.93 |
| Average Volume (20 Days) | 195,071 |
Short Selling Information
The latest short interest is 327,177, so 1.17% of the outstanding shares have been sold short.
| Short Interest | 327,177 |
| Short Previous Month | 475,211 |
| Short % of Shares Out | 1.17% |
| Short % of Float | 1.29% |
| Short Ratio (days to cover) | 1.67 |
Income Statement
In the last 12 months, UVE had revenue of $1.58 billion and earned $122.37 million in profits. Earnings per share was $4.23.
| Revenue | 1.58B |
| Gross Profit | 515.06M |
| Operating Income | 168.40M |
| Pretax Income | 161.96M |
| Net Income | 122.37M |
| EBITDA | 174.57M |
| EBIT | 168.40M |
| Earnings Per Share (EPS) | $4.23 |
Full Income StatementBalance Sheet
The company has $405.11 million in cash and $107.29 million in debt, giving a net cash position of $297.83 million or $10.62 per share.
| Cash & Cash Equivalents | 405.11M |
| Total Debt | 107.29M |
| Net Cash | 297.83M |
| Net Cash Per Share | $10.62 |
| Equity (Book Value) | 495.04M |
| Book Value Per Share | 17.65 |
| Working Capital | -840.03M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $254.07 million and capital expenditures -$4.25 million, giving a free cash flow of $249.82 million.
| Operating Cash Flow | 254.07M |
| Capital Expenditures | -4.25M |
| Free Cash Flow | 249.82M |
| FCF Per Share | $8.91 |
Full Cash Flow StatementMargins
Gross margin is 32.58%, with operating and profit margins of 10.65% and 7.74%.
| Gross Margin | 32.58% |
| Operating Margin | 10.65% |
| Pretax Margin | 10.25% |
| Profit Margin | 7.74% |
| EBITDA Margin | 11.04% |
| EBIT Margin | 10.65% |
| FCF Margin | 15.80% |
