UVE Statistics
Total Valuation
UVE has a market cap or net worth of $583.83 million. The enterprise value is $351.58 million.
Important Dates
The next estimated earnings date is Thursday, February 20, 2025, after market close.
| Earnings Date | Feb 20, 2025 |
| Ex-Dividend Date | Dec 6, 2024 |
Share Statistics
UVE has 28.29 million shares outstanding. The number of shares has decreased by -3.42% in one year.
| Current Share Class | 28.29M |
| Shares Outstanding | 28.29M |
| Shares Change (YoY) | -3.42% |
| Shares Change (QoQ) | -3.25% |
| Owned by Insiders (%) | 9.61% |
| Owned by Institutions (%) | 70.35% |
| Float | 25.57M |
Valuation Ratios
The trailing PE ratio is 8.31 and the forward PE ratio is 10.37.
| PE Ratio | 8.31 |
| Forward PE | 10.37 |
| PS Ratio | 0.39 |
| Forward PS | 0.45 |
| PB Ratio | 1.46 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | 2.52 |
| P/OCF Ratio | 2.44 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 3.01, with an EV/FCF ratio of 1.52.
| EV / Earnings | 4.82 |
| EV / Sales | 0.23 |
| EV / EBITDA | 3.01 |
| EV / EBIT | 3.21 |
| EV / FCF | 1.52 |
Financial Position
The company has a current ratio of 0.56, with a Debt / Equity ratio of 0.25.
| Current Ratio | 0.56 |
| Quick Ratio | 0.23 |
| Debt / Equity | 0.25 |
| Debt / EBITDA | 0.87 |
| Debt / FCF | 0.44 |
| Interest Coverage | 16.87 |
Financial Efficiency
Return on equity (ROE) is 20.78% and return on invested capital (ROIC) is 14.94%.
| Return on Equity (ROE) | 20.78% |
| Return on Assets (ROA) | 2.63% |
| Return on Capital (ROIC) | 14.94% |
| Revenue Per Employee | $1.21M |
| Profits Per Employee | $58,600 |
| Employee Count | 1,244 |
| Asset Turnover | 0.58 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UVE has paid $30.25 million in taxes.
| Income Tax | 30.25M |
| Effective Tax Rate | 29.33% |
Stock Price Statistics
The stock price has increased by +27.09% in the last 52 weeks. The beta is 0.93, so UVE's price volatility has been similar to the market average.
| Beta (5Y) | 0.93 |
| 52-Week Price Change | +27.09% |
| 50-Day Moving Average | 21.17 |
| 200-Day Moving Average | 20.15 |
| Relative Strength Index (RSI) | 36.73 |
| Average Volume (20 Days) | 144,409 |
Short Selling Information
The latest short interest is 270,387, so 0.96% of the outstanding shares have been sold short.
| Short Interest | 270,387 |
| Short Previous Month | 409,284 |
| Short % of Shares Out | 0.96% |
| Short % of Float | 1.06% |
| Short Ratio (days to cover) | 1.82 |
Income Statement
In the last 12 months, UVE had revenue of $1.51 billion and earned $72.90 million in profits. Earnings per share was $2.48.
| Revenue | 1.51B |
| Gross Profit | 435.69M |
| Operating Income | 109.66M |
| Pretax Income | 113.41M |
| Net Income | 72.90M |
| EBITDA | 116.98M |
| EBIT | 109.66M |
| Earnings Per Share (EPS) | $2.48 |
Full Income StatementBalance Sheet
The company has $333.68 million in cash and $101.43 million in debt, giving a net cash position of $232.24 million or $8.21 per share.
| Cash & Cash Equivalents | 333.68M |
| Total Debt | 101.43M |
| Net Cash | 232.24M |
| Net Cash Per Share | $8.21 |
| Equity (Book Value) | 400.25M |
| Book Value Per Share | 14.15 |
| Working Capital | -834.56M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $239.04 million and capital expenditures -$7.63 million, giving a free cash flow of $231.41 million.
| Operating Cash Flow | 239.04M |
| Capital Expenditures | -7.63M |
| Free Cash Flow | 231.41M |
| FCF Per Share | $8.18 |
Full Cash Flow StatementMargins
Gross margin is 28.83%, with operating and profit margins of 7.26% and 4.82%.
| Gross Margin | 28.83% |
| Operating Margin | 7.26% |
| Pretax Margin | 6.83% |
| Profit Margin | 4.82% |
| EBITDA Margin | 7.74% |
| EBIT Margin | 7.26% |
| FCF Margin | 15.31% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 3.10%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 3.10% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 25.76% |
| Buyback Yield | 3.42% |
| Shareholder Yield | 6.52% |
| Earnings Yield | 12.49% |
| FCF Yield | 39.64% |
Dividend DetailsAnalyst Forecast
The average price target for UVE is $25.00, which is 21.12% higher than the current price. The consensus rating is "Buy".
| Price Target | $25.00 |
| Price Target Difference | 21.12% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 6, 1994. It was a reverse split with a ratio of 0.25:1.
| Last Split Date | Dec 6, 1994 |
| Split Type | Reverse |
| Split Ratio | 0.25:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |