Univest Financial Corporation (UVSP)
NASDAQ: UVSP · Real-Time Price · USD
40.85
+0.02 (0.05%)
At close: Nov 11, 2026, 4:00 PM EST
40.87
+0.02 (0.04%)
After-hours: Nov 11, 2026, 4:10 PM EST
Univest Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 405.93 | 397.81 | 383.31 | 347.92 | 237.16 | 201.35 |
Interest Income on Investments | 33.16 | 32.68 | 29.05 | 23.81 | 15.04 | 8.38 |
Total Interest Income | 439.09 | 430.49 | 412.36 | 371.73 | 252.19 | 209.73 |
Interest Paid on Deposits | 164.68 | 172.02 | 180.87 | 126.05 | 25.42 | 12.87 |
Interest Paid on Borrowings | 14.48 | 18.27 | 20.32 | 25.68 | 8.47 | 8.48 |
Total Interest Expense | 179.16 | 190.29 | 201.19 | 151.73 | 33.9 | 21.35 |
Net Interest Income | 259.92 | 240.2 | 211.17 | 220 | 218.3 | 188.38 |
Net Interest Income Growth | 11.50% | 13.74% | -4.01% | 0.78% | 15.88% | 8.04% |
Trust Income | 9.11 | 8.85 | 8.49 | 7.73 | 7.74 | 8.4 |
Mortgage Banking Activities | 4.19 | 3.36 | 5.27 | 3.69 | 4.41 | 15.14 |
Gain (Loss) on Sale of Investments | 0.01 | - | 0.02 | - | 0.03 | 0.15 |
Other Non-Interest Income | 67.07 | 64.56 | 65.96 | 58.36 | 59.53 | 54.03 |
Total Non-Interest Income | 84.39 | 85.76 | 87.81 | 76.82 | 77.89 | 83.22 |
Non-Interest Income Growth | -2.93% | -2.34% | 14.31% | -1.36% | -6.42% | 6.25% |
Revenues Before Loan Losses | 344.31 | 325.96 | 298.98 | 296.82 | 296.18 | 271.61 |
Provision for Loan Losses | 16.12 | 11.67 | 5.93 | 10.77 | 12.2 | -10.13 |
| 328.19 | 314.29 | 293.05 | 286.05 | 283.98 | 281.74 | |
Revenue Growth | 6.16% | 7.25% | 2.45% | 0.73% | 0.80% | 32.96% |
Salaries and Employee Benefits | 128.61 | 122.24 | 119.04 | 115.89 | 111.59 | 100.4 |
Occupancy Expenses | 7.49 | 7.01 | 6.83 | 10.69 | 10.19 | 10.4 |
Federal Deposit Insurance | 4.65 | 4.53 | 4.43 | 4.83 | 3.08 | 2.71 |
Selling, General & Administrative | 42.15 | 39.51 | 38.89 | 34.55 | 35.13 | 30.18 |
Other Non-Interest Expense | 29.19 | 29.75 | 28.81 | 29.89 | 26.6 | 23.72 |
Total Non-Interest Expense | 212.08 | 203.04 | 197.99 | 195.84 | 186.59 | 167.41 |
EBT Excluding Unusual Items | 116.11 | 111.25 | 95.06 | 90.21 | 97.39 | 114.33 |
Pretax Income | 117.79 | 113.35 | 95.3 | 88.69 | 97.21 | 114.33 |
Income Tax Expense | 23.43 | 22.59 | 19.37 | 17.59 | 19.09 | 22.53 |
Net Income | 94.36 | 90.76 | 75.93 | 71.1 | 78.12 | 91.8 |
Preferred Dividends & Other Adjustments | - | - | - | - | - | 0.03 |
Net Income to Common | 94.36 | 90.76 | 75.93 | 71.1 | 78.12 | 91.78 |
Net Income Growth | 8.52% | 19.53% | 6.79% | -8.98% | -14.88% | 95.62% |
Basic Shares Outstanding | 28 | 29 | 29 | 29 | 29 | 29 |
Diluted Shares Outstanding | 28 | 29 | 29 | 30 | 30 | 30 |
Shares Change | -3.40% | -1.44% | -0.45% | -0.06% | -0.01% | 0.82% |
EPS (Basic) | 3.38 | 3.16 | 2.60 | 2.42 | 2.66 | 3.12 |
EPS (Diluted) | 3.35 | 3.13 | 2.58 | 2.41 | 2.64 | 3.11 |
EPS Growth | 12.42% | 21.32% | 7.05% | -8.71% | -15.11% | 94.38% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.910 | 0.880 | 0.840 | 0.840 | 0.840 | 0.800 |
Dividend Growth | 5.81% | 4.76% | 0% | 0% | 5.00% | 0% |
Effective Tax Rate | 19.89% | 19.93% | 20.32% | 19.83% | 19.64% | 19.71% |