Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	253.49	240.2	211.17	220	218.3	188.38
Net Interest Income Growth	12.66%	13.74%	-4.01%	0.78%	15.88%	8.04%
Non-Interest Income	91.38	87.86	88.06	76.82	77.89	83.22
Non-Interest Income Growth	7.03%	-0.22%	14.62%	-1.36%	-6.42%	6.25%
Revenues Before Loan Losses	344.86	328.06	299.23	296.82	296.18	271.61
Provision for Credit Losses	7.64	11.67	5.93	10.77	12.2	-10.13
Revenue	337.23	316.39	293.29	286.05	283.98	281.74
Revenue Growth	12.95%	7.88%	2.53%	0.73%	0.80%	32.96%
Compensation Expenses	131.33	127.02	123.75	120.19	115.81	104.19
Selling, General & Admin	43.54	41.74	41.01	40.94	41.11	36.79
Other Non-Interest Expenses	33.88	34.28	33.24	36.24	29.86	26.43
Total Non-Interest Expense	209.17	203.04	197.99	197.36	186.77	167.41
Pretax Income	122.82	113.35	95.3	88.69	97.21	114.33
Provision for Income Taxes	24.39	22.59	19.37	17.59	19.09	22.53
Net Income	98.43	90.76	75.93	71.1	78.12	91.8
Net Income to Common	98.43	90.76	75.93	71.1	78.12	91.8
Net Income Growth	23.20%	19.53%	6.79%	-8.98%	-14.90%	95.67%
Shares Outstanding (Basic)	28	29	29	29	29	29
Shares Outstanding (Diluted)	28	29	29	30	30	30
Shares Change	-2.68%	-1.44%	-0.45%	-0.06%	-0.01%	0.98%
EPS (Basic)	3.49	3.16	2.60	2.42	2.66	3.12
EPS (Diluted)	3.46	3.13	2.58	2.41	2.64	3.11
EPS Growth	26.28%	21.32%	7.05%	-8.71%	-15.11%	94.38%
Free Cash Flow	105.82	96.93	72	83.02	104.23	96.46
Free Cash Flow Growth	4.50%	34.62%	-13.27%	-20.36%	8.06%	103.39%
Free Cash Flow Per Share	3.73	3.34	2.45	2.81	3.53	3.26
Dividends Per Share	0.900	0.880	0.840	0.840	0.840	0.800
Dividend Growth	4.65%	4.76%	0%	0%	5.00%	0%
Profit Margin	29.19%	28.69%	25.89%	24.86%	27.51%	32.58%
FCF Margin	31.38%	30.64%	24.55%	29.02%	36.70%	34.24%
Effective Tax Rate	19.86%	19.93%	20.32%	19.83%	19.64%	19.71%

SEC Filings: 10-K · 10-Q