Univest Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	401.73	397.81	383.31	347.92	237.16	201.35
Interest Income on Investments	34.12	32.68	29.05	23.81	15.04	8.38
Total Interest Income	435.84	430.49	412.36	371.73	252.19	209.73
Interest Paid on Deposits	166.2	172.02	180.87	126.05	25.42	12.87
Interest Paid on Borrowings	16.16	18.27	20.32	25.68	8.47	8.48
Total Interest Expense	182.36	190.29	201.19	151.73	33.9	21.35
Net Interest Income	253.49	240.2	211.17	220	218.3	188.38
Net Interest Income Growth	12.66%	13.74%	-4.01%	0.78%	15.88%	8.04%
Trust Income	9.07	8.85	8.49	7.73	7.74	8.4
Mortgage Banking Activities	3.87	3.36	5.27	3.69	4.41	15.14
Gain (Loss) on Sale of Investments	0.01	-	0.02	-	0.03	0.15
Other Non-Interest Income	67.16	64.56	65.96	58.36	59.53	54.03
Total Non-Interest Income	84.04	85.76	87.81	76.82	77.89	83.22
Non-Interest Income Growth	-1.31%	-2.34%	14.31%	-1.36%	-6.42%	6.25%
Revenues Before Loan Losses	337.53	325.96	298.98	296.82	296.18	271.61
Provision for Loan Losses	7.64	11.67	5.93	10.77	12.2	-10.13
Revenue	329.89	314.29	293.05	286.05	283.98	281.74
Revenue Growth	10.57%	7.25%	2.45%	0.73%	0.80%	32.96%
Salaries and Employee Benefits	126.21	122.24	119.04	115.89	111.59	100.4
Occupancy Expenses	7.35	7.01	6.83	10.69	10.19	10.4
Federal Deposit Insurance	4.59	4.53	4.43	4.83	3.08	2.71
Selling, General & Administrative	41.3	39.51	38.89	34.55	35.13	30.18
Other Non-Interest Expense	29.29	29.75	28.81	29.89	26.6	23.72
Total Non-Interest Expense	208.75	203.04	197.99	195.84	186.59	167.41
EBT Excluding Unusual Items	121.14	111.25	95.06	90.21	97.39	114.33
Pretax Income	122.82	113.35	95.3	88.69	97.21	114.33
Income Tax Expense	24.39	22.59	19.37	17.59	19.09	22.53
Net Income	98.43	90.76	75.93	71.1	78.12	91.8
Preferred Dividends & Other Adjustments	-	-	-	-	-	0.03
Net Income to Common	98.43	90.76	75.93	71.1	78.12	91.78
Net Income Growth	23.20%	19.53%	6.79%	-8.98%	-14.88%	95.62%
Basic Shares Outstanding	28	29	29	29	29	29
Diluted Shares Outstanding	28	29	29	30	30	30
Shares Change	-2.69%	-1.44%	-0.45%	-0.06%	-0.01%	0.82%
EPS (Basic)	3.49	3.16	2.60	2.42	2.66	3.12
EPS (Diluted)	3.46	3.13	2.58	2.41	2.64	3.11
EPS Growth	26.78%	21.32%	7.05%	-8.71%	-15.11%	94.38%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.900	0.880	0.840	0.840	0.840	0.800
Dividend Growth	4.65%	4.76%	0%	0%	5.00%	0%
Effective Tax Rate	19.86%	19.93%	20.32%	19.83%	19.64%	19.71%

SEC Filings: 10-K · 10-Q