Virginia National Bankshares Corp (VABK)
Stock Price Chart
Key Info
| Market Cap | 68.28M |
| Revenue (ttm) | 26.21M |
| Net Income (ttm) | 6.85M |
| Shares Out | 2.70M |
| EPS (ttm) | 2.53 |
| PE Ratio | 9.98 |
| Forward PE | n/a |
| Dividend | $1.20 |
| Dividend Yield | 4.75% |
Stock Quote
| Trading Day | Jul 24, 2020 |
| Last Price | $25.25 |
| Previous Close | $24.60 |
| Change ($) | 0.65 |
| Change (%) | 2.64% |
| Day's Open | 25.25 |
| Day's Range | 25.25 - 25.25 |
| Day's Volume | 483 |
| 52-Week Range | 24.12 - 37.75 |
More Stats
| Market Cap | 68.28M |
| Enterprise Value | 36.71M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jul 7, 2020 |
| Shares Outstanding | 2.70M |
| Float | 2.15M |
| EPS (basic) | 2.55 |
| EPS (diluted) | 2.53 |
| FCF / Share | 3.46 |
| Dividend | $1.20 |
| Dividend Yield | 4.75% |
| Earnings Yield | 10.02% |
| FCF Yield | 13.63% |
| Payout Ratio | 47.10% |
| Shares Short | n/a |
| Short Ratio | n/a |
| Short % of Float | n/a |
| Beta | 0.62 |
| PE Ratio | 9.98 |
| Forward PE | n/a |
| P/FCF Ratio | 7.33 |
| PS Ratio | 2.60 |
| PB Ratio | 0.90 |
| Revenue | 26.21M |
| Operating Income | 8.42M |
| Net Income | 6.85M |
| Free Cash Flow | 9.31M |
| Net Cash | 31.57M |
| Net Cash / Share | 11.68 |
| Gross Margin | 99.57% |
| Operating Margin | 32.12% |
| Profit Margin | 25.90% |
| FCF Margin | 35.52% |
| ROA | 0.95% |
| ROE | 8.89% |
| ROIC | 1.30% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 26.10 | 26.55 | 26.84 | 23.65 | 20.72 | 19.75 | 32.14 | 27.74 |
| Revenue Growth | -1.71% | -1.07% | 13.5% | 14.14% | 4.92% | -38.57% | 15.86% | - |
| Gross Profit | 26.10 | 26.55 | 26.84 | 23.65 | 20.72 | 19.75 | 32.14 | 27.74 |
| Operating Income | 8.22 | 10.54 | 10.96 | 8.35 | 4.32 | 2.35 | 10.11 | 8.09 |
| Net Income | 6.69 | 8.47 | 6.55 | 5.75 | 3.12 | 1.90 | 6.90 | 5.48 |
| Shares Outstanding | 2.69 | 2.67 | 2.66 | 2.61 | 2.69 | 2.98 | 2.97 | - |
| Earnings Per Share | 2.49 | 3.15 | 2.46 | 2.19 | 1.12 | 0.64 | 2.32 | 1.85 |
| EPS Growth | -20.95% | 28.21% | 12.4% | 95.88% | 75.75% | -72.65% | 25.51% | - |
| Dividend Per Share | 1.20 | 1.08 | 0.47 | 0.49 | 0.38 | 0.28 | 0.20 | - |
| Dividend Growth | 11.01% | 129.51% | -3.88% | 30.67% | 36.36% | 38.89% | - | - |
| Operating Cash Flow | 9.35 | 11.76 | 8.80 | 5.29 | 5.54 | 7.65 | 8.63 | 5.56 |
| Capital Expenditures | -0.19 | -0.85 | -0.46 | -0.58 | -0.37 | -0.79 | -0.44 | -1.42 |
| Free Cash Flow | 9.16 | 10.91 | 8.33 | 4.72 | 5.17 | 6.85 | 8.18 | 4.14 |
| Cash & Equivalents | 19.09 | 18.87 | 18.28 | 38.50 | 43.53 | 54.11 | 40.07 | 71.78 |
| Total Debt | - | - | 34.09 | 19.70 | 23.16 | 18.00 | 16.30 | 4.00 |
| Net Cash / Debt | 19.09 | 18.87 | -15.82 | 18.80 | 20.37 | 36.11 | 23.78 | 67.78 |
| Assets | 703 | 645 | 644 | 605 | 567 | 537 | 513 | 508 |
| Liabilities | 627 | 574 | 579 | 546 | 511 | 476 | 455 | 454 |
| Book Value | 76.11 | 70.74 | 65.11 | 59.05 | 56.30 | 60.63 | 58.03 | 53.94 |
Company Profile
Company Details
| Full Name | Virginia National Bankshares Corp |
| Country | United States |
| Employees | 97 |
| CEO | Glenn W. Rust |
Stock Information
| Ticker Symbol | VABK |
| Stock Exchange | US OTC |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | OTCMKTS: VABK |
Description
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that offers a range of commercial banking services. The company operates through four segments: Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. It provides checking accounts, NOW accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. The company also offers short-to-long term commercial, real estate, consumer, and residential mortgage loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services, as well as merchant and debit card services; and investment advisory, brokerage, annuity, and insurance products and services. Further, the company offers investment management, wealth advisory, and trust and estate administration services. It serves individuals, businesses, and charitable organizations. As of March 31, 2020, the Company operated five full-service banking facilities in the cities of Charlottesville and Winchester, as well as the county of Albemarle in Virginia. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.