Virginia National Bankshares Corporation (VABK)
Total Valuation
VABK has a market cap or net worth of $195.29 million. The enterprise value is $60.16 million.
| Market Cap | 195.29M |
| Enterprise Value | 60.16M |
Important Dates
The next earnings date is Thursday, April 27, 2023, before market open.
| Estimated Earnings Date | Apr 27, 2023 |
| Ex-Dividend Date | Mar 9, 2023 |
Share Statistics
VABK has 5.34 million shares outstanding. The number of shares has increased by 0.38% in one year.
| Shares Outstanding | 5.34M |
| Shares Change (YoY) | +0.38% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 11.35% |
| Owned by Institutions (%) | 33.82% |
| Float | 4.72M |
Valuation Ratios
The trailing PE ratio is 8.86.
| PE Ratio | 8.86 |
| Forward PE | n/a |
| PS Ratio | 3.06 |
| Forward PS | n/a |
| PB Ratio | 1.55 |
| P/FCF Ratio | 6.76 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 1.92, with an EV/FCF ratio of 2.08.
| EV / Earnings | 2.78 |
| EV / Sales | 0.94 |
| EV / EBITDA | 1.92 |
| EV / EBIT | 2.33 |
| EV / FCF | 2.08 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.08 |
| Debt / EBITDA | 0.32 |
| Debt / FCF | 0.34 |
Financial Efficiency
Return on equity (ROE) is 15.20% and return on invested capital (ROIC) is 1.70%.
| Return on Equity (ROE) | 15.20% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 1.70% |
| Revenue Per Employee | $386,521 |
| Profits Per Employee | $131,285 |
| Employee Count | 165 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VABK has paid $4.15 million in taxes.
| Income Tax | 4.15M |
| Effective Tax Rate | 16.08% |
Stock Price Statistics
The stock price has increased by +4.65% in the last 52 weeks. The beta is 0.54, so VABK's price volatility has been lower than the market average.
| Beta (1Y) | 0.54 |
| 52-Week Price Change | +4.65% |
| 50-Day Moving Average | 38.00 |
| 200-Day Moving Average | 34.30 |
| Average Volume (30 Days) | 12,220 |
Short Selling Information
The latest short interest is 15,866, so 0.30% of the outstanding shares have been sold short.
| Short Interest | 15,866 |
| Short Previous Month | 8,345 |
| Short % of Shares Out | 0.30% |
| Short % of Float | 0.34% |
| Short Ratio (days to cover) | 0.89 |
Income Statement
In the last 12 months, VABK had revenue of $63.78 million and earned $21.66 million in profits. Earnings per share was $4.13.
| Revenue | 63.78M |
| Gross Profit | 63.78M |
| Operating Income | 25.90M |
| Pretax Income | 25.81M |
| Net Income | 21.66M |
| EBITDA | 31.35M |
| EBIT | 25.81M |
| Earnings Per Share (EPS) | $4.13 |
Balance Sheet
The company has $145.09 million in cash and $9.95 million in debt, giving a net cash position of $135.13 million or $25.32 per share.
| Cash & Cash Equivalents | 145.09M |
| Total Debt | 9.95M |
| Net Cash | 135.13M |
| Net Cash Per Share | $25.32 |
| Equity / Book Value | 125.97M |
| Book Value Per Share | 23.60 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $23.42 million and capital expenditures $5.46 million, giving a free cash flow of $28.88 million.
| Operating Cash Flow | 23.42M |
| Capital Expenditures | 5.46M |
| Free Cash Flow | 28.88M |
| FCF Per Share | $5.42 |
Margins
Gross margin is 100.00%, with operating and profit margins of 40.62% and 33.97%.
| Gross Margin | 100.00% |
| Operating Margin | 40.62% |
| Pretax Margin | 40.47% |
| Profit Margin | 33.97% |
| EBITDA Margin | 49.16% |
| EBIT Margin | 40.47% |
| FCF Margin | 45.28% |
Dividends & Yields
This stock pays an annual dividend of $1.23, which amounts to a dividend yield of 3.36%.
| Dividend Per Share | $1.23 |
| Dividend Yield | 3.36% |
| Earnings Yield | 11.09% |
| FCF Yield | 14.79% |
| Dividend Growth (YoY) | 2.50% |
| Payout Ratio | 28.80% |
| Buyback Yield | -0.38% |
| Shareholder Yield | 2.98% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 2, 2018. It was a forward split with a ratio of 105:100.
| Last Split Date | Apr 2, 2018 |
| Split Type | Forward |
| Split Ratio | 105:100 |