Virginia National Bankshares Corporation (VABK)

NASDAQ: VABK · IEX Real-Time Price · USD
-1.11 (-2.94%)
Mar 17, 2023, 4:00 PM EDT - Market closed

Total Valuation

VABK has a market cap or net worth of $195.29 million. The enterprise value is $60.16 million.

Market Cap 195.29M
Enterprise Value 60.16M

Important Dates

The next earnings date is Thursday, April 27, 2023, before market open.

Estimated Earnings Date Apr 27, 2023
Ex-Dividend Date Mar 9, 2023

Share Statistics

VABK has 5.34 million shares outstanding. The number of shares has increased by 0.38% in one year.

Shares Outstanding 5.34M
Shares Change (YoY) +0.38%
Shares Change (QoQ) +0.04%
Owned by Insiders (%) 11.35%
Owned by Institutions (%) 33.82%
Float 4.72M

Valuation Ratios

The trailing PE ratio is 8.86.

PE Ratio 8.86
Forward PE n/a
PS Ratio 3.06
Forward PS n/a
PB Ratio 1.55
P/FCF Ratio 6.76
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.92, with an EV/FCF ratio of 2.08.

EV / Earnings 2.78
EV / Sales 0.94
EV / EBITDA 1.92
EV / EBIT 2.33
EV / FCF 2.08

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.08
Debt / EBITDA 0.32
Debt / FCF 0.34

Financial Efficiency

Return on equity (ROE) is 15.20% and return on invested capital (ROIC) is 1.70%.

Return on Equity (ROE) 15.20%
Return on Assets (ROA) 1.20%
Return on Capital (ROIC) 1.70%
Revenue Per Employee $386,521
Profits Per Employee $131,285
Employee Count 165
Asset Turnover 0.04
Inventory Turnover n/a


In the past 12 months, VABK has paid $4.15 million in taxes.

Income Tax 4.15M
Effective Tax Rate 16.08%

Stock Price Statistics

The stock price has increased by +4.65% in the last 52 weeks. The beta is 0.54, so VABK's price volatility has been lower than the market average.

Beta (1Y) 0.54
52-Week Price Change +4.65%
50-Day Moving Average 38.00
200-Day Moving Average 34.30
Average Volume (30 Days) 12,220

Short Selling Information

The latest short interest is 15,866, so 0.30% of the outstanding shares have been sold short.

Short Interest 15,866
Short Previous Month 8,345
Short % of Shares Out 0.30%
Short % of Float 0.34%
Short Ratio (days to cover) 0.89

Income Statement

In the last 12 months, VABK had revenue of $63.78 million and earned $21.66 million in profits. Earnings per share was $4.13.

Revenue 63.78M
Gross Profit 63.78M
Operating Income 25.90M
Pretax Income 25.81M
Net Income 21.66M
EBIT 25.81M
Earnings Per Share (EPS) $4.13
Full Income Statement

Balance Sheet

The company has $145.09 million in cash and $9.95 million in debt, giving a net cash position of $135.13 million or $25.32 per share.

Cash & Cash Equivalents 145.09M
Total Debt 9.95M
Net Cash 135.13M
Net Cash Per Share $25.32
Equity / Book Value 125.97M
Book Value Per Share 23.60
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $23.42 million and capital expenditures $5.46 million, giving a free cash flow of $28.88 million.

Operating Cash Flow 23.42M
Capital Expenditures 5.46M
Free Cash Flow 28.88M
FCF Per Share $5.42
Full Cash Flow Statement


Gross margin is 100.00%, with operating and profit margins of 40.62% and 33.97%.

Gross Margin 100.00%
Operating Margin 40.62%
Pretax Margin 40.47%
Profit Margin 33.97%
EBITDA Margin 49.16%
EBIT Margin 40.47%
FCF Margin 45.28%

Dividends & Yields

This stock pays an annual dividend of $1.23, which amounts to a dividend yield of 3.36%.

Dividend Per Share $1.23
Dividend Yield 3.36%
Earnings Yield 11.09%
FCF Yield 14.79%
Dividend Growth (YoY) 2.50%
Payout Ratio 28.80%
Buyback Yield -0.38%
Shareholder Yield 2.98%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on April 2, 2018. It was a forward split with a ratio of 105:100.

Last Split Date Apr 2, 2018
Split Type Forward
Split Ratio 105:100