VABK Statistics
Total Valuation
VABK has a market cap or net worth of $279.58 million. The enterprise value is $244.37 million.
| Market Cap | 279.58M |
| Enterprise Value | 244.37M |
Important Dates
The last earnings date was Thursday, October 29, 2026, after market close.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
VABK has 5.43 million shares outstanding. The number of shares has increased by 0.66% in one year.
| Current Share Class | 5.43M |
| Shares Outstanding | 5.43M |
| Shares Change (YoY) | +0.66% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 14.65% |
| Owned by Institutions (%) | 45.81% |
| Float | 4.33M |
Valuation Ratios
The trailing PE ratio is 10.47.
| PE Ratio | 10.47 |
| Forward PE | n/a |
| PS Ratio | 4.26 |
| Forward PS | n/a |
| PB Ratio | 1.47 |
| P/TBV Ratio | 1.55 |
| P/FCF Ratio | 12.34 |
| P/OCF Ratio | 12.02 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.12 |
| EV / Sales | 3.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.18 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.50 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.58%.
| Return on Equity (ROE) | 14.58% |
| Return on Assets (ROA) | 1.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.01% |
| Revenue Per Employee | $443,716 |
| Profits Per Employee | $180,959 |
| Employee Count | 148 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VABK has paid $6.67 million in taxes.
| Income Tax | 6.67M |
| Effective Tax Rate | 19.95% |
Stock Price Statistics
The stock price has increased by +30.74% in the last 52 weeks. The beta is 0.45, so VABK's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +30.74% |
| 50-Day Moving Average | 48.27 |
| 200-Day Moving Average | 43.87 |
| Relative Strength Index (RSI) | 61.56 |
| Average Volume (20 Days) | 16,566 |
Short Selling Information
The latest short interest is 47,015, so 0.87% of the outstanding shares have been sold short.
| Short Interest | 47,015 |
| Short Previous Month | 50,795 |
| Short % of Shares Out | 0.87% |
| Short % of Float | 1.09% |
| Short Ratio (days to cover) | 4.73 |
Income Statement
In the last 12 months, VABK had revenue of $65.67 million and earned $26.78 million in profits. Earnings per share was $4.92.
| Revenue | 65.67M |
| Gross Profit | 65.67M |
| Operating Income | 35.22M |
| Pretax Income | 33.46M |
| Net Income | 26.78M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.92 |
Balance Sheet
The company has $69.17 million in cash and $33.95 million in debt, with a net cash position of $35.22 million or $6.49 per share.
| Cash & Cash Equivalents | 69.17M |
| Total Debt | 33.95M |
| Net Cash | 35.22M |
| Net Cash Per Share | $6.49 |
| Equity (Book Value) | 190.02M |
| Book Value Per Share | 35.01 |
| Working Capital | -1.34B |
Cash Flow
In the last 12 months, operating cash flow was $23.25 million and capital expenditures -$595,000, giving a free cash flow of $22.66 million.
| Operating Cash Flow | 23.25M |
| Capital Expenditures | -595,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -41.00M |
| Free Cash Flow | 22.66M |
| FCF Per Share | $4.17 |
Margins
| Gross Margin | n/a |
| Operating Margin | 53.63% |
| Pretax Margin | 50.94% |
| Profit Margin | 40.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.72% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 2.80%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 2.80% |
| Dividend Growth (YoY) | 4.35% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 29.27% |
| FCF Payout Ratio | 34.50% |
| Buyback Yield | -0.66% |
| Shareholder Yield | 2.14% |
| Earnings Yield | 9.55% |
| FCF Yield | 8.10% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 25, 2019. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jun 25, 2019 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |