VABK Statistics
Total Valuation
VABK has a market cap or net worth of $242.44 million. The enterprise value is $194.98 million.
| Market Cap | 242.44M |
| Enterprise Value | 194.98M |
Important Dates
The next estimated earnings date is Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | May 13, 2026 |
Share Statistics
VABK has 5.42 million shares outstanding. The number of shares has increased by 0.57% in one year.
| Current Share Class | 5.42M |
| Shares Outstanding | 5.42M |
| Shares Change (YoY) | +0.57% |
| Shares Change (QoQ) | +0.36% |
| Owned by Insiders (%) | 14.66% |
| Owned by Institutions (%) | 44.38% |
| Float | 4.33M |
Valuation Ratios
The trailing PE ratio is 12.12.
| PE Ratio | 12.12 |
| Forward PE | n/a |
| PS Ratio | 4.18 |
| Forward PS | n/a |
| PB Ratio | 1.30 |
| P/TBV Ratio | 1.38 |
| P/FCF Ratio | 9.34 |
| P/OCF Ratio | 9.15 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.73 |
| EV / Sales | 3.36 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.51 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.34%.
| Return on Equity (ROE) | 11.34% |
| Return on Assets (ROA) | 1.22% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.06% |
| Revenue Per Employee | $391,777 |
| Profits Per Employee | $135,345 |
| Employee Count | 148 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VABK has paid $5.19 million in taxes.
| Income Tax | 5.19M |
| Effective Tax Rate | 20.59% |
Stock Price Statistics
The stock price has increased by +20.91% in the last 52 weeks. The beta is 0.46, so VABK's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +20.91% |
| 50-Day Moving Average | 42.55 |
| 200-Day Moving Average | 40.54 |
| Relative Strength Index (RSI) | 60.50 |
| Average Volume (20 Days) | 6,361 |
Short Selling Information
The latest short interest is 28,146, so 0.52% of the outstanding shares have been sold short.
| Short Interest | 28,146 |
| Short Previous Month | 21,786 |
| Short % of Shares Out | 0.52% |
| Short % of Float | 0.65% |
| Short Ratio (days to cover) | 4.81 |
Income Statement
In the last 12 months, VABK had revenue of $57.98 million and earned $20.03 million in profits. Earnings per share was $3.69.
| Revenue | 57.98M |
| Gross Profit | 57.98M |
| Operating Income | 27.10M |
| Pretax Income | 25.22M |
| Net Income | 20.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.69 |
Balance Sheet
The company has $76.87 million in cash and $29.40 million in debt, with a net cash position of $47.47 million or $8.75 per share.
| Cash & Cash Equivalents | 76.87M |
| Total Debt | 29.40M |
| Net Cash | 47.47M |
| Net Cash Per Share | $8.75 |
| Equity (Book Value) | 186.50M |
| Book Value Per Share | 34.39 |
| Working Capital | -1.37B |
Cash Flow
In the last 12 months, operating cash flow was $26.49 million and capital expenditures -$530,000, giving a free cash flow of $25.96 million.
| Operating Cash Flow | 26.49M |
| Capital Expenditures | -530,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 25.96M |
| FCF Per Share | $4.79 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.74% |
| Pretax Margin | 43.50% |
| Profit Margin | 34.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 44.76% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.22%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 3.22% |
| Dividend Growth (YoY) | 6.67% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 39.02% |
| Buyback Yield | -0.57% |
| Shareholder Yield | 2.65% |
| Earnings Yield | 8.26% |
| FCF Yield | 10.71% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 25, 2019. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jun 25, 2019 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |