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Virginia National Bankshares Corporation (VABK)
NASDAQ: VABK · Real-Time Price · USD
47.91
+1.02 (2.18%)
At close: Aug 7, 2026, 4:00 PM EDT
47.83
-0.08 (-0.17%)
After-hours: Aug 7, 2026, 4:10 PM EDT

VABK Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
63.6257.4754.5757.3467.154.44
Revenue Growth
13.32%5.32%-4.83%-14.55%23.26%88.88%
Net Income
24.819.2616.9719.2623.4410.07
Earnings Per Share
4.563.553.153.584.382.14
EPS Growth
37.76%12.70%-12.01%-18.27%104.67%-27.46%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Bank
56.4252.4454.8461.3849.68
VNB Trust & Estate Services
1.041.031.033.941.97
Masonry Capital
-0.191.011.021.58
Total
57.4753.6656.8867.154.44

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
77.3570.6117.128.3940.14508.84
Total Debt
3.583.553.513.463.413.37
Net Cash (Debt)
-3.58-3.55-3.51-3.46-3.41-3.37
Net Cash Growth
------
Net Cash Per Share
-0.66-0.66-0.65-0.64-0.64-0.72

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
26.4921.3315.2913.922.6913.07
Capital Expenditures
-0.53-0.58-0.73-1.17-0.55-1.29
Free Cash Flow
25.9620.7514.5612.7322.1411.77
Free Cash Flow Growth
95.89%42.57%14.32%-42.49%88.06%30.02%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
48.85%41.91%38.30%40.59%42.54%21.89%
Profit Margin
38.98%33.52%31.09%33.60%34.93%18.50%
FCF Margin
0.00%36.11%26.68%22.21%32.99%21.62%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4401.4101.3201.3201.2001.200
Dividend Per Share Growth
4.35%6.82%0%10.00%0%0%
Dividend Yield
3.01%3.54%3.45%3.84%3.27%3.62%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.5011.2312.139.608.3717.70
P/FCF Ratio
10.0110.3614.1014.498.8417.08
PS Ratio
4.103.743.763.222.923.69