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Virginia National Bankshares Corporation (VABK)
NASDAQ: VABK · Real-Time Price · USD
53.89
-0.11 (-0.20%)
Nov 13, 2026, 4:00 PM EST - Market closed

VABK Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
65.6757.4753.6656.8864.4654.44
Revenue Growth
16.20%7.09%-5.65%-11.77%18.41%88.88%
Net Income
26.7819.2616.9719.2623.4410.07
Earnings Per Share
4.923.553.153.584.382.14
EPS Growth
49.10%12.70%-12.01%-18.27%104.67%-27.37%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Bank
56.4252.4454.8461.3849.68
VNB Trust & Estate Services
1.041.031.033.941.97
Masonry Capital
-0.191.011.021.58
Total
57.4753.6656.8867.154.44

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
69.1770.6117.128.3940.14508.84
Total Debt
33.9529.7529.1379.939.5910.48
Net Cash (Debt)
35.2240.87-12.03-51.5430.55498.36
Net Cash Growth
-----93.87%44959.40%
Net Cash Per Share
6.467.54-2.23-9.595.71106.14

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-21.3315.2913.922.6913.07
Capital Expenditures
--0.58-0.73-1.17-0.55-1.29
Free Cash Flow
-20.7514.5612.7322.1411.77
Free Cash Flow Growth
-42.57%14.32%-42.49%88.06%30.02%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.78%33.52%31.62%33.87%36.36%18.50%
FCF Margin
-36.11%27.13%22.39%34.34%21.62%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5201.4101.3201.3201.2001.200
Dividend Per Share Growth
3.55%6.82%0%10.00%0%0%
Dividend Yield
2.82%3.54%3.45%3.84%3.28%3.17%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.9511.1612.099.588.3319.97
P/FCF Ratio
12.9110.3614.1014.498.8217.08
PS Ratio
4.453.743.823.243.033.69