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Virginia National Bankshares Corporation (VABK)
NASDAQ: VABK · Real-Time Price · USD
46.30
-0.02 (-0.04%)
At close: Aug 28, 2026, 4:00 PM EDT
48.01
+1.71 (3.69%)
After-hours: Aug 28, 2026, 7:31 PM EDT

VABK Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
63.4357.4753.6656.8864.4654.44
Revenue Growth
13.24%7.09%-5.65%-11.77%18.41%88.88%
Net Income
24.819.2616.9719.2623.4410.07
Earnings Per Share
4.563.553.153.584.382.14
EPS Growth
37.81%12.70%-12.01%-18.27%104.67%-27.37%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Bank
62.3956.4252.4454.8461.3849.68
VNB Trust & Estate Services
1.041.041.031.033.941.97
Masonry Capital
--0.191.011.021.58
Total
63.4357.4753.6656.8867.154.44

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
77.3570.6117.128.3940.14508.84
Total Debt
29.0529.7529.1379.939.5910.48
Net Cash (Debt)
48.340.87-12.03-51.5430.55498.36
Net Cash Growth
-----93.87%44959.40%
Net Cash Per Share
8.887.54-2.23-9.595.71106.14

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
23.2521.3315.2913.922.6913.07
Capital Expenditures
-0.6-0.58-0.73-1.17-0.55-1.29
Free Cash Flow
22.6620.7514.5612.7322.1411.77
Free Cash Flow Growth
-15.39%42.57%14.32%-42.49%88.06%30.02%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.10%33.52%31.62%33.87%36.36%18.50%
FCF Margin
35.72%36.11%27.13%22.39%34.34%21.62%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4401.4101.3201.3201.2001.200
Dividend Per Share Growth
4.35%6.82%0%10.00%0%0%
Dividend Yield
3.11%3.63%3.68%4.24%3.76%3.77%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.1511.1612.099.588.3319.97
P/FCF Ratio
11.0910.3614.1014.498.8217.08
PS Ratio
3.963.743.823.243.033.69