Village Bank and Trust Financial Corp. (VBFC)
NASDAQ: VBFC · Real-Time Price · USD
80.91
+3.37 (4.35%)
At close: Dec 20, 2024, 4:00 PM
80.00
-0.91 (-1.12%)
After-hours: Dec 20, 2024, 4:20 PM EST
VBFC Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 34.03 | 29.49 | 24.78 | 26.56 | 24.78 | 22.05 | Upgrade
|
| Interest Income on Investments | 4.65 | 3.78 | 2.71 | 1.11 | 1.04 | 1.44 | Upgrade
|
| Total Interest Income | 38.67 | 33.27 | 27.49 | 27.67 | 25.83 | 23.49 | Upgrade
|
| Interest Paid on Deposits | 9.11 | 5.3 | 1.08 | 1.58 | 3.1 | 3.85 | Upgrade
|
| Interest Paid on Borrowings | 2.8 | 2.69 | 0.7 | 0.6 | 1.34 | 1.48 | Upgrade
|
| Total Interest Expense | 11.91 | 7.99 | 1.78 | 2.17 | 4.43 | 5.33 | Upgrade
|
| Net Interest Income | 26.76 | 25.29 | 25.71 | 25.5 | 21.39 | 18.16 | Upgrade
|
| Net Interest Income Growth (YoY) | 4.57% | -1.63% | 0.83% | 19.17% | 17.82% | 5.81% | Upgrade
|
| Mortgage Banking Activities | 2.28 | 1.69 | 3.43 | 9.52 | 9.73 | 5.04 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 0 | -0.02 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -4.99 | - | - | 0.01 | 0.1 | Upgrade
|
| Other Non-Interest Income | 3.26 | 3.26 | 3.1 | 2.82 | 2.41 | 2.48 | Upgrade
|
| Total Non-Interest Income | 5.54 | -0.04 | 6.6 | 12.34 | 12.25 | 7.89 | Upgrade
|
| Non-Interest Income Growth (YoY) | 5790.43% | - | -46.51% | 0.80% | 55.28% | 28.54% | Upgrade
|
| Revenues Before Loan Losses | 32.3 | 25.25 | 32.31 | 37.84 | 33.64 | 26.04 | Upgrade
|
| Provision for Loan Losses | 0.2 | 0.05 | -0.3 | -0.5 | 0.95 | 0.14 | Upgrade
|
| Revenue | 32.1 | 25.2 | 32.61 | 38.34 | 32.69 | 25.91 | Upgrade
|
| Revenue Growth (YoY) | 24.96% | -22.71% | -14.95% | 17.28% | 26.17% | 11.22% | Upgrade
|
| Salaries and Employee Benefits | 13.35 | 13.03 | 13.39 | 13.77 | 12.68 | 11.83 | Upgrade
|
| Federal Deposit Insurance | 0.34 | 0.3 | 0.24 | 0.19 | 0.22 | 0.16 | Upgrade
|
| Selling, General & Administrative | 6.98 | 6.82 | 6.02 | 6.21 | 6.07 | 6.13 | Upgrade
|
| Other Non-Interest Expense | 2.44 | 2.89 | 2.67 | 2.3 | 2.14 | 2.13 | Upgrade
|
| Total Non-Interest Expense | 23.11 | 23.04 | 22.31 | 22.47 | 20.95 | 20.27 | Upgrade
|
| EBT Excluding Unusual Items | 8.99 | 2.17 | 10.3 | 15.87 | 11.74 | 5.64 | Upgrade
|
| Other Unusual Items | - | - | - | - | -0.7 | - | Upgrade
|
| Pretax Income | 8.99 | 2.17 | 10.3 | 15.87 | 11.04 | 5.64 | Upgrade
|
| Income Tax Expense | 1.77 | 0.25 | 1.99 | 3.42 | 2.49 | 1.16 | Upgrade
|
| Net Income | 7.22 | 1.92 | 8.31 | 12.45 | 8.55 | 4.48 | Upgrade
|
| Net Income to Common | 7.22 | 1.92 | 8.31 | 12.45 | 8.55 | 4.48 | Upgrade
|
| Net Income Growth | 202.47% | -76.91% | -33.31% | 45.58% | 91.07% | 47.42% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | 0.61% | 0.61% | 0.61% | 0.62% | 0.97% | 0.84% | Upgrade
|
| EPS (Basic) | 4.84 | 1.29 | 5.62 | 8.48 | 5.86 | 3.10 | Upgrade
|
| EPS (Diluted) | 4.84 | 1.29 | 5.62 | 8.48 | 5.86 | 3.10 | Upgrade
|
| EPS Growth | 200.71% | -77.05% | -33.73% | 44.71% | 89.14% | 51.88% | Upgrade
|
| Dividend Per Share | 0.720 | 0.660 | 0.580 | 0.140 | - | - | Upgrade
|
| Dividend Growth | 12.50% | 13.79% | 314.29% | - | - | - | Upgrade
|
| Effective Tax Rate | 19.66% | 11.41% | 19.33% | 21.55% | 22.51% | 20.63% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.