Village Bank and Trust Financial Corp. (VBFC)
Mar 31, 2025 - VBFC acquired by TOWN
80.21
+0.01 (0.01%)
Inactive · Last trade price on Mar 31, 2025
VBFC Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Cash & Equivalents | - | 17.71 | 16.68 | 92.62 | 43.45 |
Investment Securities | 79.17 | 33.05 | 73.29 | 54.2 | 16.84 |
Trading Asset Securities | - | 0.27 | - | 0.47 | 1.6 |
Mortgage-Backed Securities | - | 72.54 | 60.56 | 40.5 | 24.01 |
Total Investments | 79.17 | 105.86 | 133.85 | 95.17 | 42.44 |
Gross Loans | 619.48 | 575.81 | 539.02 | 526.46 | 561 |
Allowance for Loan Losses | -3.7 | -3.42 | -3.37 | -3.42 | -3.97 |
Other Adjustments to Gross Loans | - | - | - | -0.43 | -2.05 |
Net Loans | 615.78 | 572.39 | 535.65 | 522.6 | 554.99 |
Property, Plant & Equipment | - | 12.58 | 11.75 | 12.74 | 12.7 |
Loans Held for Sale | 4.3 | 4.98 | 2.27 | 5.14 | 34.42 |
Accrued Interest Receivable | - | 3.83 | 3.65 | 3.25 | 4.94 |
Long-Term Deferred Tax Assets | - | 3.04 | - | 1.97 | 2.36 |
Other Real Estate Owned & Foreclosed | - | - | - | - | 0.34 |
Other Long-Term Assets | 56.92 | 16.23 | 19.43 | 14.92 | 10.6 |
Total Assets | 756.17 | 736.62 | 723.27 | 748.4 | 706.24 |
Liabilities
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Bearing Deposits | 378.89 | 348.58 | 364.77 | 388.27 | 350.06 |
Institutional Deposits | - | 9.15 | 4.74 | 6.98 | 16.01 |
Non-Interest Bearing Deposits | 240.53 | 247.62 | 255.24 | 268.8 | 222.31 |
Total Deposits | 619.42 | 605.35 | 624.74 | 664.05 | 588.38 |
Short-Term Borrowings | - | 0.51 | 0.21 | 0.65 | 3.1 |
Current Portion of Leases | - | 0.31 | - | - | - |
Accrued Interest Payable | - | 0.21 | 0.07 | 0.07 | 0.19 |
Long-Term Debt | 59.46 | 5.7 | 5.69 | 5.66 | 47.16 |
Federal Home Loan Bank Debt, Long-Term | - | 45 | 20 | - | - |
Long-Term Leases | - | 0.53 | 1.12 | 0.93 | 0.93 |
Trust Preferred Securities | - | 8.76 | 8.76 | 8.76 | 8.76 |
Other Long-Term Liabilities | 3.54 | 2.69 | 1.56 | 4.88 | 5.71 |
Total Liabilities | 682.43 | 669.06 | 662.16 | 685 | 654.24 |
Shareholders' Equity
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Common Stock | 73.74 | 5.91 | 5.87 | 5.82 | 5.79 |
Additional Paid-In Capital | - | 55.49 | 55.17 | 54.81 | 54.51 |
Retained Earnings | - | 11.78 | 10.96 | 3.51 | -8.74 |
Comprehensive Income & Other | - | -5.61 | -10.88 | -0.74 | 0.43 |
Total Common Equity | 73.74 | 67.56 | 61.11 | 63.4 | 52 |
Shareholders' Equity | 73.74 | 67.56 | 61.11 | 63.4 | 52 |
Total Liabilities & Equity | 756.17 | 736.62 | 723.27 | 748.4 | 706.24 |
Additional Metrics
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Total Debt | 59.46 | 60.82 | 35.79 | 16.01 | 59.95 |
Net Cash (Debt) | -59.46 | -42.83 | -19.11 | 77.08 | -14.9 |
Net Cash Growth | - | - | - | - | - |
Net Cash Per Share | -39.74 | -28.82 | -12.94 | 52.51 | -10.21 |
Filing Date Shares Outstanding | 1.5 | 1.49 | 1.48 | 1.47 | 1.47 |
Total Common Shares Outstanding | 1.5 | 1.49 | 1.48 | 1.47 | 1.47 |
Book Value Per Share | 49.22 | 45.25 | 41.21 | 43.03 | 35.46 |
Tangible Book Value | 73.74 | 67.56 | 61.11 | 63.4 | 52 |
Tangible Book Value Per Share | 49.22 | 45.25 | 41.21 | 43.03 | 35.46 |