Village Bank and Trust Financial Corp. (VBFC)
NASDAQ: VBFC · Real-Time Price · USD
78.85
-0.31 (-0.39%)
Feb 18, 2025, 4:00 PM EST - Market open

VBFC Statistics

Total Valuation

VBFC has a market cap or net worth of $118.30 million. The enterprise value is $177.77 million.

Market Cap 118.30M
Enterprise Value 177.77M

Important Dates

The last earnings date was Friday, January 31, 2025, before market open.

Earnings Date Jan 31, 2025
Ex-Dividend Date Nov 29, 2024

Share Statistics

VBFC has 1.50 million shares outstanding. The number of shares has increased by 0.68% in one year.

Current Share Class 1.50M
Shares Outstanding 1.50M
Shares Change (YoY) +0.68%
Shares Change (QoQ) +0.40%
Owned by Insiders (%) 57.70%
Owned by Institutions (%) 18.21%
Float 634,672

Valuation Ratios

The trailing PE ratio is 16.81.

PE Ratio 16.81
Forward PE n/a
PS Ratio 3.56
Forward PS n/a
PB Ratio 1.60
P/TBV Ratio 1.60
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 25.33
EV / Sales 5.36
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.93%.

Return on Equity (ROE) 9.93%
Return on Assets (ROA) 0.94%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $228,517
Profits Per Employee $48,393
Employee Count 145
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, VBFC has paid $1.65 million in taxes.

Income Tax 1.65M
Effective Tax Rate 18.99%

Stock Price Statistics

The stock price has increased by +82.63% in the last 52 weeks. The beta is 0.75, so VBFC's price volatility has been lower than the market average.

Beta (5Y) 0.75
52-Week Price Change +82.63%
50-Day Moving Average 78.23
200-Day Moving Average 62.74
Relative Strength Index (RSI) 61.59
Average Volume (20 Days) 1,392

Short Selling Information

The latest short interest is 3,598, so 0.24% of the outstanding shares have been sold short.

Short Interest 3,598
Short Previous Month 1,649
Short % of Shares Out 0.24%
Short % of Float 0.57%
Short Ratio (days to cover) 2.82

Income Statement

In the last 12 months, VBFC had revenue of $33.14 million and earned $7.02 million in profits. Earnings per share was $4.69.

Revenue 33.14M
Gross Profit 33.14M
Operating Income 8.66M
Pretax Income 3.07M
Net Income 7.02M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.69
Full Income Statement

Balance Sheet

Cash & Cash Equivalents n/a
Total Debt 59.46M
Net Cash -59.46M
Net Cash Per Share -$39.63
Equity (Book Value) 73.74M
Book Value Per Share 49.22
Working Capital -615.12M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 26.14%
Pretax Margin 26.14%
Profit Margin 21.18%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 0.91%.

Dividend Per Share $0.72
Dividend Yield 0.91%
Dividend Growth (YoY) 9.09%
Years of Dividend Growth 4
Payout Ratio 15.35%
Buyback Yield -0.68%
Shareholder Yield 0.23%
Earnings Yield 5.93%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on August 8, 2014. It was a reverse split with a ratio of 0.0625:1.

Last Split Date Aug 8, 2014
Split Type Reverse
Split Ratio 0.0625:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2