Village Bank and Trust Financial Corp. (VBFC)
80.21
+0.01 (0.01%)
Inactive · Last trade price on Mar 31, 2025

VBFC Statistics

Total Valuation

VBFC has a market cap or net worth of $120.16 million. The enterprise value is $161.36 million.

Market Cap 120.16M
Enterprise Value 161.36M

Important Dates

The next estimated earnings date is Friday, April 25, 2025, before market open.

Earnings Date Apr 25, 2025
Ex-Dividend Date Mar 7, 2025

Share Statistics

VBFC has 1.50 million shares outstanding. The number of shares has increased by 0.68% in one year.

Current Share Class 1.50M
Shares Outstanding 1.50M
Shares Change (YoY) +0.68%
Shares Change (QoQ) +0.40%
Owned by Insiders (%) 57.92%
Owned by Institutions (%) 18.24%
Float 630,394

Valuation Ratios

The trailing PE ratio is 17.10.

PE Ratio 17.10
Forward PE n/a
PS Ratio 3.62
Forward PS n/a
PB Ratio 1.63
P/TBV Ratio 1.63
P/FCF Ratio n/a
P/OCF Ratio 25.92
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 22.99
EV / Sales 4.87
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.93%.

Return on Equity (ROE) 9.93%
Return on Assets (ROA) 0.94%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $228,517
Profits Per Employee $48,393
Employee Count 145
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, VBFC has paid $1.65 million in taxes.

Income Tax 1.65M
Effective Tax Rate 18.99%

Stock Price Statistics

The stock price has increased by +88.73% in the last 52 weeks. The beta is 0.75, so VBFC's price volatility has been lower than the market average.

Beta (5Y) 0.75
52-Week Price Change +88.73%
50-Day Moving Average 79.02
200-Day Moving Average 67.31
Relative Strength Index (RSI) 76.45
Average Volume (20 Days) 2,104

Short Selling Information

The latest short interest is 9,623, so 0.64% of the outstanding shares have been sold short.

Short Interest 9,623
Short Previous Month 3,345
Short % of Shares Out 0.64%
Short % of Float 1.53%
Short Ratio (days to cover) 6.16

Income Statement

In the last 12 months, VBFC had revenue of $33.14 million and earned $7.02 million in profits. Earnings per share was $4.69.

Revenue 33.14M
Gross Profit 33.14M
Operating Income 9.00M
Pretax Income 3.07M
Net Income 7.02M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.69
Full Income Statement

Balance Sheet

The company has $18.83 million in cash and $60.02 million in debt, giving a net cash position of -$41.19 million or -$27.50 per share.

Cash & Cash Equivalents 18.83M
Total Debt 60.02M
Net Cash -41.19M
Net Cash Per Share -$27.50
Equity (Book Value) 73.74M
Book Value Per Share 49.22
Working Capital -593.46M
Full Balance Sheet

Cash Flow

Operating Cash Flow 4.64M
Capital Expenditures -307,000
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 27.17%
Pretax Margin 26.14%
Profit Margin 21.18%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 0.90%.

Dividend Per Share $0.72
Dividend Yield 0.90%
Dividend Growth (YoY) 5.88%
Years of Dividend Growth 4
Payout Ratio 15.35%
Buyback Yield -0.68%
Shareholder Yield 0.21%
Earnings Yield 5.84%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on August 8, 2014. It was a reverse split with a ratio of 0.0625:1.

Last Split Date Aug 8, 2014
Split Type Reverse
Split Ratio 0.0625:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3