Velocity Financial, Inc. (VEL)
| Market Cap | 666.16M +2.3% |
| Revenue (ttm) | 271.59M +52.6% |
| Net Income | 107.10M +54.9% |
| EPS | 2.80 +44.3% |
| Shares Out | 39.26M |
| PE Ratio | 6.06 |
| Forward PE | 6.38 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 82,346 |
| Open | 17.24 |
| Previous Close | 17.30 |
| Day's Range | 16.65 - 17.24 |
| 52-Week Range | 16.19 - 21.40 |
| Beta | 0.76 |
| Analysts | Strong Buy |
| Price Target | 22.50 (+32.59%) |
| Earnings Date | May 6, 2026 |
About VEL
Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded i... [Read more]
Financial Performance
In 2025, Velocity Financial's revenue was $225.61 million, an increase of 27.00% compared to the previous year's $177.65 million. Earnings were $103.71 million, an increase of 53.45%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for VEL stock is "Strong Buy." The 12-month stock price target is $22.5, which is an increase of 32.59% from the latest price.
News
Velocity Financial price target raised to $23.50 from $22 at Citizens
Citizens raised the firm’s price target on Velocity Financial (VEL) to $23.50 from $22 and keeps an Outperform rating on the shares. The firm updated its model following the Q1…
Velocity Financial reports Q1 core EPS 68c, consensus 64c
Reports diluted book value per common share of $17.75, an increase of 19.4% from $14.87 as of March 31, 2025. The company said, “Velocity continued to deliver impressive earnings in…
Velocity Financial Earnings Call Transcript: Q1 2026
Q1 2026 saw 30% year-over-year core net income growth, a 25.6% increase in the loan portfolio, and a stable 3.56% NIM. Liquidity and capital strength improved with a $500 million unsecured debt issuance, while origination volumes and ROE are expected to remain strong through 2026.
Velocity Financial, Inc. Reports First Quarter 2026 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $22.4 million and core net income ...
Velocity Financial, Inc. Announces Date of First Quarter 2026 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its first quarter 2026 results after the ...
Velocity Financial Earnings Call Transcript: Q4 2025
Record 2025 results included 52% net income growth, 49% higher originations, and a 28% larger portfolio, with robust liquidity and capital markets support. NPLs declined, margins remained stable, and management expects continued growth in 2026.
Velocity Financial reports Q4 core EPS 93c, consensus 67c
Reports Q4 revenue $102.904M vs $71.17M last year. “Velocity delivered impressive earnings in the fourth quarter and full year 2025,” said Chris Farrar, President and CEO. “The Company’s record full-y...
Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $105.1 million and core net income...
Velocity Financial options imply 2.9% move in share price post-earnings
Pre-earnings options volume in Velocity Financial (VEL) is normal with puts leading calls 15:2. Implied volatility suggests the market is anticipating a move near 2.9%, or 53c, after results are…
Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced the closing of Velocity Commercia...
Velocity Financial, Inc. Announces Date of Fourth Quarter and Full Year 2025 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its fourth quarter and full year 2025 res...
Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital,...
Velocity Financial sees FY25 EPS at least $2.75, consensus $2.70
Sees FY25 total loan originations approximately $2.72B. Sees FY25 nonperforming loans between 8.5%-8.6% of total loan unpaid principal balance. “2025 was an exceptional year for Velocity, with record ...
Velocity Financial sees Q4 EPS at least 90c, consensus 67c
Sees Q4 net interest margin at least 3.55%. Sees Q4 total loan originations approximately $635M.
Velocity Financial, Inc. Announces Proposed Offering of $500 Million of Senior Notes Due 2031
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital...
Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, today announced preliminary unaudited results for the ...
Velocity Financial to sell $133.2M in UPB of non-performing loans
Velocity Financial (VEL) announced an agreement to sell $133.2M in UPB of non-performing loans at a significant premium to the current mark on our balance sheet. In connection with this…
Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnership
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announces an agreement to sell $133.2 million in UPB o...
Velocity Financial price target raised to $22 from $21 at Citizens JMP
Citizens JMP analyst Steven DeLaney raised the firm’s price target on Velocity Financial (VEL) to $22 from $21 and keeps an Outperform rating on the shares. Velocity Financial’s Q3 earnings…
Velocity Financial Earnings Call Transcript: Q3 2025
Record pre-tax earnings and loan production marked a strong Q3, with net income up 60% year-over-year and stable credit metrics. Funding sources diversified through a new securitization, and liquidity and capital positions remain robust.
Velocity Financial reports Q3 core EPS 69c, consensus 60c
Reports Q3 revenue $85.8M consensus $48.89M. “We continue to build on our strong momentum in 2025, delivering two record highs for quarterly loan production and pre-tax earnings,” said Chris Farrar,…
Velocity Financial, Inc. Reports Third Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $25.4 million and core net income ...
Velocity Financial, Inc. Announces Date of Third Quarter 2025 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its third quarter 2025 results after the ...
Velocity Financial announces dual listing on NYSE Texas
Velocity Financial (VEL) announced the dual listing of its common stock on NYSE Texas, the newly launched fully electronic equities exchange headquartered in Dallas, Texas.
Velocity Financial, Inc. Announces Dual Listing on NYSE Texas
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announced today the dual listing of its common stock o...